The top-rated mobile home insurance agent in Riverhead, New York is Daniel Valet - State Farm Insurance Agent, rated 5.0 stars across 689 reviews. Other highly rated options include Elizabeth Hanlon: Allstate Insurance, Ed Graves - State Farm Insurance Agent, The RUOK Insurance Agency, Inc.. This directory lists 13 mobile home insurance agents serving Riverhead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel Valet - State Farm Insurance Agent | 177 Old Country Rd Ste 2 | (631) 378-5370 |
| 2 | Elizabeth Hanlon: Allstate Insurance | 1236 Roanoke Ave | (631) 727-1700 |
| 3 | Ed Graves - State Farm Insurance Agent | 1149 Old Country Rd B5 | (631) 727-1122 |
| 4 | The RUOK Insurance Agency, Inc. | 1549 Main Rd | (631) 876-1231 |
| 5 | Budget Brokerage Insurance | 1186A E Main St | (631) 369-1000 |
| 6 | Lighthouse Insurance - Riverhead | 221 W Main St | (631) 369-9600 |
| 7 | Giacalone Insurance | Insurance Agency Riverhead | 59 E Main St | (631) 208-9090 |
| 8 | The Washwick Agency, Inc. | 860 E Main St | (631) 369-0888 |
| 9 | Acrisure Riverhead, NY (Atlantic Agency) | 619 Roanoke Ave | (631) 244-7784 ext. 3 |
| 10 | Farm Family Casualty Insurance | 18 1st St | (631) 727-7767 |
Daniel Valet - State Farm Insurance Agent serves mobile home owners throughout the Riverhead, NY metro area. As a mobile home insurance agent, this company helps clients find coverage tailored to manufactured and modular homes. Policies typically protect against common risks such as fire, windstorm damage, and liability. They also assist with understanding how different protection options apply to lenders' requirements in local communities. The agency specializes in helping mobile home residents in Riverhead secure appropriate dwelling and personal property coverage.
Elizabeth Hanlon: Allstate Insurance provides a range of services for mobile home insurance in the Riverhead, NY area. The agency assists clients with obtaining appropriate coverage to protect their manufactured or mobile dwellings against common local risks. Policies can be tailored to include protection for the structure, personal belongings, and liability. Service and maintenance plans are discussed during consultation to help ensure year-round preparedness. This agency services properties such as single-family mobile homes, seasonal vacation units, and rental mobile home communities.
Homeowners and mobile home owners in Riverhead, New York rely on Ed Graves - State Farm Insurance Agent for tailored coverage that protects their dwelling and belongings. The agency helps clients select policies that address specific risks like wind and storm damage common to manufactured homes in the area. It also provides liability protection and optional endorsements for personal property. In addition to serving Riverhead residents, this mobile home insurance agent extends its services to the neighboring communities of Calverton and Baiting Hollow as well.
The RUOK Insurance Agency, Inc. in Riverhead, NY, advises clients on the distinction between a one-time policy purchase for seasonal mobile homes and a scheduled annual policy for primary residences that requires automatic renewal. Coverage recommendations for specific park models or manufactured homes involve factors like replacement cost and local weather risks. The mobile home insurance agent provides services on an as-needed basis for policy inquiries or mid-term adjustments.
Budget Brokerage Insurance serves clients in Riverhead, New York, and the surrounding communities on Long Island. As a mobile home insurance agent, it handles policies tailored specifically for manufactured and modular homes in this coastal region. The agency addresses standard coverages like structure, personal property, and liability. It also accounts for local risks such as severe storms and hurricane exposure. To handle a typical job, it first reviews the specific construction and location of the mobile home, then customizes a policy that offers solid protection without unnecessary extras.
Lighthouse Insurance - Riverhead specializes in mobile home insurance policies tailored to manufactured and modular dwellings, including protection for both the structure and personal belongings within it. The agency further assists clients in the Riverhead area by reviewing coverage limits, deductibles, and liability options to match individual needs. As the colder months approach in New York, it also helps homeowners secure specific endorsements for freeze-related pipe bursts or winter storm damage that standard policies may not fully address.
The winter months in Riverhead often bring freezing temperatures that can stress older mobile home pipes. Giacalone Insurance | Insurance Agency Riverhead assists homeowners by explaining coverage for resulting water damage and freezing-related claims. Their discussions focus on policies suited for manufactured homes, addressing depreciation differences from standard housing. The agency also clarifies personal property limitations common to this structure type. An initial consultation typically begins with the agent reviewing the home’s current condition and assessing potential coverage gaps before any policy adjustment.
The Washwick Agency, Inc. in Riverhead, NY provides residential mobile home insurance services to local homeowners. Commercial coverage is also available for business-owned manufactured housing throughout the surrounding region. Serving clients within Suffolk County and the greater Long Island area, the agency handles policies protecting against common regional risks like storms and liability exposures. Follow-up consultations occur as policies approach renewal, and repeat service between regular visits helps adjust coverage limits when property conditions change.
Acrisure Riverhead, NY (Atlantic Agency) provides mobile home insurance solutions for property owners across the local region. This agency handles standard coverage for mobile and manufactured homes, protecting against weather damage, fire, and liability concerns common to this coastal area. Policy options typically include protection for the dwelling structure, personal belongings, and additional living expenses if a home becomes uninhabitable. Acrisure can also arrange specialized endorsements for flood or windstorm exposure often recommended for waterfront and seasonal residences in Riverhead.
Farm Family Casualty Insurance serves the Riverhead area by providing mobile home insurance coverage tailored to the needs of local homeowners. Beyond standard policies, the company offers specialty add-ons such as protection for personal property, liability coverage, and additional living expenses in the event of a loss. These options help ensure that mobile home owners can secure comprehensive protection suited to their specific lifestyle and property requirements. The agency is capable of working with commercial sectors that include office spaces, warehouses, and food service operations.
What Does a a Mobile Home Insurance Agent in Riverhead Cost?
Typical mobile home insurance in New York costs between 400 and 1200 per year for a standard policy. Factors include the home age location and coverage limits. In Riverhead flood insurance may add 500 to 1500 annually. This is general information not insurance advice.
About mobile home insurance agents in Riverhead
Mobile home insurance agents in Riverhead New York help owners protect their manufactured homes. New York requires mobile home owners to have liability coverage if the home is in a park or community. Agents can explain how local flood risks from the Peconic River may affect your policy options.
Frequently Asked Questions
What does mobile home insurance cover in New York?
Standard policies cover the home structure personal property and liability. New York law does not require comprehensive coverage but lenders usually do. Flood and wind damage may need separate endorsements in Riverhead.
How do I find a mobile home insurance agent in Riverhead?
You can search online directories or ask local real estate agents for referrals. Many agents in Riverhead specialize in manufactured homes due to the area number of mobile home parks. Verify the agent is licensed by the New York State Department of Financial Services.
Are there special New York rules for mobile home insurance?
New York requires mobile home owners to carry at least 25000 in property damage liability if the home is in a park. The state also mandates uninsured motorist coverage for park roads. Your agent can explain these requirements in detail.
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