The top-rated mobile home insurance agent in Lindenhurst, New York is Luis Hernandez - State Farm Insurance Agent, rated 5.0 stars across 233 reviews. Other highly rated options include First Choice Insurance, Maria Zinerco: Allstate Insurance, Thomas J. Sant: Allstate Insurance. This directory lists 10 mobile home insurance agents serving Lindenhurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luis Hernandez - State Farm Insurance Agent | 186 S 1st St Ste C | (631) 956-4003 |
| 2 | First Choice Insurance | 646 Wellwood Ave | (631) 422-6650 |
| 3 | Maria Zinerco: Allstate Insurance | 773 N Wellwood Ave | (516) 561-6770 |
| 4 | Thomas J. Sant: Allstate Insurance | 7 W Hoffman Ave | (631) 957-4800 |
| 5 | Anthony Albano - State Farm Insurance Agent | 504 W Montauk Hwy | (631) 225-1500 |
| 6 | Plus Insurance Service NY | 271-279 S Wellwood Ave | (631) 572-3818 |
| 7 | Nationwide Insurance: Stephen Patrick Cali | 173 S Wellwood Ave | (631) 592-1250 |
| 8 | Tom Falletta: Allstate Insurance | 53 W Montauk Hwy | (631) 225-4100 |
| 9 | LoBue & Son Agency | 197 S Wellwood Ave | (631) 957-5282 |
| 10 | HF Wrieth Insurance | 368 S Wellwood Ave | (631) 226-2264 |
Luis Hernandez - State Farm Insurance Agent serves Lindenhurst, New York, and the surrounding area. The company helps residents find mobile home insurance coverage to protect their manufactured or modular dwellings. Policies from this agency can help with protecting the structure in the event of covered damage. They also assist clients with understanding coverage for their personal belongings inside the home. Beyond general mobile home policies, this agency handles specific protections such as liability coverage and protection against certain types of weather-related losses common to this region.
First Choice Insurance offers a full range of mobile home insurance services designed to protect manufactured and modular dwellings in the Lindenhurst area. Agents help clients select appropriate coverage for their specific living situation. Service plans include assistance with policy consultations and claims guidance tailored to mobile home needs. Annual policy reviews help maintain adequate protection as circumstances change. The agency provides these insurance services for single-family mobile homes, seasonal vacation properties, and park model dwellings.
Maria Zinerco: Allstate Insurance serves homeowners and property owners in Lindenhurst, New York, who need protection for manufactured or mobile homes. The agency helps clients secure insurance policies that cover structural damage, liability, and personal belongings against common regional weather risks and accidents. Because every property is unique, the agency works to tailor coverage to each customer’s specific dwelling type and lot situation. For those nearby, the team also extends its mobile home insurance services to clients throughout Babylon Town and surrounding Suffolk County communities.
Thomas J. Sant: Allstate Insurance serves mobile home owners in Lindenhurst, New York, and the surrounding Long Island communities. The agency handles coverage for manufactured and modular homes, including protection against wind, hail, and fire damage common to the region. Policies are designed to safeguard the structure and personal property. For each mobile home, the agent reviews the specific location and risk factors before tailoring a policy that fits the homeowner's needs and budget constraints.
For mobile home coverage, Anthony Albano - State Farm Insurance Agent in Lindenhurst, NY offers policies that protect the structure itself as well as the personal belongings inside. This agent helps customers compare the cost and scope of a full replacement cost policy versus an actual cash value policy. Standard coverage typically includes protection against fire, wind, hail, theft, and liability. Service runs on a scheduled basis when renewing annual policies and on an as-needed basis when reviewing coverage after a claim or policy change.
As winter storms can damage roofs and cause water leaks across Long Island, Plus Insurance Service NY in Lindenhurst helps mobile homeowners secure proper coverage before the next freeze. The agency specializes in policies tailored to manufactured and modular homes in the area, addressing the unique risks of older communities and flood zones. Their process begins with a detailed inspection of the home's condition, skirting, tie-downs, and overall safety. This initial assessment ensures that every policy meets the specific needs of the property owner.
Nationwide Insurance: Stephen Patrick Cali offers specialized mobile home insurance services and general property coverage for residents in Lindenhurst, NY. It works to protect mobile homes against common regional risks such as wind and hail damage. The agency also addresses liability concerns that may arise from property incidents. In the colder months, it helps mobile homeowners secure policies that cover frozen pipe bursts and structural stress from snow accumulation.
Tom Falletta: Allstate Insurance offers mobile home insurance agent services in the Lindenhurst, NY area, helping clients protect their manufactured and modular homes. Specialized coverage options for mobile homes include protection against fire, theft, and liability, as well as add-ons tailored for unique structural risks. The agency works with property owners seeking standard coverage and can also arrange policies for commercial sectors such as offices, warehouses, and food service establishments.
LoBue & Son Agency provides residential mobile home insurance services to clients in Lindenhurst, New York, along with commercial coverage options for businesses in the surrounding area. The agency assists local mobile home owners and operators in assessing appropriate coverage levels for their specific structures and property needs. After the initial policy placement, the company offers ongoing support and follow-up service between regular policy renewals, ensuring that each client's coverage remains suited to their evolving circumstances.
HF Wrieth Insurance serves Lindenhurst, New York, as a mobile home insurance agent, known for assisting homeowners in safeguarding manufactured and modular dwellings. The agency focuses on policies covering structure damage, personal property loss, and liability risks common in the local region. Clients can receive guidance on protecting against weather-related perils that frequently impact mobile homes. For comprehensive coverage, the company offers additional endorsements for detached structures such as sheds or carports on the property.
What Does a a Mobile Home Insurance Agent in Lindenhurst Cost?
Mobile home insurance in New York typically costs between 400 and 1,200 dollars per year for a standard policy. Rates vary based on the home value, location in Lindenhurst, coverage limits, and deductible. Older homes or those in flood-prone areas may cost more. This is general information, not insurance advice.
About mobile home insurance agents in Lindenhurst
Mobile home insurance agents in Lindenhurst, New York help owners of manufactured and mobile homes find appropriate coverage. New York state law does not require mobile home insurance, but lenders often mandate it. Local agents can explain options like replacement cost coverage and liability protection specific to Suffolk County.
Frequently Asked Questions
What does mobile home insurance cover in Lindenhurst New York?
Standard policies cover the home structure, personal property, and liability. In New York, wind and hail damage are common concerns. Flood insurance is separate and often recommended for Lindenhurst properties near water.
Do I need mobile home insurance in New York?
New York state law does not require mobile home insurance. However, if you have a loan on the home, your lender will require coverage. Even without a loan, insurance protects against fire, theft, and weather damage.
How do I find a mobile home insurance agent in Lindenhurst?
You can search online for licensed agents in Suffolk County. Ask about policies that comply with New York Department of Financial Services regulations. Compare quotes from multiple agents to find suitable coverage for your mobile home.
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