The top-rated mobile home insurance agent in Port Washington, New York is Michael Duval - State Farm Insurance Agent, rated 4.9 stars across 64 reviews. Other highly rated options include James Carew: Allstate Insurance, Elias Psarros: Allstate Insurance, Murray Surety Bond Agency, Inc.. This directory lists 10 mobile home insurance agents serving Port Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Duval - State Farm Insurance Agent | 133 Main St | (516) 944-9266 |
| 2 | James Carew: Allstate Insurance | 290 Main St | (516) 900-3090 |
| 3 | Elias Psarros: Allstate Insurance | 14 Vanderventer Ave Ste 125 | (516) 247-4175 |
| 4 | Murray Surety Bond Agency, Inc. | 322 Main St | (212) 962-7600 |
| 5 | Nelson Rivera Jr.: Allstate Insurance | 65 Manorhaven Blvd | (516) 674-0600 |
| 6 | Phillips General Insurance Agency | 180 Main St | (516) 489-9800 |
| 7 | Total Dollar Insurance | 1 Pleasant Ave | (516) 833-1555 |
| 8 | Acrisure Port Washington, NY (Folan Agency Ltd.) | 378 Port Washington Blvd | (516) 267-6104 |
| 9 | Rivera Agency | 65 Manorhaven Blvd | (516) 883-6100 |
| 10 | Professional Insurance Consultants Inc. | 334 Main St | (516) 767-7200 |
Michael Duval - State Farm Insurance Agent serves Port Washington, NY, and the surrounding Nassau County area, specializing in mobile home insurance coverage. The agency assists homeowners in protecting their manufactured and mobile homes against local weather risks. Representatives work with clients to structure insurance plans that include dwelling protection and liability coverage. For properties in this region, the agent can provide specific endorsements for wind and storm damage. Duval also handles personal property coverage and offers policies tailored to seasonal mobile home use in the community.
James Carew: Allstate Insurance provides a range of insurance services for mobile home owners in Port Washington, NY, including policy consultations and coverage customization. The company offers ongoing support to help clients adjust their plans as their needs change, ensuring that protection remains appropriate over time. It assists with damage assessments and filing claims for incidents like storms or fires that frequently affect mobile homes in this area. The agency services single-family mobile homes, seasonal dwellings, apartments, retail properties, and restaurants.
Elias Psarros: Allstate Insurance serves homeowners and property managers in the Port Washington area who need specialized coverage for mobile homes and manufactured housing. The agency helps clients protect their investment against regional weather risks and liability concerns. Tailored policies address the unique structural needs of prefabricated dwellings while remaining affordable. Service extends to the surrounding communities in Nassau County, including Manhasset and Roslyn.
Operating in Port Washington, New York, and the surrounding Nassau County communities, Murray Surety Bond Agency, Inc. handles mobile home insurance policies. It provides coverage tailored to protect manufactured and mobile homes against common regional risks. The agency works to assess each client’s property and local exposure. It then structures a policy that balances necessary protection with practical budgeting. For each job, Murray Surety Bond Agency reviews the home’s specifications and the owner’s coverage needs to build a personalized plan from available insurer options.
When considering a mobile home insurance agent in Port Washington, New York, clients can choose between a one-time policy purchase for immediate coverage or a scheduled renewal service for ongoing protection. Nelson Rivera Jr.: Allstate Insurance helps secure mobile homes against risks like wind and fire, tailoring plans to individual needs. Coverage typically includes dwelling protection and personal property options to address local weather concerns. This agent offers services on a scheduled basis for annual policy reviews and updates as local conditions change.
Phillips General Insurance Agency in Port Washington, NY, specializes in providing tailored mobile home insurance policies that cover structure, personal property, and liability risks. The agency also assists clients with standard homeowners and auto insurance needs throughout the local area. It works to secure appropriate coverage for manufactured, modular, and park model homes against wind, hail, and fire damage. During winter months, the agency can help address specific coverage concerns related to freeze-related pipe bursts or liability risks when a mobile home is left unoccupied for extended periods.
As winter storms threaten Long Island, Total Dollar Insurance in Port Washington helps mobile home owners review their policies for adequate wind and freeze protection. The agency serves clients throughout Nassau County who need specialized coverage for manufactured or modular housing. Their brokers explain policy differences, including replacement cost versus actual cash value. A typical new client meeting involves an inspection of the home’s foundation, skirting, and roof tie-downs to document conditions for an accurate initial assessment.
Acrisure Port Washington, NY (Folan Agency Ltd.) works with property owners to secure coverage for their mobile homes, structures that present unique insurance needs. It also specializes in add-on protections for contents and detached structures often associated with these dwellings. The agency regularly assists commercial clients, including small offices, warehouses, and food service operations, by connecting them to appropriate liability and property policies in the local area.
Located in Port Washington, NY, Rivera Agency provides residential mobile home insurance coverage for local homeowners. Commercial coverage for mobile home parks and related businesses is also offered throughout the surrounding area. The agency works directly with clients to tailor policies that meet typical regional protection needs. Follow-up or repeat service is regularly coordinated between scheduled visits to address any changes in coverage requirements or policy adjustments.
Professional Insurance Consultants Inc. in Port Washington, NY, is known for guiding mobile homeowners through their specific coverage needs in the local area. The firm helps clients evaluate policies that protect the structure of a manufactured home while also covering personal belongings. Navigating the unique risks of manufactured housing in this coastal region requires attention to liability and wind damage protections. This agent routinely assesses options for detached structures and guest liability. A specialty service this agent can add is securing coverage for on-site recreational vehicles.
What Does a a Mobile Home Insurance Agent in Port Washington Cost?
In New York, mobile home insurance premiums typically range from 300 to 800 dollars per year for a standard policy, depending on the homes value, age, and location. Coastal areas like Port Washington may have higher rates due to storm risk. Deductibles usually range from 500 to 2,500 dollars. This is general information, not insurance advice.
About mobile home insurance agents in Port Washington
Mobile home insurance agents in Port Washington, New York help protect your manufactured home against risks like fire, theft, and weather damage. New York state law requires mobile home owners to have liability coverage if the home is on rented land. Agents in Port Washington can explain policy options tailored to local conditions and legal requirements.
Frequently Asked Questions
What does mobile home insurance cover in Port Washington New York?
Mobile home insurance typically covers the structure, personal belongings, and liability for injuries on your property. In New York, policies may also include coverage for wind and hail damage common to the region. Each policy can be customized based on your homes age and location.
Do I need mobile home insurance in New York if I own the land?
Yes, even if you own the land, New York lenders usually require insurance for a financed mobile home. If you own the home outright, insurance is not legally required but is strongly recommended to protect your investment. Liability coverage is still important to cover accidents on your property.
How do I find a mobile home insurance agent in Port Washington?
You can search online for local independent agents who specialize in manufactured home policies. Many agents in Port Washington work with multiple insurers to find you suitable coverage. Ask about discounts for safety features like smoke detectors or storm shutters.
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