The top-rated supplemental insurance agent in Crystal Lake, Illinois is Jason Styzinski - State Farm Insurance Agent, rated 4.9 stars across 177 reviews. Other highly rated options include Freeway Insurance, Ted Orzehoskie - State Farm Insurance Agent, Mars Insurance Agency. This directory lists 14 supplemental insurance agents serving Crystal Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Styzinski - State Farm Insurance Agent | 450 State Rte 31 Ste 180 | (815) 444-0400 |
| 2 | Freeway Insurance | 372 W Virginia St # 1 | (779) 225-1068 |
| 3 | Ted Orzehoskie - State Farm Insurance Agent | 6207 Northwest Hwy | (815) 455-5444 |
| 4 | Mars Insurance Agency | 9 S Virginia Rd | (815) 459-0711 |
| 5 | Caterina Flower Insurance | 850 S McHenry Ave Ste B | (224) 333-0749 |
| 6 | Neis Insurance Agency | 45 N Virginia St | (815) 455-6960 |
| 7 | Daniel Arzola State Farm | 35 Grant St | (815) 893-4712 |
| 8 | Christian Falster: Allstate Insurance | 145 S Virginia St | (815) 459-2600 |
| 9 | Mark Moskal: Allstate Insurance | 10 Grant St | (815) 356-6600 |
| 10 | Goosehead Insurance - Blake Mitroff | 101 N Main St Unit 17 | (630) 526-8099 |
Jason Styzinski - State Farm Insurance Agent serves Crystal Lake, Illinois, and the surrounding McHenry County area. The agency offers supplemental insurance policies designed to fill gaps left by major medical coverage, providing additional financial protection for policyholders. These policies assist with expenses that primary health insurance may not fully cover. Typical supplemental options available through this office include accident and critical illness insurance. The office also helps local residents with short-term medical coverage plans in the region.
Supplemental insurance agents in Crystal Lake often handle both one-time policy placements and ongoing coverage adjustments. Freeway Insurance assists local residents with Medicare supplements, accident plans, and other secondary policies that fill gaps in primary health coverage. These agents explain plan differences and guide clients through enrollment periods or life changes that may require new benefits. Their services are typically provided on an as-needed basis, with clients scheduling appointments for annual reviews or when unexpected medical expenses arise.
Ted Orzehoskie - State Farm Insurance Agent in Crystal Lake, IL, provides supplemental insurance policies to help cover costs not addressed by primary health plans. Their service offerings include regular policy reviews to ensure coverage aligns with current needs and assistance with claims filing and plan adjustments. Service and maintenance plans focus on educating clients about coverage options and updating policies as circumstances change. This agency typically services single-family homes, apartments, retail, and restaurants.
Mars Insurance Agency serves homeowners, property managers, and small businesses in the Crystal Lake area seeking supplemental insurance coverage. It helps clients bridge gaps in primary policies with plans for accidents, critical illness, and hospital indemnity. Agents explain how these policies work alongside existing health or property insurance. The agency assists with selecting appropriate limits and filing supplemental claims for local policyholders. Its service area extends throughout McHenry County and into parts of central Lake County, including nearby Cary and Algonquin.
Serving the Crystal Lake area and the surrounding communities throughout McHenry County, Caterina Flower Insurance provides supplemental insurance coverage. As an agent for supplemental plans, the company handles policies that help fill gaps left by major medical insurance, offering clients additional financial protection. For a typical job, it begins with a consultation to assess each client’s specific coverage needs, then presents policy options clearly, and guides them through the enrollment process.
Neis Insurance Agency in Crystal Lake, IL provides supplemental insurance, offering clients both one-time policies for specific needs and recurring coverage options for ongoing protection. These plans help bridge gaps left by primary health insurance, addressing expenses such as deductibles, copays, or lost income during recovery. With a local focus, they guide residents through available plans without assuming standard medical coverage. Service runs on either a one-time or as-needed basis, depending on the policy type selected.
As a supplemental insurance agent, Daniel Arzola State Farm offers specialized coverage to fill gaps in primary health insurance, including accident, critical illness, and hospital indemnity plans. Based in Crystal Lake, IL, it also provides standard vehicle and property policies for local residents and businesses. These tailored options help clients manage out-of-pocket costs during unexpected medical events. Before the winter season in northern Illinois, the agency often helps individuals review their deductibles and supplemental protections to ensure adequate financial safeguards against seasonal illnesses like influenza or injuries from icy conditions.
As the seasons shift in Crystal Lake, residents often seek to close coverage gaps left by major medical policies. Christian Falster: Allstate Insurance provides supplemental insurance to help cover deductibles, copays, and other out-of-pocket costs that can arise unexpectedly. These policies complement existing health plans by offering added financial protection for accidents, critical illness, and hospital stays. An initial assessment appointment is scheduled to review personal needs and determine appropriate supplemental options.
Mark Moskal: Allstate Insurance in Crystal Lake, IL provides standard insurance coverage along with a focus on supplemental policies that fill gaps in primary plans. These supplemental offerings help individuals and businesses manage out-of-pocket costs for accidents, critical illnesses, or hospital stays. The agency works with clients to evaluate where extra protection might be needed beyond basic plans. Its services are available to various commercial sectors, including offices, warehouses, and food service establishments.
Goosehead Insurance - Blake Mitroff serves residents in Crystal Lake, IL, with personalized supplemental insurance solutions designed to cover gaps in primary health plans. These policies help manage out-of-pocket costs following covered medical events. For local businesses, the agency also offers commercial supplemental coverage to protect against income loss. Service extends throughout the Crystal Lake area and nearby communities. Clients often schedule follow-up appointments between regular visits to adjust their plans according to changing healthcare needs or life events.
What Does a a Supplemental Insurance Agent in Crystal Lake Cost?
Supplemental insurance costs in Illinois vary widely by plan type and age. Medicare Supplement Plan G for a 65-year-old in Crystal Lake typically ranges from $120 to $200 per month. Cancer and critical illness policies may cost $30 to $80 per month. Hospital indemnity plans often run $50 to $150 per month. These are general estimates and actual premiums depend on the insurer, your age, and health status. This information is general and not insurance advice.
About supplemental insurance agents in Crystal Lake
Supplemental insurance agents in Crystal Lake, Illinois help residents find policies that cover gaps in major medical plans. Illinois law requires agents to be licensed by the Illinois Department of Insurance and to follow strict disclosure rules. Local agents often assist with Medicare Supplement plans, accident policies, and fixed-benefit hospital plans.
Frequently Asked Questions
What types of supplemental insurance do agents in Crystal Lake offer?
Agents typically offer Medicare Supplement plans, cancer insurance, critical illness coverage, accident plans, and hospital indemnity policies. These plans pay cash benefits directly to you for covered events.
Are there Illinois-specific rules for supplemental insurance agents?
Yes. Illinois requires agents to hold a valid insurance producer license and to provide a buyer guide for Medicare Supplement plans. Agents must also follow the Illinois Insurance Code when marketing and selling policies.
Can I buy supplemental insurance if I have a pre-existing condition?
Some policies have pre-existing condition waiting periods of 6 to 12 months. However, Medicare Supplement plans sold during open enrollment cannot deny coverage due to pre-existing conditions. An agent can explain your options based on your health history.
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