The top-rated mobile home insurance agent in Schenectady, New York is Hopmeier Evans Gage Agency, rated 5.0 stars across 293 reviews. Other highly rated options include Stephanie Mahoney - State Farm Insurance Agent, Victor Gaudin - State Farm Insurance Agent, Freeway Insurance. This directory lists 19 mobile home insurance agents serving Schenectady.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hopmeier Evans Gage Agency | 2330 Broadway | (518) 377-7414 |
| 2 | Stephanie Mahoney - State Farm Insurance Agent | 3770 Carman Rd | (518) 355-2611 |
| 3 | Victor Gaudin - State Farm Insurance Agent | Victor Gaudin State Farm, 3610 State St Suite 4 | (518) 346-0200 |
| 4 | Freeway Insurance | 225 State St Ste 114 | (518) 520-0449 |
| 5 | AAA Schenectady | 220 Harborside Dr Suite 200A | (518) 374-4696 |
| 6 | Empire Insurance Services, LLC | 610 Union St | (518) 378-3333 |
| 7 | VOOMA Insurance (formerly Shutts Agency) | 1740 Union St | (518) 372-5615 |
| 8 | Rickard Agency Inc | 2088a Curry Rd | (518) 356-1900 |
| 9 | Tim Ochs - State Farm Insurance Agent | 1811 Curry Rd | (518) 357-4911 |
| 10 | 2001 Central Insurance Agency | 2129 Central Ave | (518) 395-2001 |
Hopmeier Evans Gage Agency serves the Schenectady, New York area by providing specialized insurance coverage for mobile and manufactured homes. The agency addresses the unique risks of these dwellings, offering policies that protect against common regional weather events. Their work includes tailoring plans to meet state requirements and lender demands. Specific services include arranging coverage for personal property inside the home and handling claims related to storm or fire damage that a mobile home might sustain.
Stephanie Mahoney’s agency serves homeowners and property owners in Schenectady seeking tailored coverage for manufactured and mobile homes. It simplifies the insurance process by explaining different protection options for both the structure and personal belongings. The agent guides clients through policy details, helping them address local risks like severe weather and liability concerns. This office regularly covers properties not only within Schenectady city limits but also extends its services to the neighboring community of Rotterdam.
Victor Gaudin - State Farm Insurance Agent serves Schenectady, New York, and the surrounding communities in the Capital Region. The company handles mobile home insurance policies, providing coverage for manufactured and modular homes in local parks and private lots. It addresses protection needs such as structure damage, personal property loss, and liability exposure specific to mobile dwellings. When handling a typical job, the agent reviews individual policy details with the homeowner to identify coverage gaps and adjust limits or deductibles as needed.
Freeway Insurance serves Schenectady, New York, as a Mobile Home Insurance Agent. It assists residents in securing coverage specifically tailored for manufactured and mobile homes. The agency works with homeowners to find policies that address common regional risks and insurance requirements in this area. Its services include helping clients obtain quotes for liability protection and property coverage for their mobile homes.
AAA Schenectady provides mobile home insurance policies for property owners in the local area, offering coverage that protects against common risks like fire, wind, and liability. It can assist clients with policy selection to match their specific needs while also explaining maintenance requirements that help preserve the home's condition. The company services mobile homes, including single-family manufactured homes, apartments within larger park communities, retail spaces, and restaurants that operate out of mobile structures.
For mobile home insurance, clients can choose between a one-time policy purchase for immediate coverage or a recurring plan that renews annually to maintain continuous protection. Empire Insurance Services, LLC in Schenectady, NY helps local residents secure policies tailored to manufactured and mobile homes. These plans typically cover the dwelling structure, personal belongings, and liability for injuries on the property. Coverage is available on an as-needed basis, with options to schedule policy reviews whenever the homeowner’s situation changes.
VOOMA Insurance, formerly Shutts Agency, specializes in providing mobile home insurance policies tailored to manufactured and modular homes in the Schenectady area. The company assists local residents in securing coverage that protects their property and personal belongings from common risks. Standard services include helping clients understand policy options and navigating the claims process for damage or loss. It also addresses seasonal concerns, such as preparing for winter storms that can threaten roofs and pipes in the region’s mobile homes.
Winter freeze-thaw cycles in Schenectady can stress mobile home roofs and plumbing, making regular coverage reviews essential. Rickard Agency Inc helps local homeowners in this area confirm their policies address such seasonal risks before damage occurs. The agent evaluates dwelling type, personal property, and liability exposure specific to manufactured housing needs. These policies typically include protection against wind, hail, and theft common to mobile home living. An initial on‑site inspection of the home’s condition and setup is performed to provide accurate coverage options.
Tim Ochs - State Farm Insurance Agent in Schenectady, NY, provides mobile home insurance policies to protect manufactured and modular dwellings from common hazards. The agency offers coverage add-ons such as liability protection for accidents occurring on the property and insurance for personal belongings inside the home. Policies can also include provisions for additional living expenses if the home becomes uninhabitable. This office serves various commercial sectors needing property coverage, including offices, warehouses, and food service operations.
2001 Central Insurance Agency provides residential mobile home insurance services in Schenectady, New York. The agency also offers commercial coverage options for clients requiring broader property protection. Serving the greater Schenectady area, it assists homeowners with policies tailored to manufactured and mobile dwellings. Local customers often contact the agency for follow-up policy adjustments or coverage updates between regular service visits.
What Does a a Mobile Home Insurance Agent in Schenectady Cost?
Typical mobile home insurance in New York costs between 300 and 900 dollars per year for basic coverage. Older homes or those in flood zones may cost more. Actual rates depend on your homes age location and chosen deductibles. This is general information not insurance advice.
About mobile home insurance agents in Schenectady
Mobile home insurance agents in Schenectady help owners find coverage for their manufactured homes. New York law requires mobile home owners to have liability insurance if they have a loan or live in a park. Agents can explain local risks like winter storms and offer policies that meet state regulations.
Frequently Asked Questions
What does mobile home insurance cover in Schenectady New York?
Standard policies cover damage from fire wind and hail. They also protect against theft and liability if someone is hurt on your property. Flood and earthquake coverage are usually separate in New York.
Do I need mobile home insurance in New York?
New York does not legally require mobile home insurance by state law. However most lenders and mobile home parks require it. Without insurance you risk losing your home in a storm or fire.
How do I choose a mobile home insurance agent in Schenectady?
Look for an agent who knows New York mobile home laws and local weather risks. Ask about discounts for safety features like skirting and tie-downs. Compare quotes from several agents to find fair pricing.
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