ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Motorcycle Insurance Agents Near You in St Cloud, MN

Browse motorcycle insurance agents serving St Cloud, Minnesota. Updated 2026-07-14.

The top-rated motorcycle insurance agent in St Cloud, Minnesota is Dan Anderson - State Farm Insurance Agent, rated 5.0 stars across 617 reviews. Other highly rated options include Kristen Stebbins - State Farm Insurance Agent, Ken Bellicot - State Farm Insurance Agent, The Lyle Group: Allstate Insurance. This directory lists 16 motorcycle insurance agents serving St Cloud.

Showing 16 motorcycle insurance agents in St Cloud, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dan Anderson - State Farm Insurance Agent300 23rd Ave N(320) 253-4656
2Kristen Stebbins - State Farm Insurance Agent1988 Co Rd 134(320) 251-8353
3Ken Bellicot - State Farm Insurance Agent2904 Roosevelt Rd #2(320) 251-4686
4The Lyle Group: Allstate Insurance30 15th Ave S(320) 253-4994
5Hess Partners Insurance Agency31 33rd Ave N(320) 255-0417
6Michael Brower Agency, Inc. American Family Insurance1727 W St Germain St(320) 252-5151
7Advantage 1 Insurance3801 3rd St N(320) 252-6650
8Rock City Insurance14 7th Ave N(320) 259-4003
9Moe Janssen Schee Agency: Allstate Insurance3717 3rd St N(320) 251-1383
10Auto-Owners Insurance St. Cloud Claims3601 18th St S(320) 251-1451
DA
300 23rd Ave N
Dan Anderson - State Farm Insurance Agent
Motorcycle Insurance Agent · St Cloud, MN

Dan Anderson’s State Farm Insurance Agency serves the St Cloud, Minnesota, metro area as a dedicated provider of motorcycle insurance policies and coverage options. The agency helps riders protect their vehicles through standard liability and comprehensive plans. Their services also include customized protection for custom bikes and seasonal riding needs. An emphasis is placed on understanding local road conditions and unique Minnesota weather risks. The agency assists with policy bundling discounts and affordable payment schedules tailored to individual bikers.

KS
1988 Co Rd 134
Kristen Stebbins - State Farm Insurance Agent
Motorcycle Insurance Agent · St Cloud, MN

Kristen Stebbins - State Farm Insurance Agent provides motorcycle insurance services for riders in St Cloud, MN. Their service plans include consultation on coverage options and policy adjustments to meet changing needs. Regular maintenance of insurance plans is available to ensure alignment with local regulations. Liability, collision, and comprehensive coverage are typically offered to protect riders. The agency services single-family homes, apartments, retail locations, and restaurants needing bundled insurance solutions.

KB
2904 Roosevelt Rd #2
Ken Bellicot - State Farm Insurance Agent
Motorcycle Insurance Agent · St Cloud, MN

Homeowners, renters, and vehicle owners in St Cloud, MN turn to Ken Bellicot - State Farm Insurance Agent for motorcycle insurance services. The agency helps clients select appropriate coverage to protect their bikes on local roads and highways. Policies can be customized to fit individual riding habits and storage needs common throughout the central Minnesota area. This agent regularly assists riders in securing liability, collision, and comprehensive options. The office also provides support for those living and riding in nearby Sartell and surrounding communities.

LG
30 15th Ave S
The Lyle Group: Allstate Insurance
Motorcycle Insurance Agent · St Cloud, MN

Serving St. Cloud and the surrounding central Minnesota communities, The Lyle Group: Allstate Insurance handles motorcycle insurance coverage for local riders. They manage policies that can address liability, collision, and comprehensive protection on popular cruiser, sport, and touring models. The agency applies its knowledge of regional weather patterns and rural road conditions to guide clients through the selection of appropriate deductibles and coverage limits. Their typical process involves reviewing a rider’s specific bike, usage habits, and personal driving record to tailor an individual policy.

HP
31 33rd Ave N
Hess Partners Insurance Agency
Motorcycle Insurance Agent · St Cloud, MN

Hess Partners Insurance Agency in St. Cloud, MN, distinguishes between one-time policy purchases and recurring annual service for motorcycle insurance. The agency offers liability, comprehensive, and collision coverage to protect riders on local roads. Secure parking, seasonal storage, and experience rating influence premium calculations. Service at Hess Partners Insurance Agency operates on a scheduled basis with annual policy renewals and as-needed options for changes or claims.

MB
1727 W St Germain St
Michael Brower Agency, Inc. American Family Insurance
Motorcycle Insurance Agent · St Cloud, MN

Michael Brower Agency, Inc. American Family Insurance assists riders with motorcycle insurance coverage options in the St Cloud, MN area. The agents can help tailor a policy to include essential add-ons, such as coverage for custom parts and equipment or roadside assistance programs. A policy in this region can also be structured to protect against weather-related damage or uninsured motorist incidents, providing financial security on local roads. The agency can serve commercial needs for a variety of sectors, including offices, warehouses, and food service operations.

