The top-rated mobile home insurance agent in Kannapolis, North Carolina is Mary Beth Burgess - State Farm Insurance Agent, rated 4.7 stars across 218 reviews. Other highly rated options include Pethel Insurance Group, IGC | Insurance Group of the Carolinas, Lauren McDowell - State Farm Insurance Agent. This directory lists 16 mobile home insurance agents serving Kannapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mary Beth Burgess - State Farm Insurance Agent | 1460 Dale Earnhardt Blvd | (704) 938-4628 |
| 2 | Pethel Insurance Group | 2622 Dale Earnhardt Blvd | (704) 933-9488 |
| 3 | IGC | Insurance Group of the Carolinas | 246 Oak Ave | (704) 788-1415 |
| 4 | Lauren McDowell - State Farm Insurance Agent | 6043 Gateway Center Dr | (704) 870-8300 |
| 5 | Cabarrus Rowan Insurance | 2506 S Cannon Blvd | (704) 925-3800 |
| 6 | Patriot Insurance Agencies | 2400 S Cannon Blvd | (704) 938-7888 |
| 7 | Nationwide Insurance: William L Reames Jr | 1473 Dale Earnhardt Blvd | (704) 938-7701 |
| 8 | Cook Insurance | 1222 S Main St | (704) 938-1119 |
| 9 | LaVaughn Rodgers Insurance | 411 Jackson Park Rd | (704) 932-0159 |
| 10 | Allied Insurance Agency | 2113 Dale Earnhardt Blvd | (704) 934-2890 |
Mary Beth Burgess - State Farm Insurance Agent serves the Kannapolis, NC area and surrounding communities. This agency provides mobile home insurance policies, helping protect manufactured and mobile homes from local weather and liability risks. Mobile home insurance typically covers the dwelling structure, personal belongings, and additional living expenses if a covered loss occurs. The agency also assists customers in selecting appropriate deductibles and coverage limits. Specific services offered here include wind and hail damage protection and personal property replacement cost coverage.
Pethel Insurance Group in Kannapolis, North Carolina offers a range of mobile home insurance services, including coverage for structure damage and personal liability. The agency assists clients with policy maintenance, such as updating coverage limits after renovations or adjusting deductibles. It works to match policies to the needs of single-family manufactured homes, mobile home parks, and rental properties within the area.
Homeowners and property owners in the Kannapolis area turn to IGC | Insurance Group of the Carolinas for their mobile home insurance coverage. The agency works to help clients find policies that protect their manufactured homes and personal belongings from common risks like storms and liability issues. Their agents assist with comparing options tailored to different budgets and policy requirements. This insurance agent also serves clients in the nearby Concord region of North Carolina.
Lauren McDowell - State Farm Insurance Agent serves Kannapolis and the surrounding communities of Cabarrus County. The agency handles mobile home insurance policies tailored for manufactured and modular homes in the area. Its work involves assessing the unique risks that mobile homes face, from storm damage to liability concerns. For a typical job, the agent sits down with a homeowner to review their specific coverage needs and structure a policy accordingly.
For homeowners needing only liability protection versus comprehensive coverage including personal belongings and additional living expenses, this Kannapolis agency evaluates each situation to determine the long-term benefits. Mobile home insurance policies typically differ from standard homeowners plans due to unique structural risks. Quoting both one-time standalone policies and recurring annual installments helps customers choose accordingly. Policyholders may request service on a one-time, scheduled, or as-needed basis for adjustments or claims guidance.
Patriot Insurance Agencies serves Kannapolis and surrounding areas of Cabarrus County as a local source for mobile home insurance. The company helps owners in this region find coverage that protects their manufactured or modular property and personal belongings. Its work includes addressing common risks here such as storm damage, liability concerns, and the specific building regulations for mobile homes. Managing replacement cost valuation for older structures and securing vacant lot protection are two particular tasks the agency handles for local homeowners.
Nationwide Insurance: William L Reames Jr offers specialist mobile home insurance policies tailored to canopied and single-wide structures. The agency provides protection for the home itself as well as liability coverage, helping secure personal property inside the dwelling. They serve the Kannapolis area by addressing the coverage needs of manufactured and mobile homeowners. Their work regularly involves advising clients on how to safeguard their homes against storm damage from North Carolina’s frequent summer thunderstorms or potential hail events during spring.
Cook Insurance provides insurance coverage for mobile homes in the Kannapolis, NC area. The company offers standard mobile home policies that protect the structure and belongings. Additional coverage options are available to safeguard against specific regional weather risks. For commercial clients, Cook Insurance can help secure policies for mobile home parks and related business properties. The agency also serves local commercial sectors, including offices, warehouses, and food service establishments.
When winter storms or spring hailstorms threaten the Kannapolis area, many mobile home owners begin reviewing their coverage needs. LaVaughn Rodgers Insurance in Kannapolis, NC, helps local residents find appropriate policies tailored to manufactured and mobile home structures. Their work involves comparing various coverage options while considering factors like area weather patterns and lot placement. An agent will typically schedule a personal consultation to review the specific condition and age of the home, followed by a thorough property inspection to finalize the policy details.
Allied Insurance Agency provides residential mobile home coverage for residents in and around Kannapolis, North Carolina. The agency also offers commercial coverage options for manufactured home communities and related businesses within the same service area. An agent works with clients to structure policies that address local weather and property concerns. After a claim or policy review, the agency encourages customers to schedule follow-up service to address any changes in coverage needs between regular visits.
What Does a a Mobile Home Insurance Agent in Kannapolis Cost?
Typical mobile home insurance costs in North Carolina range from 300 to 800 dollars per year for basic policies. Factors like the home age, location in Kannapolis, and coverage limits affect the price. Older mobile homes or those in flood-prone areas may cost more. This is general information, not insurance advice.
About mobile home insurance agents in Kannapolis
A mobile home insurance agent in Kannapolis North Carolina can help you find coverage that meets North Carolina legal requirements. North Carolina law requires liability coverage for mobile homes, and an agent can explain the state minimum limits. Local agents understand the risks specific to Cabarrus County, such as storms and flooding.
Frequently Asked Questions
What does a mobile home insurance agent in Kannapolis do?
A mobile home insurance agent in Kannapolis helps you compare policies from different insurers. They explain coverage options like dwelling protection, personal property, and liability. They also ensure your policy meets North Carolina state requirements.
Is mobile home insurance required in North Carolina?
North Carolina does not require mobile home insurance by state law, but your lender will require it if you have a loan. Even without a loan, an agent can help you get coverage to protect your home from fire, wind, and theft.
How do I choose a mobile home insurance agent in Kannapolis?
Look for an agent licensed in North Carolina with experience in manufactured and mobile home policies. Ask about their knowledge of local risks like hurricanes and tornadoes. Check customer reviews and confirm they work with multiple insurance companies.
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