The top-rated mobile home insurance agent in Smithtown, New York is Jennifer O'Brien - State Farm Insurance Agent, rated 4.9 stars across 780 reviews. Other highly rated options include Joe Aguirre - State Farm Insurance Agent, Lynne Barnhardt - State Farm Insurance Agent, Philip Forte: Allstate Insurance. This directory lists 12 mobile home insurance agents serving Smithtown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jennifer O'Brien - State Farm Insurance Agent | 550 Smithtown Bypass 2nd Fl Suite 114 | (631) 724-0002 |
| 2 | Joe Aguirre - State Farm Insurance Agent | 61 W Main St | (631) 265-3880 |
| 3 | Lynne Barnhardt - State Farm Insurance Agent | 58 N Country Rd | (631) 265-5030 |
| 4 | Philip Forte: Allstate Insurance | 310 Maple Ave | (631) 346-6400 |
| 5 | Platinum Insurance Group | 111 E Main St | (516) 621-2436 |
| 6 | Zachary Millian: Allstate Insurance | 360 E Jericho Tpke | (631) 656-7856 |
| 7 | Cafaro Insurance Agency Inc. | 738 Smithtown Bypass #110 | (631) 321-6165 |
| 8 | Takach & Associates, Inc | 112 Terry Rd | (631) 366-2774 |
| 9 | Antos Agency Inc | 158 Terry Rd | (631) 360-3737 |
| 10 | Marluca Insurance | 50 Karl Ave #103 | (631) 543-2232 |
Jennifer O'Brien - State Farm Insurance Agent serves Smithtown, NY and the surrounding area, specializing in mobile home insurance policies. This agency helps local homeowners protect their manufactured homes against common perils such as wind, hail, and fire damage. Clients can receive personalized coverage options designed to meet the unique needs of mobile home ownership. The agency also assists with policy bundling to help property owners manage their overall insurance costs. Specific services include mobile home liability protection and personal property coverage.
Joe Aguirre - State Farm Insurance Agent in Smithtown, NY, provides comprehensive mobile home insurance policies tailored to protect manufactured and modular homes from common local risks. Service plans include personalized policy reviews and claims assistance to help clients manage coverage adjustments as property values or needs change. Standard maintenance guidance may be offered to help prevent damage from weather or wear. The agency typically services single-family mobile homes, multi-section units, and seasonal rental properties, as well as individually owned lots or small parks.
Lynne Barnhardt - State Farm Insurance Agent in Smithtown, New York, serves homeowners and property owners who need mobile home insurance. The agency helps clients obtain coverage tailored to manufactured and mobile homes, including protection for the structure, personal belongings, and liability. Policies are designed to address the specific risks these homes face in local weather conditions. Lynne Barnhardt also provides service to neighboring communities in Suffolk County, including Kings Park and Commack.
Philip Forte: Allstate Insurance serves Smithtown, New York, and the surrounding Long Island communities. It handles mobile home insurance policies for area homeowners. Its work includes assessing the unique risks of manufactured and modular housing, such as wind damage and older roof conditions. The agency generally begins by reviewing the customer’s current coverage and property details. It then evaluates potential liabilities specific to mobile homes before presenting appropriate protection options. Its typical job involves matching coverage levels to the homeowner’s budget and physical location.
Mobile home insurance can be arranged as either a one-time binding policy for a single dwelling purchase or as a recurring service that renews annually to maintain ongoing coverage in Smithtown, New York. Platinum Insurance Group focuses exclusively on mobile home policies, helping local residents select appropriate protection for their manufactured homes against regional weather and liability risks. Service operates on a scheduled basis through annual renewal or as-needed when policyholders require policy adjustments or new quotes for a different mobile home.
Zachary Millian: Allstate Insurance provides specialty services as a mobile home insurance agent, helping clients in Smithtown, NY, secure appropriate coverage for manufactured and modular dwellings. In its general service work, the agency assists with tailoring policies to protect against common risks like structural damage or theft. During the colder months, this agent helps mobile homeowners address specific vulnerabilities such as frozen pipes or wind-related roof issues that arise from seasonal storms.
Cafaro Insurance Agency Inc. helps clients in the Smithtown area manage their insurance needs for manufactured and modular homes. It can arrange specialized add-ons that address unique risks, including damage from transport or setup errors. With mobile home properties often falling outside standard policies, the agency focuses on finding appropriate coverage against storms, fire, and liability. The local agent works to package protection for both the dwelling and personal belongings. It can serve commercial sectors such as offices, warehouses, and food service establishments with tailored policies for their specific operational exposures.
As spring storms bring heavy rain and wind across Long Island, mobile home owners in the Smithtown area often review their coverage for potential vulnerabilities. Takach & Associates, Inc provides insurance products specifically tailored for manufactured and mobile homes, helping clients address risks unique to this housing type. They work to explain policy options that can include protection against weather damage and liability. The typical process begins with an inspection of the home’s current condition and a review of its structural details to determine an appropriate coverage plan.
Antos Agency Inc offers residential mobile home insurance services to property owners in Smithtown, NY, and the surrounding region. Commercial coverage solutions are also available for businesses that operate manufactured housing communities or parks. The agency serves clients locally, helping them secure policies that address the specific risks of prefabricated and modular homes. After an initial policy is issued, the agency can follow up with clients to review coverage needs between regular visits and provide assistance with any necessary adjustments or claims.
What Does a a Mobile Home Insurance Agent in Smithtown Cost?
The cost of mobile home insurance in New York typically ranges from 300 to 1,200 dollars per year. Factors include the age and value of the home, location in Smithtown, and coverage limits. Older homes or those in flood-prone areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Smithtown
Smithtown residents who own mobile or manufactured homes need specialized insurance coverage. New York state law requires mobile home owners to have liability protection and may require additional wind or flood coverage depending on location. A local agent can help you find a policy that meets your needs and complies with New York regulations.
Frequently Asked Questions
What does mobile home insurance cover in Smithtown New York?
Mobile home insurance in New York typically covers the structure, personal belongings, and liability. It may also include coverage for fire, theft, and weather damage. Some policies offer replacement cost coverage for the home itself.
Is mobile home insurance required by law in New York?
New York state does not require mobile home insurance by law. However, if you have a loan on the home, your lender will likely require it. Liability coverage is also recommended to protect against accidents on your property.
How can I find a mobile home insurance agent in Smithtown?
You can search online for licensed insurance agents in Smithtown who specialize in mobile home policies. The New York Department of Financial Services website provides a list of licensed agents. You can also ask local real estate agents for referrals.
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