The top-rated mobile home insurance agent in North Tonawanda, New York is Scott Huber - State Farm Insurance Agent, rated 4.9 stars across 80 reviews. Other highly rated options include Christopher Peters Agency LLC, Dion Andrzejewski: Allstate Insurance, Farmers Insurance - Larry Acker. This directory lists 10 mobile home insurance agents serving North Tonawanda.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Huber - State Farm Insurance Agent | 84 Sweeney St | (716) 693-3800 |
| 2 | Christopher Peters Agency LLC | 3306 Spring Ct | (716) 628-4389 |
| 3 | Dion Andrzejewski: Allstate Insurance | 601 Division St | (716) 693-8711 |
| 4 | Farmers Insurance - Larry Acker | 664 Niagara Falls Blvd | (716) 260-1076 |
| 5 | The Decker Agency Inc. | 1551 Erie Ave | (716) 883-1455 |
| 6 | E J Grabau Agency Inc | 3200 Niagara Falls Blvd | (716) 692-1604 |
| 7 | Stange Agency Inc | 84 Sweeney St Suite C-14 | (716) 692-0018 |
| 8 | GPA Insurance Agency, Inc. | 84 Sweeney St Suite C-14 | (716) 689-2060 |
| 9 | Manfredi Insurance Agency | 84 Sweeney St | (716) 693-2850 |
| 10 | Bradt & Williams Insurance Agency | 908 Niagara Falls Blvd Ste 104 | (716) 264-4256 |
Scott Huber - State Farm Insurance Agent serves the North Tonawanda, New York, area and offers mobile home insurance coverage. Mobile home insurance policies can protect the dwelling structure and personal belongings from covered perils like fire and wind. Liability coverage is also available to safeguard homeowners against certain accidents on their property. This agent works with clients to discuss appropriate coverage levels and deductible choices. Services handled in this area include protection for both single-wide and double-wide manufactured homes.
Christopher Peters Agency LLC offers a full range of mobile home insurance services for owners throughout North Tonawanda, NY. Policies are written to cover structure, personal property, and liability risks common to manufactured and modular housing. The agency also advises clients on appropriate supplemental coverage for detached structures or personal belongings. Annual policy reviews and claims assistance are provided on an ongoing basis. The company serves mobile homeowners living in single-family residences and manufactured home rental communities across the local area.
Serving homeowners in North Tonawanda, Dion Andrzejewski: Allstate Insurance provides mobile home insurance policies that help protect structures and personal belongings. The agency works to tailor coverage for seasonal or year-round manufactured homes, addressing local weather risks. Services include policy reviews and claims assistance for clients seeking financial protection. Dion Andrzejewski: Allstate Insurance also covers neighboring areas within the broader Buffalo metropolitan region, including the Town of Wheatfield.
Farmers Insurance - Larry Acker offers mobile home insurance as either a one-time seasonal policy or a recurring annual plan. Coverage typically protects the structure and personal belongings from fire, wind, and theft, and often includes liability protection for accidents on the property. Policyholders in North Tonawanda, NY, may choose between these options based on how often the home is occupied. Service is available on either a one-time or scheduled basis depending on the policy selected.
The Decker Agency Inc. serves North Tonawanda, New York, and the surrounding Niagara County communities. It handles mobile home insurance policies, covering the specific risks associated with manufactured and modular dwellings. The agency works with clients to assess their coverage needs for the structure and personal property. To handle a typical job, it first reviews the homeowner's current situation before identifying appropriate policy options from its network of carriers.
E J Grabau Agency Inc in North Tonawanda, NY specializes in providing mobile home insurance coverage, protecting residents from common structural and liability risks within the area. It regularly works with homeowners to find appropriate policies that balance protection with cost. Property owners rely on its advice when managing coverage for loan requirements or personal asset security. The agency especially helps clients prepare for winter weather concerns, such as damage from snow loads on roofs or frozen pipes.
As winter storms and lake-effect snow approach North Tonawanda, securing specialized coverage for a manufactured or mobile home becomes essential. Stange Agency Inc addresses this need by offering policies tailored to the unique structures and regulations of such housing in Niagara County. They guide clients through policy options that typically cover attached structures and personal property. The process begins with a detailed property inspection or a thorough initial-assessment step to evaluate the home’s condition and location.
GPA Insurance Agency, Inc. in North Tonawanda, NY assists clients with securing coverage for their mobile homes, addressing the specific insurance needs of manufactured and modular housing. It offers focused protection for structures, personal property, and liability. Specialized add-ons can include coverage for attached additions, replacement cost on contents, and additional living expenses during repairs. Commercial sectors the agency can serve include offices, warehouses, and food service operations.
Manfredi Insurance Agency provides residential mobile home insurance services to clients in North Tonawanda, New York, and the surrounding region, along with commercial coverage options for landlords or homeowners using mobile units as investment properties. Their work focuses on protecting these specialized dwellings against local weather-related risks and policy-specific liability needs. After an initial policy is written, the agency can handle updates or claim follow-through between regular visits, ensuring continued service as circumstances change.
Bradt & Williams Insurance Agency in North Tonawanda, NY, is known for specializing in mobile home insurance policies. The agency helps local owners protect manufactured and mobile homes against regional weather risks. Their range of services typically includes coverage for property damage, personal liability, and loss of use. For clients needing enhanced financial security, they can add on an extended replacement cost endorsement to cover total reconstruction.
What Does a a Mobile Home Insurance Agent in North Tonawanda Cost?
Mobile home insurance in North Tonawanda New York generally costs between 300 and 900 dollars annually. Older homes or those with higher replacement values may cost more. Actual premiums depend on the home condition, coverage limits, and local weather risks. This is general information and not insurance advice.
About mobile home insurance agents in North Tonawanda
Mobile home insurance agents in North Tonawanda New York help owners of manufactured homes find appropriate coverage. New York law does not require mobile home insurance, but lenders typically mandate it for financed homes. Local agents understand the specific risks of the Niagara County area, including lake-effect snow and wind damage.
Frequently Asked Questions
What does mobile home insurance cover in North Tonawanda New York?
A standard mobile home policy in New York covers the dwelling, personal property, and liability. It also protects against perils like fire, wind, hail, and theft. Flood and earthquake coverage usually require separate policies.
Is mobile home insurance required by law in New York?
New York state law does not require mobile home insurance. However, if you have a loan or lease the land, your lender or park owner will likely require it. Liability coverage is also recommended to protect against lawsuits.
How much does mobile home insurance cost in North Tonawanda New York?
Costs in New York typically range from 300 to 900 dollars per year for a standard policy. Factors include the home age, value, location, and chosen deductibles. Premiums may be higher in flood-prone areas near the Niagara River.
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