The top-rated supplemental insurance agent in Mt Prospect, Illinois is Held Insurance Agency, rated 5.0 stars across 96 reviews. Other highly rated options include Northwest Insurance Network, Inc., Farmers Insurance - Chad Rebecca, Frank Randazzo American Family Insurance. This directory lists 12 supplemental insurance agents serving Mt Prospect.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Held Insurance Agency | 200 E Evergreen Ave # 105 | (847) 264-4644 |
| 2 | Northwest Insurance Network, Inc. | 1739 Algonquin Rd | (847) 258-3777 |
| 3 | Farmers Insurance - Chad Rebecca | 800 Central Rd #132 | (847) 971-3421 |
| 4 | Frank Randazzo American Family Insurance | 401 E Prospect Ave #104 | (847) 394-4075 |
| 5 | Magnum Insurance Agency | 1720 Algonquin Rd | (847) 879-7115 |
| 6 | Insure Direct Ltd | 834 E Rand Rd Unit 8 | (847) 632-1830 |
| 7 | Senior Solutions of Chicagoland | 703 N Wheeling Rd | (847) 348-9302 |
| 8 | Elite Insurance and Financial Services, Inc. | 930 E Northwest Hwy | (847) 749-3187 |
| 9 | Heil & Kay Insurance Agency, Inc | 1699 Wall St #506 | (847) 258-5310 |
| 10 | Com Co Insurance Inc | 2016 E Euclid Ave | (847) 673-1212 |
Held Insurance Agency serves the Mt Prospect, Illinois metro area as a supplemental insurance agent. This agency helps clients fill gaps left by primary health plans by offering policies for specific needs. Supplemental coverage typically addresses expenses such as deductibles, copays, and lost income during recovery. Common services include accident insurance, hospital indemnity plans, and critical illness coverage.
Northwest Insurance Network, Inc. provides supplemental insurance solutions to individuals and families in the Mt Prospect area. Its detailed service approach focuses on helping clients bridge gaps in primary health coverage through personalized policy reviews. The company maintains ongoing client support for claims assistance and policy adjustments as needs change over time. This supplemental agency serves a variety of local properties, including single-family homes, apartments, retail businesses, and restaurants.
Farmers Insurance - Chad Rebecca serves homeowners and property managers in Mt Prospect, IL who seek supplemental insurance coverage. This agency helps clients fill gaps in their standard policies by offering additional protection for unexpected expenses and liabilities. The company provides guidance on customizing coverage to meet individual needs and budget requirements. They assist with claims support and policy adjustments as circumstances change. Their services extend to nearby Arlington Heights and neighboring communities throughout the northwest suburbs of Chicago.
Frank Randazzo American Family Insurance serves Mt Prospect and the surrounding northwest suburban communities, handling supplemental insurance policies that help cover expenses not fully paid by primary health plans. These plans can address gaps for specific needs such as accidents, critical illness, or hospital confinement. The agency works with clients to review their existing coverage and identify potential financial exposure. For a typical job, it explains available policy options, outlines benefit structures, and quotes a premium that fits the individual's budget and risk situation.
Magnum Insurance Agency in Mt Prospect, Illinois offers residential supplemental insurance to help cover gaps in primary health plans. The agency also provides commercial coverage for small businesses needing additional protection. Serving clients throughout Mt Prospect and the surrounding suburbs, the firm structures policies to address routine medical expenses and unexpected gaps in coverage. Follow-up consultations are available between regular visits to adjust existing plans or address new concerns as they arise.
Insure Direct Ltd in Mt Prospect, IL, distinguishes between services structured as one-time consultations for specific needs and recurring policies that provide ongoing coverage gaps. These supplemental insurance plans fill financial exposures not addressed by major medical policies, such as dental, vision, or accident expenses. Brokers in this area work directly with individuals or through employer-sponsored benefits. The company arranges appointments strictly on an as-needed basis, allowing clients to request enrollment support or policy reviews whenever their situation changes.
Senior Solutions of Chicagoland specializes in Medicare supplement insurance plans, assisting clients with policy options that address gaps in original Medicare coverage. As a supplemental insurance agent in Mt Prospect, IL, it serves individuals by comparing available plans from different carriers to match varied healthcare needs and budgets. The agency also guides customers through the annual enrollment period, ensuring timely decisions regarding coverage changes or initial plan selections. During tax season, it helps those approaching retirement understand how supplemental plans interact with health savings accounts and income considerations.
As winter snow and holiday spending put extra strain on family budgets in Mt Prospect, many households look for ways to protect their income against unexpected medical costs. Elite Insurance and Financial Services, Inc. offers supplemental insurance agent services to fill gaps left by major health plans, covering expenses such as copays and deductibles that can arise suddenly. The company meets with local residents to identify their specific coverage blind spots. An initial assessment reviews existing policies and personal risk factors before recommending any plan.
Heil & Kay Insurance Agency, Inc in Mt Prospect, IL assists clients with their core insurance needs and focuses specifically on supplemental coverage to fill important gaps. These policies help manage out-of-pocket costs that standard health plans do not always cover. The agency works with various local commercial sectors, offering supplemental insurance solutions suitable for offices, warehouses, and food service businesses.
Com Co Insurance Inc provides supplemental insurance services to residential clients in Mt Prospect, IL, helping individuals cover gaps left by major medical plans. It also offers commercial coverage for local businesses seeking extra protection for employees or operations. The service area includes Mt Prospect and the surrounding communities within the greater northwest suburban region. Following an initial consultation and enrollment, the company schedules periodic follow-up visits to adjust coverage as needs change and to address any questions between regular plan reviews.
What Does a a Supplemental Insurance Agent in Mt Prospect Cost?
Costs for supplemental insurance in Illinois vary by plan type age and health. Medigap Plan G premiums for a 65-year-old in Mt Prospect typically range from $120 to $250 per month. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. Hospital indemnity plans might cost $30 to $80 per month. This is general information not insurance advice.
About supplemental insurance agents in Mt Prospect
Supplemental insurance agents in Mt Prospect Illinois help residents find policies that cover gaps in primary health insurance. These agents work with plans like Medigap Medicare Advantage and hospital indemnity insurance. Illinois law requires agents to be licensed by the state and follow strict rules about plan comparisons and disclosures.
Frequently Asked Questions
What does a supplemental insurance agent in Mt Prospect do?
A supplemental insurance agent helps you find policies that pay for costs not covered by your main health plan. They explain options like Medigap dental plans or accident insurance. Agents in Illinois must hold a valid insurance producer license.
When can I enroll in a Medigap plan in Illinois?
In Illinois you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After that period insurers may deny coverage or charge higher rates based on health.
Are supplemental insurance agents in Mt Prospect paid by commission?
Yes most supplemental insurance agents earn commissions from the insurance companies whose policies they sell. Illinois law requires agents to disclose their compensation if you ask. You do not usually pay extra fees directly to the agent.
Supplemental Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Champaign · Chicago · Chicago Heights