A1
3801 3rd St N
Advantage 1 Insurance
Motorcycle Insurance Agent · St Cloud, MN

As spring roads thaw in St. Cloud, motorcycle owners prepare for riding season by reviewing their coverage. Advantage 1 Insurance provides local guidance on liability and comprehensive policies tailored to Minnesota riding conditions. Instead of a generic online quote, they offer face-to-face consultations that allow riders to clarify policy limits and deductibles. From anti-theft discounts to multi-bike bundles, their agency customizes each plan to match the specific bike and how it is used. The initial step involves a simple review of current coverage and a brief conversation about your riding habits.

RC
14 7th Ave N
Rock City Insurance
Motorcycle Insurance Agent · St Cloud, MN

Rock City Insurance serves motorcycle riders in St Cloud with residential personal insurance solutions for their bikes. The agency also helps local businesses secure commercial coverage for fleet operations or dealership needs. Serving St Cloud and the surrounding central Minnesota area, Rock City Insurance provides agent support for policy adjustments and claims questions. Riders often return between regular service visits to discuss seasonal coverage changes or add accessories onto existing policies for upcoming riding seasons.

MJ
3717 3rd St N
Moe Janssen Schee Agency: Allstate Insurance
Motorcycle Insurance Agent · St Cloud, MN

Moe Janssen Schee: Allstate Insurance specializes in motorcycle insurance policies for riders in St Cloud, MN. The agency offers general coverage options, including liability and comprehensive protection. It helps local motorcyclists find appropriate plans that meet personal riding needs and financial situations. With the arrival of spring riding season, the agency assists clients in reviewing their policies after winter storage to ensure proper coverage and safe preparation for the road ahead.

AO
3601 18th St S
Auto-Owners Insurance St. Cloud Claims
Motorcycle Insurance Agent · St Cloud, MN

Auto-Owners Insurance St. Cloud Claims is a motorcycle insurance agent in St. Cloud, MN, known for helping riders protect their bikes on local roads and highways. The agency offers coverage for touring, cruiser, and sport motorcycles. Policies typically include liability, collision, and comprehensive options. For added protection, the agency can help riders add accessory coverage for custom parts and equipment.

FI
3335 W St Germain St #105
Farmers Insurance - Duane Osgood
Motorcycle Insurance Agent · St Cloud, MN
(320) 252-6095
agents.farmers.com/mn/saint-cloud/duane-osgood
HI
2233 Roosevelt Rd #4
Hess Insurance Agency LLC
Motorcycle Insurance Agent · St Cloud, MN
(320) 251-1515
hessinsuranceagency.com
GI
2789 Clearwater Rd #C
Gasperlin Insurance Agency
Motorcycle Insurance Agent · St Cloud, MN
(320) 252-6800
gasperlinagency.com
MA
536 25th Ave N
Moe Agency Inc
Motorcycle Insurance Agent · St Cloud, MN
(320) 253-7644
moeagencyinc.net
JH
606 25th Ave S #111
John Herman Insurance
Motorcycle Insurance Agent · St Cloud, MN
(320) 251-1997
johnhermanins.wixsite.com/johnhermanins
MH
1500 Oak Grove Rd SW #109
Mark Helminick
Motorcycle Insurance Agent · St Cloud, MN
(320) 230-9147
insurancebrokersmn.com/contact-us/office-locations/st-cloud

What Does a a Motorcycle Insurance Agent in St Cloud Cost?

Motorcycle insurance costs in Minnesota typically range from 300 to 1,200 dollars per year for standard coverage. Factors include your riding experience, bike model, and coverage limits. A St Cloud agent can provide a personalized quote based on your specific situation. This is general information and not insurance advice.

About motorcycle insurance agents in St Cloud

Motorcycle insurance agents in St Cloud Minnesota help riders find policies that meet state minimum liability requirements. Minnesota law requires at least 30,000 dollars for bodily injury per person and 60,000 dollars per accident. An agent can explain options like collision, comprehensive, and uninsured motorist coverage tailored to your riding habits.

Frequently Asked Questions

What are the minimum motorcycle insurance requirements in Minnesota?

Minnesota requires liability coverage of 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 10,000 dollars for property damage. Uninsured and underinsured motorist coverage is also mandatory.

Do I need motorcycle insurance to ride in St Cloud?

Yes, Minnesota law requires all motorcycle owners to carry liability insurance. You must show proof of insurance when registering your bike or if stopped by law enforcement.

How can a St Cloud agent help me save on motorcycle insurance?

An agent can compare quotes from multiple carriers and identify discounts for safety courses, multi-policy bundling, or low annual mileage. They can also help adjust deductibles to fit your budget.

Motorcycle Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each motorcycle insurance agent's credentials and current standing with your state Department of Insurance.