The top-rated supplemental insurance agent in Elgin, Illinois is ADH Insurance Agency, Inc, rated 5.0 stars across 519 reviews. Other highly rated options include Insurance Navy Brokers, Farmers Insurance - Chantal Ortiz Meza, Pro Insurance Group. This directory lists 17 supplemental insurance agents serving Elgin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ADH Insurance Agency, Inc | 2521 Technology Dr # 204 | (847) 697-0104 |
| 2 | Insurance Navy Brokers | 1106 Dundee Ave | (847) 416-0030 |
| 3 | Farmers Insurance - Chantal Ortiz Meza | 79 S Grove Ave | (224) 242-8132 |
| 4 | Pro Insurance Group | 2521 Technology Dr #201 | (833) 776-4671 |
| 5 | Leo R. Cox Agency | 1231 Larkin Ave | (847) 742-9713 |
| 6 | Kirkpatrick, Jones & Herzog Insurance Agency, Inc. | 19 S Spring St | (847) 741-9393 |
| 7 | Magnum Insurance Agency | 300 S McLean Blvd Unit C | (847) 608-7260 |
| 8 | Kevin Malooly Agency LLC American Family Insurance | 1970 Larkin Ave STE 3 | (847) 888-2222 |
| 9 | Victor Alvarado - COUNTRY Financial Agent | 1750 Grandstand Pl Ste 20 | (847) 742-0003 |
| 10 | Valentine Insurance Agency | 1331 Dundee Ave | (847) 741-0083 |
ADH Insurance Agency, Inc serves Elgin and the surrounding Kane County area, offering supplemental insurance agent services. These policies help individuals manage out-of-pocket medical expenses that primary health coverage may not fully address. The agency guides clients in selecting plans designed to cover specific gaps in standard insurance. Common supplemental options available through this local office include coverage for hospital stays and plans that provide cash benefits for unexpected medical events. The firm assists with dental insurance policies and accident protection programs.
Insurance Navy Brokers serves the Elgin, Illinois, metro area as a Supplemental Insurance Agent. The company helps clients address gaps in their primary health coverage by explaining available policy options. Supplemental insurance plans can assist with expenses that standard medical policies often leave uncovered, such as deductibles and copayments. Clients are guided through plan choices suited for their individual financial situations. The agency specializes in offering dental coverage and accident insurance for residents seeking extra protection.
Farmers Insurance - Chantal Ortiz Meza in Elgin, IL, provides supplemental insurance agent services, offering policies that help cover gaps left by standard health or life plans. Its service approach includes reviewing individual coverage needs and explaining policy details, followed by ongoing support for claims and renewals. Maintenance plans involve periodic policy reviews to adjust coverage as life situations change. The agency serves clients owning single-family homes, apartments, and properties such as retail stores and restaurants.
Pro Insurance Group serves homeowners, businesses, and property managers in Elgin, Illinois by offering supplemental insurance policies that fill gaps left by standard coverage. Its agents help clients understand available plans for accident, hospital, and critical illness expenses. The company assists with claims guidance and policy adjustments to meet changing needs. It also provides services to surrounding areas within Kane County and the greater Fox Valley region.
Serving Elgin, Illinois, and its surrounding communities, the Leo R. Cox Agency handles supplemental insurance policies designed to cover gaps left by major medical plans. It helps clients with options for accident, critical illness, and hospital indemnity coverage. The agency works one-on-one with individuals to explain policy differences and assess personal risk levels. For a typical job, it reviews a customer’s existing benefits first to recommend specific supplemental products that address uncovered expenses.
Kirkpatrick, Jones & Herzog Insurance Agency, Inc. distinguishes between one-time policy purchases and recurring premium payment arrangements, offering supplemental insurance coverage that helps fill gaps left by major medical plans. These policies are designed for individuals in Elgin, IL, and typically cover expenses like deductibles, copays, or daily hospital costs that primary insurance does not address. Service and policy management run on either a predetermined schedule or an as-needed basis, depending on client preference and policy terms.
Magnum Insurance Agency in Elgin, Illinois provides supplemental insurance coverage designed to fill gaps left by primary health or life policies. It offers service and maintenance plans that help policyholders manage unexpected medical costs and deductibles associated with various treatments. These plans are structured to simplify claims processing and provide consistent support for ongoing healthcare needs. The agency services single-family homes, apartments, retail establishments, and restaurants, ensuring they have adequate supplemental protection for their specific circumstances.
As a supplemental insurance agent, Kevin Malooly Agency LLC American Family Insurance specializes in policies that fill coverage gaps left by major medical plans, such as accident and critical illness insurance. It also provides general insurance services to residents of Elgin, Illinois. These plans help manage out-of-pocket costs, offering financial support during recovery from unexpected injuries or health events. Whether for hospital stays or a seasonal illness like the flu that requires extended care, this agency assists with the associated expenses not fully covered by primary insurance.
As the seasons change in Elgin, residents often find themselves reassessing their financial safety nets, and Victor Alvarado - COUNTRY Financial Agent provides supplemental insurance options tailored to these shifting needs. This agency specializes in policies that fill gaps left by standard health coverage, assisting clients through local lifestyle changes or unexpected medical expenses. Victor Alvarado guides individuals in evaluating their current protection, offering clear comparisons of available plans. The process begins with a personalized, no-obligation inspection of your existing policies to identify potential vulnerabilities.
Valentine Insurance Agency works daily with clients in and around Elgin, Illinois to fill coverage gaps left by group health plans. Its core focus is providing supplemental insurance policies that address out-of-pocket expenses for accidents, critical illnesses, and hospital stays. These plans are designed to pay cash benefits directly to the policyholder, offering financial flexibility when unexpected medical events occur. The agency serves local businesses ranging from professional offices to warehouses and food service operations, helping employers offer voluntary benefit choices to their workforce.
What Does a a Supplemental Insurance Agent in Elgin Cost?
Supplemental insurance costs in Elgin vary by plan type age and health status. Medigap Plan G premiums typically range from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have low or zero monthly premiums but may have higher out of pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Elgin
Supplemental insurance agents in Elgin Illinois help residents fill gaps in Medicare and employer health plans. Illinois law requires agents to be licensed through the Illinois Department of Insurance. Local agents can explain how plans like Medigap and Medicare Advantage work with your existing coverage.
Frequently Asked Questions
What is the best time to enroll in a Medigap plan in Elgin?
The best time is during your Medigap Open Enrollment Period which starts when you are 65 and enrolled in Medicare Part B. In Illinois this period lasts six months and you have guaranteed issue rights. Outside this window insurers can deny coverage or charge higher rates.
Do supplemental insurance agents in Elgin charge fees for their services?
Most supplemental insurance agents are paid by the insurance company not by the client. You should always ask the agent if they charge any upfront fees. Illinois law requires agents to disclose any compensation or fees before you buy a policy.
Can I switch Medicare Advantage plans in Illinois after the initial enrollment?
Yes you can switch during the Annual Enrollment Period from October 15 to December 7 each year. Illinois also has a Medicare Advantage Open Enrollment Period from January 1 to March 31. During these times you can change plans once without underwriting.
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