The top-rated supplemental insurance agent in Lockport, Illinois is Susie Sheehan - State Farm Insurance Agent, rated 5.0 stars across 168 reviews. Other highly rated options include Farmers Insurance - Timothy Kearns, Farmers Insurance - Maryam Hamed, Joe Ricker: Allstate Insurance. This directory lists 13 supplemental insurance agents serving Lockport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Susie Sheehan - State Farm Insurance Agent | 200 W 11th St Unit 2SW | (815) 306-0184 |
| 2 | Farmers Insurance - Timothy Kearns | 928 N State St | (815) 838-2675 |
| 3 | Farmers Insurance - Maryam Hamed | 123 E 9th St Unit 2C | (630) 359-8186 |
| 4 | Joe Ricker: Allstate Insurance | 901 S State St | (815) 834-2100 |
| 5 | John S Janovyak Agency Inc American Family Insurance | 909 E 9th St | (815) 588-0131 |
| 6 | Assurity Agency | 1112 E 9th St | (815) 838-7900 |
| 7 | Farmers Insurance - Jack Maloney | 123 E 9th St unit 2F | (630) 852-2224 |
| 8 | Likar Insurance Agency | 214 E 2nd St | (815) 838-3206 |
| 9 | MonarK insurance services | 1000 S Hamilton St # D | (630) 888-4077 |
| 10 | Boyce Insurance | 16614 W 159th St #300 | (815) 836-3500 |
Susie Sheehan - State Farm Insurance Agent serves the Lockport, Illinois area as a supplemental insurance agent. The agency helps clients manage financial gaps left by major medical plans, including coverage for accidents and critical illnesses. Policies typically offer fixed cash benefits for specific events, assisting with deductibles or out-of-pocket expenses. The office handles Medicare Supplement plans that work alongside Original Medicare for seniors. Among its offerings, it processes short-term disability and hospital indemnity policies to address income loss and treatment costs.
Farmers Insurance - Timothy Kearns in Lockport, IL provides supplemental insurance agent services, offering a selection of policies designed to fill gaps in primary health coverage. Coverage is available through various plans, with assistance for claims and policy questions provided locally. Service options include periodic policy reviews and guidance on plan changes during open enrollment periods. The company serves individual homeowners in single-family residences as well as apartments, retail store operators, and restaurants.
Serving Lockport, IL, and the surrounding communities, Farmers Insurance - Maryam Hamed offers supplemental insurance policies to individuals. As an agent, the practice handles accident, critical illness, and hospital indemnity plans to help clients manage out-of-pocket costs. The office works with policyholders to identify specific coverage gaps. It uses a consultative approach to explain plan benefits in clear terms, ensuring customers understand how a typical claim or benefit payout works in practice.
Joe Ricker: Allstate Insurance serves homeowners and business owners in Lockport, Illinois, offering supplemental insurance policies that help cover gaps left by primary health or property plans. These policies address specific needs such as accident recovery, critical illness expenses, and property loss deductibles. The agency guides clients in selecting coverage tailored to their individual risk profiles and budgets. Joe Ricker also provides these insurance services to customers in the neighboring community of Joliet and throughout Will County.
Based in Lockport, Illinois, John S Janovyak Agency Inc American Family Insurance provides general insurance services to residents and businesses in the area. Its specialty includes Supplemental Insurance Agent work, which offers policies designed to fill gaps left by primary health or life coverage. These supplemental plans can help manage out-of-pocket expenses and provide additional financial protection. The agency is equipped to serve various commercial sectors, including small office environments, industrial warehouses, and food service establishments.
This company offers both one-time policy enrollment and recurring service options for in-force plans. Coverage through Assurity Agency assists Lockport residents with financial protection for medical deductibles, copays, and lost income during unexpected health events. Supplemental plans typically fill gaps left by major medical insurance without duplicating existing coverage. All services for supplemental insurance needs run on a one-time, scheduled, or as-needed basis depending on the specific policy and client request.
Farmers Insurance - Jack Maloney specializes in offering supplemental insurance policies that fill coverage gaps left by standard health plans. It also provides general supplemental coverage options tailored to individual and family needs. Residents in the Lockport, IL area rely on this agency for personalized guidance on navigating their insurance choices. During open enrollment periods or after a major life change such as a new job, it helps clients find supplementary protection for unexpected medical costs without gaps in their financial safety net.
As winter's unexpected medical costs can strain a household budget in Lockport, IL, Likar Insurance Agency helps local families prepare for those gaps. This supplemental insurance agent focuses on policies that cover expenses traditional health plans often leave behind, such as deductibles or copays. The agency serves clients seeking straightforward protection against common out-of-pocket costs from accidents or hospital stays. After a brief initial phone conversation or office visit to review individual needs, a representative will schedule a straightforward inspection or in-person assessment of the client’s current coverage situation.
MonarK Insurance Services in Lockport, Illinois focuses on helping individuals and families manage out-of-pocket medical expenses through its supplemental insurance offerings. These policies are designed to fill gaps left by major medical plans, covering costs such as deductibles, copayments, and uncovered treatments. By providing these additional layers of protection, the agency assists local clients in reducing financial uncertainty associated with unexpected health events. Their services are available to employees and owners in commercial settings like offices, warehouses, and food service operations.
Boyce Insurance provides supplemental insurance solutions to residential clients in Lockport, Illinois, helping to cover gaps left by primary health plans. Commercial coverage is also available to local small businesses seeking additional financial protection for their operations. Their service area encompasses Lockport and the surrounding Will County communities. After an initial policy is written, they offer follow-up appointments to adjust benefits as life circumstances change and provide annual renewal reviews to maintain coverage between regular visits.
What Does a a Supplemental Insurance Agent in Lockport Cost?
Supplemental insurance costs in Illinois vary by plan type, age, and health status. A Medigap Plan G for a 65-year-old in Lockport typically ranges from $120 to $200 per month. Cancer policies may cost $30 to $60 per month. Hospital indemnity plans often run $40 to $80 per month. This is general information not insurance advice.
About supplemental insurance agents in Lockport
Supplemental insurance agents in Lockport, Illinois help residents fill gaps in primary health coverage. These agents can explain plans like Medicare Supplement (Medigap) which in Illinois must follow federal and state regulations including guaranteed issue rights. Local agents also offer policies for accident, critical illness, and hospital indemnity coverage.
Frequently Asked Questions
What types of supplemental insurance are available in Lockport Illinois?
Common types include Medicare Supplement (Medigap) plans, cancer insurance, critical illness insurance, accident insurance, and hospital indemnity plans. Illinois law requires Medigap policies to be standardized as Plan A through Plan N.
Do I need a supplemental insurance agent in Lockport to buy a policy?
No, you can buy directly from an insurance company. However an agent can compare multiple carriers and explain Illinois-specific rules such as the six-month open enrollment period for Medigap when you turn 65.
How do Illinois laws affect my supplemental insurance purchase?
Illinois follows federal Medigap rules including guaranteed issue rights in certain situations. For employer group supplemental plans, Illinois law provides a 30-day free look period. Agents must be licensed by the Illinois Department of Insurance.
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