The top-rated mobile home insurance agent in Sanford, North Carolina is Joel Merritt - State Farm Insurance Agent, rated 5.0 stars across 154 reviews. Other highly rated options include Suggs Insurance and Tax Services, Harris & Company Insurance, Jared Spencer - State Farm Insurance Agent. This directory lists 20 mobile home insurance agents serving Sanford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joel Merritt - State Farm Insurance Agent | 1227 Carthage St | (919) 842-5139 |
| 2 | Suggs Insurance and Tax Services | 220 S Horner Blvd | (919) 774-9753 |
| 3 | Harris & Company Insurance | 110 S Moore St | (919) 774-6400 |
| 4 | Jared Spencer - State Farm Insurance Agent | 200 Hawkins Ave Suite 101 | (919) 775-5371 |
| 5 | Clayton Insurance Agency | 344 Wilson Rd | (919) 777-9835 |
| 6 | Corey Beard - State Farm Insurance Agent | 1512 S Horner Blvd | (919) 775-4572 |
| 7 | Goosehead Insurance - Armando Palacios & Aaron Lawson | 201 Commercial Ct | (919) 813-6544 |
| 8 | Amigos Insurance LLC | 134 N Steele St | (919) 701-4911 |
| 9 | Lee Insurance Service Center | 2206 Nash St | (919) 292-1403 |
| 10 | Gary Tyner: Allstate Insurance | 315 N Horner Blvd | (919) 774-4546 |
Joel Merritt - State Farm Insurance Agent serves the Sanford, North Carolina area, specializing in mobile home insurance for local residents. This agency assists homeowners and manufactured home owners in protecting their property with tailored coverage options. Policies typically address risks specific to mobile homes, such as wind, hail, and liability concerns. The office provides personal assistance in reviewing policy details and helping clients select appropriate deductibles. It handles both new policy setups and annual policy reviews for mobile homes in the surrounding region.
Suggs Insurance and Tax Services in Sanford, NC provides mobile home insurance policies along with related tax preparation solutions. Their service approach includes guiding clients through coverage selection, assisting with policy maintenance, and helping update plans as needs change. They offer a structured annual review to align insurance with current property values and replacement costs. The company services owner-occupied and rental mobile homes as well as single-family dwellings, apartments, retail spaces, and restaurants.
Harris & Company Insurance serves clients in Sanford, North Carolina, and the surrounding communities, handling mobile home insurance needs for area residents. The agency works with policies that cover the dwelling itself, along with personal property and liability protection for manufactured and mobile homes in the region. Customers can expect a straightforward process that begins with a review of the homeowner’s existing coverage to identify any gaps, followed by a clear explanation of available options. The agency typically handles each job by comparing coverage from multiple carriers to find a suitable policy.
Jared Spencer’s State Farm Insurance agency in Sanford, NC, serves mobile homeowners seeking tailored coverage for manufactured and mobile homes. It also assists property managers and seasonal residents who need protection for their structures and belongings. The typical policy options include dwelling, personal property, and liability coverage for these unique housing types. Beyond Sanford, the agency covers mobile home owners in neighboring communities such as Broadway and the broader Lee County area, ensuring policyholders across the region can easily access necessary insurance support.
Clayton Insurance Agency in Sanford, NC, addresses the distinct needs of mobile home owners by offering both one-time policies for seasonal dwellings and scheduled coverage for year-round residences. Their services help protect structures from regional weather risks and liability concerns. Policy options are tailored to individual mobile home types and site conditions common to the area. The agency provides insurance support strictly on an as-needed basis, allowing customers to request adjustments or information when their specific circumstances require assistance.
Corey Beard, a State Farm Insurance Agent in Sanford, NC, specializes in providing mobile home insurance policies tailored to manufactured and modular dwellings. The agency also handles standard auto, home, and life insurance needs for local residents. Beyond core coverage options, it helps clients address specific concerns such as storm damage protection during the active hurricane and tornado seasons common to central North Carolina.
Goosehead Insurance - Armando Palacios & Aaron Lawson provides coverage for manufactured and mobile homes in Sanford, North Carolina. Their policies typically address the unique needs of these dwellings, offering specialty add-ons such as protection for attached structures and personal property replacement cost. Local homeowners often require tailored solutions to safeguard their investments against severe weather and liability risks. The agency can also help insure commercial sectors, including offices, warehouses, and food service operations.
When winter storms threaten or summer heat raises fire risks in Lee County, mobile home owners need a responsive agent to review coverage against wind, hail, and liability. Amigos Insurance LLC in Sanford, North Carolina, offers personalized assistance in selecting a mobile home insurance policy that matches the structure’s value and the mobile home owner’s budget. The agent begins by inspecting the home’s exterior and tie-down system to provide an accurate initial premium assessment.
Lee Insurance Service Center provides residential mobile home insurance services for clients in Sanford. The agency also offers commercial coverage options for manufactured home communities and related businesses throughout the greater area. Their work involves assessing individual property needs, explaining policy terms, and helping secure appropriate coverage. After initial placements, they handle policy adjustments and renewal questions when customers contact them between regular review periods to maintain ongoing protection.
Gary Tyner: Allstate Insurance is a mobile home insurance agent in Sanford, NC, known for helping local customers protect their manufactured and modular homes. Its service range includes basic dwelling coverage, personal property protection, and liability insurance tailored to the specific risks of mobile home ownership. An add-on specialty the agency can provide is coverage for additional structures, such as detached sheds or carports located on the property.
What Does a a Mobile Home Insurance Agent in Sanford Cost?
Typical mobile home insurance in North Carolina costs between 300 and 800 dollars per year for a standard policy. Older homes or those in flood zones may cost more. Premiums depend on the home value, location, and coverage limits. This is general information and not insurance advice.
About mobile home insurance agents in Sanford
A mobile home insurance agent in Sanford, North Carolina helps you find coverage for your manufactured or mobile home. North Carolina law requires liability insurance for all vehicles including mobile homes when moved on public roads. Local agents understand the risks from hurricanes and storms common in the Sandhills region.
Frequently Asked Questions
What does mobile home insurance cover in Sanford NC?
A standard policy covers damage from fire, wind, hail, and theft. North Carolina policies often include additional living expenses if your home is uninhabitable after a covered loss. Flood and earthquake coverage are usually separate add-ons.
Is mobile home insurance required by law in North Carolina?
North Carolina does not require mobile home insurance for a stationary home. However, lenders and parks often require it. You must have liability insurance if you move the home on public roads.
How do I choose a mobile home insurance agent in Sanford?
Look for an agent who specializes in manufactured homes and knows North Carolina regulations. Ask about discounts for safety features like tie-downs and smoke alarms. Compare quotes from multiple agents to find the right coverage for your home.
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