The top-rated supplemental insurance agent in Schaumburg, Illinois is Rate Insurance, LLC, rated 5.0 stars across 6,157 reviews. Other highly rated options include Handzel & Associates Ltd, Pronto Insurance Services, A Plus Insurance. This directory lists 18 supplemental insurance agents serving Schaumburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rate Insurance, LLC | 1501 Woodfield Rd Suite 205S | (866) 947-5397 |
| 2 | Handzel & Associates Ltd | 1590 Wilkening Rd | (773) 725-6767 |
| 3 | Pronto Insurance Services | 1515 Woodfield Rd #104 | (847) 496-2783 |
| 4 | A Plus Insurance | 2040 E Algonquin Rd | (847) 979-8282 |
| 5 | Joe Ferrazza - State Farm Insurance Agent | 435 S Roselle Rd | (847) 629-0144 |
| 6 | Robertson&Robertson Financial | 127 S Roselle Rd Suite 105 | (847) 301-7400 |
| 7 | Northwest Insurance Services | 999 Plaza Dr #630 | (847) 310-0400 |
| 8 | Inszone Insurance Services | 1101 Perimeter Dr # 500 | (847) 398-7060 |
| 9 | Marsh McLennan Agency | 20 N Martingale Rd Ste 100 | (888) 429-0999 |
| 10 | Affordable Insurance Broker | 1015 W Wise Rd | (224) 295-0180 |
Rate Insurance, LLC serves the Schaumburg, Illinois, area as a supplemental insurance agent. The company helps clients explore policies that can cover gaps left by major medical plans, such as benefits for accidents, critical illnesses, or hospital stays. These voluntary plans are often designed to pay cash benefits directly to the policyholder. Among the specific services it handles in this area are accident insurance, which can help with unexpected medical costs, and hospital indemnity plans that provide fixed daily benefits during a covered hospital admission.
Handzel & Associates Ltd, based in Schaumburg, Illinois, provides supplemental insurance coverage designed to fill gaps left by major medical policies. Its services include assisting clients with enrollment, claims guidance, and ongoing policy reviews to adapt to changing needs. The agency offers personalized service plans that include regular check-ins and annual plan evaluations to ensure coverage remains appropriate. It services a wide range of clients, from individual homeowners and apartment dwellers to local retail shops and casual dining restaurants.
Pronto Insurance Services serves homeowners and renters in Schaumburg, Illinois, who are seeking supplemental coverage to fill gaps left by standard health or Medicare plans. The agency helps clients explore policies designed to cover out-of-pocket costs, such as copays or deductibles, and offers guidance on selecting appropriate plans for individual needs. Their services focus on providing straightforward support for understanding insurance options in the area. Pronto Insurance Services also extends its supplemental insurance services to clients in the nearby community of Hoffman Estates.
A Plus Insurance serves the greater Schaumburg, Illinois area and surrounding suburban communities in Cook County. It handles supplemental insurance policies that help cover out-of-pocket costs not paid by major medical plans. These plans may include options such as accident, critical illness, or hospital indemnity coverage for local residents and workers. The company typically discusses an individual's existing healthcare situation, then reviews available plan designs to find a suitable supplemental fit for their specific needs.
Joe Ferrazza - State Farm Insurance Agent in Schaumburg, IL distinguishes between one-time supplemental policies, such as accident or hospital indemnity plans, and recurring service options like monthly comprehensive coverage packages. These plans help fill gaps left by primary health insurance, covering expenses like deductibles, copays, and lost income. Service is coordinated on either a scheduled or as-needed basis, depending on whether the client holds a recurring policy or requires a single enrollment session.
Robertson&Robertson Financial specializes in supplemental insurance options to cover gaps not addressed by major medical plans. The agency in Schaumburg assists local clients with policies that provide fixed cash benefits for hospital stays, accidents, and critical illnesses. It also offers Medicare supplement plans to help manage out-of-pocket costs and coordinate with existing coverage. During open enrollment or when facing an unexpected health event, the agency helps clients review their current protection and explore new coverage choices that meet their immediate needs.
For residents of Schaumburg bracing against the long Illinois winter or navigating seasonal employment shifts, income safety can become a pressing concern. Northwest Insurance Services specializes in supplemental insurance, offering policies designed to cover gaps left by standard health plans. Drivers, retirees, and families often turn here for assistance with accident, cancer, or hospital indemnity coverage. Every client relationship begins with a personal consultation, during which a licensed agent reviews existing policies, identifies potential exposures, and schedules a straightforward needs assessment visit.
Inszone Insurance Services in Schaumburg, Illinois assists individuals and families with foundational coverage needs and specializes in offering supplemental insurance plans to fill gaps left by primary policies. These add-ons help manage out-of-pocket expenses for unexpected medical events or critical illnesses. As a local resource for supplemental insurance agents, the company can serve various commercial sectors, including offices, warehouses, and food service operations.
Marsh McLennan Agency serves residents in Schaumburg with supplemental insurance coverage designed to fill gaps left by major medical plans. This agency also offers similar commercial policies for local businesses seeking to protect their employees and bottom lines. Their service area encompasses Schaumburg and the broader surrounding region of northern Illinois. Representatives typically maintain contact with policyholders following an initial enrollment, providing follow-up support and coordinating repeat service between regular visits to address any evolving needs.
Affordable Insurance Broker, based in Schaumburg, Illinois, is known for helping clients navigate supplemental coverage options. It connects individuals with plans that address gaps left by major medical insurance, such as accident, critical illness, and hospital indemnity policies. The company’s work involves assessing local healthcare costs and benefit needs to recommend suitable policies. Its service area includes Schaumburg and nearby communities in Cook County. For an added layer of financial protection, this agent also offers short-term medical insurance as a temporary coverage solution.
What Does a a Supplemental Insurance Agent in Schaumburg Cost?
Supplemental insurance agent services in Illinois typically do not cost you directly because agents earn commissions from insurers. Medigap Plan G premiums in Illinois can range from 100 to 300 dollars per month depending on age location and carrier. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. This is general information not insurance advice.
About supplemental insurance agents in Schaumburg
Supplemental insurance agents in Schaumburg Illinois help residents find policies that cover gaps in Medicare or employer health plans. Illinois law requires agents to be licensed through the Illinois Department of Insurance and to follow specific disclosure rules. These agents can explain options like Medigap plans which have guaranteed issue rights under Illinois state law during certain enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Schaumburg?
A supplemental insurance agent is a licensed professional who helps you buy policies that cover costs not paid by Medicare or other primary insurance. In Illinois agents must pass a state exam and complete continuing education to maintain their license.
When can I enroll in a Medigap plan in Illinois?
In Illinois you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may use health questions to decide coverage.
Do supplemental insurance agents charge fees in Illinois?
Most supplemental insurance agents in Illinois are paid commissions by the insurance company not by you. However some agents may charge a consultation fee which must be disclosed in writing before services begin. Always ask about fees upfront.
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