The top-rated mobile home insurance agent in Ithaca, New York is Zach Clark - State Farm Insurance Agent, rated 5.0 stars across 382 reviews. Other highly rated options include Nick Romo - State Farm Insurance Agent, Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance. This directory lists 19 mobile home insurance agents serving Ithaca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Clark - State Farm Insurance Agent | 832 Hanshaw Rd | (607) 257-8900 |
| 2 | Nick Romo - State Farm Insurance Agent | 309 N Tioga St | (607) 256-2886 |
| 3 | Adam Megivern - State Farm Insurance Agent | 2359 N Triphammer Rd Ste 1B | (607) 216-9045 |
| 4 | Bailey Place Insurance | 2428 N Triphammer Rd | (607) 319-0094 |
| 5 | Freeway Insurance | 722 S Meadow St | (607) 319-7016 |
| 6 | True Insurance | 124 Seneca Way | (607) 273-7511 |
| 7 | Kris Yelverton - State Farm Insurance Agent | 401 Elmira Rd Suite 6 | (607) 229-1111 |
| 8 | Moscato & Associates Inc | 950 Danby Rd | (607) 216-1450 |
| 9 | Andrews Agency Insurance | 804 W State St | (607) 273-7551 |
| 10 | Warren Insurance Agency | 223 Elmira Rd | (607) 277-0267 |
Zach Clark - State Farm Insurance Agent in Ithaca, NY, provides mobile home insurance coverage designed to protect manufactured and modular dwellings. The agency offers standard service plans that include dwelling protection and personal property coverage along with liability insurance. Regular maintenance guidance is provided to help clients keep their homes in good condition and potentially avoid claims. This agent services single-family residences, apartments, retail locations, and restaurants in the greater Ithaca area.
Nick Romo - State Farm Insurance Agent serves the Ithaca, New York area, specializing in mobile home insurance policies. As a local agency, it helps customers secure coverage tailored to manufactured and modular homes. Policies generally include protection for the dwelling structure, personal belongings, and liability. The agency works to address the unique risks mobile homeowners face in this region. It handles both standard mobile home policies and additional coverage options for specific property needs.
Adam Megivern - State Farm Insurance Agent in Ithaca, NY, serves homeowners, property managers, and mobile home owners seeking specialized coverage for manufactured and modular dwellings. The agency helps clients protect their property against local risks, including wind, hail, and freezing temperatures common to the Finger Lakes region. Customers receive guidance on selecting appropriate policy limits for their structures and personal belongings. The company also extends its mobile home insurance services to the neighboring communities of Dryden and Lansing.
Bailey Place Insurance serves the Ithaca, New York area and surrounding communities, handling mobile home insurance policies for local residents. The agency assists clients in finding coverage that protects their manufactured or mobile homes against common regional risks. It works to explain policy details clearly and ensure each customer understands what their plan covers. When addressing a typical request, the agency reviews individual property needs and compares appropriate options to match each owner with a suitable policy.
Freeway Insurance is a mobile home insurance agent located in Ithaca, New York, focusing on policies for manufactured and modular homes. The agency assists local residents with obtaining coverage tailored to the unique risks of mobile home ownership, including protection against weather damage and liability. It offers standard policies that can be customized with additional endorsements. For specialized needs, the agency can also arrange coverage for attached structures like decks or carports.
True Insurance, an Ithaca mobile home insurance agent, distinguishes between one-time policies for seasonal homes and recurring coverage for year-round residences. Their services protect manufactured and modular homes against common local risks like wind and ice damage. They tailor policies to include personal property and liability protection. Coverage options extend to attached structures and additional living expenses during repairs. Their service runs on a one-time basis for single purchases or as scheduled for ongoing protection needs.
Kris Yelverton - State Farm Insurance Agent offers specialized coverage for mobile and manufactured homes in the Ithaca area. The agency helps homeowners protect their property against damage from weather, accidents, and other common risks. Standard policies may include dwelling coverage, personal property protection, and liability insurance. Agents work with clients to tailor policies that fit individual needs and budgets. As winter approaches, the office assists with understanding coverage for snow load damage and frozen pipe issues unique to mobile homes.
As the harsh Ithaca winter settles in, protecting a mobile home from snow, ice, and wind damage becomes a pressing concern for local homeowners. Moscato & Associates Inc helps residents secure appropriate coverage customized for these unique structures, addressing potential risks like roof leaks and freeze-related pipe bursts. Their process begins with a thorough inspection of the property to assess its specific construction features and vulnerability, ensuring all key vulnerabilities are properly documented before any policy is finalized.
Andrews Agency Insurance provides mobile home insurance coverage for clients in Ithaca, NY, addressing the specific needs of manufactured and modular dwellings. This agency can arrange policies that cover physical structures, personal property, and liability protection. Common add-ons include coverage for attached structures, replacement cost options, and protection against weather-related damage common to the region. Its commercial insurance capabilities extend to offices, warehouses, and food service operations in the local area.
Warren Insurance Agency provides residential mobile home coverage for clients in Ithaca, New York, and also addresses commercial insurance needs within the surrounding region. As a local agency focused on mobile home protection, it helps customers secure policies that safeguard their dwellings against common regional risks. The agency aims to establish ongoing client relationships, often working with policyholders between regular visits to update coverage or answer questions following a claim or change in circumstance.
What Does a a Mobile Home Insurance Agent in Ithaca Cost?
Typical mobile home insurance premiums in New York range from 300 to 900 dollars per year for a standard policy, depending on the home value, location, and coverage limits. In Ithaca, factors such as the age of the home and proximity to Cayuga Lake can affect rates. This is general information and not insurance advice.
About mobile home insurance agents in Ithaca
Mobile home insurance agents in Ithaca, New York help owners of manufactured and mobile homes find appropriate coverage. New York law requires mobile home owners to carry liability insurance if the home is financed or located in a park. Agents can explain local risks such as freeze-thaw cycles and wind damage from lake effect storms.
Frequently Asked Questions
What does mobile home insurance cover in Ithaca New York?
Standard policies cover the home structure, personal property, and liability. In New York, wind and hail coverage is often included, but flood insurance requires a separate policy through the National Flood Insurance Program.
Is mobile home insurance required by law in New York?
New York does not require mobile home insurance by state law. However, lenders and mobile home parks typically require liability and property coverage as a condition of the loan or lease agreement.
How do I choose a mobile home insurance agent in Ithaca?
Look for an agent licensed in New York who has experience with manufactured homes. Ask about replacement cost coverage and whether the policy meets local park requirements. Compare quotes from multiple agents to find suitable terms.
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