The top-rated mobile home insurance agent in Melville, New York is First Heritage Insurance Agency, rated 4.9 stars across 1,453 reviews. Other highly rated options include PRK Insurance Agency Inc, Brian M. Gill - State Farm Insurance Agent, Clarity Insurance Agency. This directory lists 21 mobile home insurance agents serving Melville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Heritage Insurance Agency | 324 S Service Rd | (631) 659-0189 |
| 2 | PRK Insurance Agency Inc | 425 Broadhollow Rd Suite 415 | (516) 799-9001 |
| 3 | Brian M. Gill - State Farm Insurance Agent | 713 Walt Whitman Rd | (631) 549-9444 |
| 4 | Clarity Insurance Agency | 35 Melville Park Rd #400 | (516) 862-4422 |
| 5 | YZ Insurance Group | 555 Broadhollow Rd # 303 | (516) 464-2100 |
| 6 | Coverland Brokerage Inc | 555 Broadhollow Rd #117 | (516) 696-3590 |
| 7 | ASAP Insurance Brokerage | 200 Broadhollow Rd Suite 207 | (888) 205-6660 |
| 8 | MICHAEL M INSURANCE SERVICES | 445 Broadhollow Rd #25 | (631) 774-3786 |
| 9 | The Ferrante Agency: Allstate Insurance | 534 Broadhollow Rd Ste 250 | (516) 378-1500 |
| 10 | La Grange Inc. | 734 Walt Whitman Rd #208 | (631) 629-4360 |
First Heritage Insurance Agency serves the Melville, New York area, offering mobile home insurance coverage for local property owners. The agency helps clients select policies that protect their manufactured and modular homes from weather and liability risks. Customers receive guidance on tailoring coverage limits and deductibles to fit their budgets. The agency assists with filing claims for storm damage and coordinates repairs through accepted providers. It handles documentation for policy renewals and modifications to keep coverage current with changing home values.
PRK Insurance Agency Inc provides mobile home insurance solutions tailored to the needs of local homeowners in Melville, NY. It offers an array of coverage options such as liability protection and replacement cost policies. The company also assists clients with periodic policy reviews to ensure adequate protection over time. It services single-family mobile homes, manufactured home parks, rental properties, and seasonal vacation dwellings.
Homeowners and property managers in Melville, New York, can turn to Brian M. Gill - State Farm Insurance Agent for their mobile home insurance needs. This agency provides policies that cover the structure itself and personal belongings, offering financial protection against common risks like fire, theft, and weather damage. A dedicated agent helps customers navigate coverage options and tailor a plan to suit their specific situation. Service also extends to clients in neighboring communities throughout the Suffolk County area.
Clarity Insurance Agency serves mobile home owners in Melville, New York, and the surrounding Long Island communities. The agency handles policies that cover the dwelling itself, personal belongings, and liability protection against accidents on the property. It also addresses risks unique to manufactured and modular homes, such as wind and hail damage common to the region. The agency approaches a typical job by first assessing the homeowner’s coverage needs through a detailed consultation, then comparing options to match those requirements with an appropriate policy.
Mobile home owners can choose between a one-time policy review or ongoing coverage adjustments with YZ Insurance Group in Melville, NY. This agency focuses on policies tailored specifically for manufactured and mobile homes, addressing unique risks like structural vulnerability or transport-related issues. Insurance for these dwellings often requires specialized knowledge of local regulations and park requirements. Coverage assistance is available on both a scheduled and as-needed basis, helping clients update policies when their home or needs change.
Coverland Brokerage Inc, based in Melville, NY, specializes in securing mobile home insurance policies that cover dwelling structures, personal property, and liability protection. The agent works with local carriers to match clients with appropriate coverage options for manufactured and modular homes. General service work includes reviewing policy details, assisting with claims filing, and advising on additional endorsements. When winter storms threaten Long Island, the agent helps homeowners assess their coverage for wind and ice damage, ensuring policies address seasonal risks common to the region.
When winter storms or summer humidity threaten a mobile home in Melville, sufficient coverage becomes essential. ASAP Insurance Brokerage serves local residents by explaining the specific perils that affect manufactured housing, such as wind, hail, and freeze-related pipe bursts. Their focus is on tailoring policies to meet each homeowner’s situation. Clients can expect a thorough initial assessment of their mobile home’s age, tie-downs, and structural condition before a coverage plan is proposed. This approach ensures that every inspection step addresses the unique risks property owners face across Long Island.
MICHAEL M INSURANCE SERVICES offers residential mobile home insurance to clients in Melville, NY. Commercial mobile home coverage is also provided for property owners and investors in the surrounding area. The agency helps customers select policies that protect structures and personal belongings against common regional risks. Through clear explanations of coverage options, policyholders can make informed decisions about their protection needs. Follow-up services between regular visits ensure that coverage remains appropriate as personal circumstances or property conditions change.
The Ferrante Agency: Allstate Insurance works with homeowners to provide standard coverage for mobile homes, addressing the unique risks of manufactured housing in the area. The company can add specialty protections like wind and hail endorsements, as well as personal property replacement cost options. Its mobile home insurance can serve offices, warehouses, and food service establishments requiring tailored liability and property policies.
La Grange Inc. is a mobile home insurance agent known for providing coverage options to residents in and around Melville, NY. The company assists clients in securing policies that protect manufactured and mobile homes from common regional risks. Services typically include evaluations of dwelling value and liability needs tailored to local requirements. For added protection, La Grange Inc. can arrange coverage for attached structures like porches or carports.
What Does a a Mobile Home Insurance Agent in Melville Cost?
The typical cost for mobile home insurance in New York ranges from 300 to 800 dollars per year for a standard policy. Factors like the home age, location in Melville, and coverage limits affect the price. Older homes or those in flood zones may cost more. This is general information, not insurance advice.
About mobile home insurance agents in Melville
A mobile home insurance agent in Melville New York can help you find coverage for your manufactured or mobile home. New York requires all mobile homes to be insured for liability and physical damage if the home is financed. Agents in Melville understand local risks like winter storms and coastal weather.
Frequently Asked Questions
What does mobile home insurance cover in New York?
Mobile home insurance in New York typically covers the dwelling, personal property, and liability. It also includes protection against wind, hail, and fire. Flood insurance is not included and must be purchased separately.
Do I need mobile home insurance if I own my home outright in Melville?
New York law does not require insurance if you own the mobile home and land free of any loan. However, most parks and lenders require coverage. Even without a requirement, insurance protects against costly damage from storms or accidents.
How do I find a licensed mobile home insurance agent in Melville?
You can search the New York State Department of Financial Services website for licensed agents in Melville. Ask the agent if they specialize in manufactured or mobile home policies. Local agents often know the specific risks for Suffolk County.
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