The top-rated supplemental insurance agent in Springfield, Illinois is Bailey Family Insurance, rated 5.0 stars across 1,026 reviews. Other highly rated options include Mark Cortesi - State Farm Insurance Agent, Gruening Health & Wealth, Laure Feld: Allstate Insurance. This directory lists 20 supplemental insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bailey Family Insurance | 957 Clocktower Dr | (217) 441-2342 |
| 2 | Mark Cortesi - State Farm Insurance Agent | 924 Clocktower Dr ste a | (217) 787-1727 |
| 3 | Gruening Health & Wealth | 1124 Centre W Dr | (217) 970-2214 |
| 4 | Laure Feld: Allstate Insurance | 2425 W Iles Ave Ste 103 | (217) 698-0600 |
| 5 | Blue Oak Insurance Agency | 2205 Wabash Ave Suite 270 | (217) 441-2020 |
| 6 | The Group Insurance Agency LLC | 7000 Piper Glen Dr STE E | (217) 787-7447 |
| 7 | ALF Insurance | 127 N Grand Ave E | (217) 525-5255 |
| 8 | Insurance Partners, Inc | 901 S Spring St | (217) 544-8644 |
| 9 | TROXELL | 214 S Grand Ave W | (217) 528-7533 |
| 10 | Hageman Family Insurance | 103 S 7th St | (217) 788-5118 ext. 4 |
Bailey Family Insurance serves the Springfield, Illinois, area as a local supplemental insurance agent. The company helps clients bridge gaps in their primary health coverage by offering policies that address additional medical expenses. These plans often cover costs such as deductibles, copayments, and hospital stays that major medical insurance may leave unaddressed. By providing this focused coverage, the agency helps residents manage out-of-pocket health costs more predictably. It specifically handles accident insurance policies and hospital indemnity plans for local policyholders.
Mark Cortesi - State Farm Insurance Agent in Springfield, IL, provides supplemental insurance coverage to homeowners, families, and individual policyholders. Supplemental policies can help cover deductibles, co-pays, or expenses not included in primary health or property plans. The agency assists clients in selecting appropriate supplemental packages to reduce unexpected out-of-pocket costs. It also offers guidance on updating existing policies to match changing needs. The agency serves customers throughout Springfield and extends coverage to residents in the neighboring community of Chatham.
Gruening Health & Wealth in Springfield, IL offers a range of supplemental insurance services, including helping clients select and enroll in plans that cover gaps in primary health coverage. Their ongoing service includes assisting with policy questions, claims support, and periodic plan reviews to ensure coverage remains appropriate. The company serves local residential clients with homes and apartments, as well as commercial properties such as retail stores and restaurants.
Laure Feld: Allstate Insurance serves the Springfield, Illinois area and its surrounding communities, handling supplemental insurance policies such as accident, critical illness, and hospital indemnity plans. These products help fill coverage gaps left by primary health insurance. The agency works with clients to identify their personal risk exposures and financial needs. For a typical appointment, the agent reviews existing coverage, explains available plan features, and presents tailored options to help residents secure added financial protection.
Blue Oak Insurance Agency offers supplemental insurance policies that help cover costs not included by major medical plans. It provides general service work including plan selection guidance and claims assistance for residents in Springfield, IL. These policies address gaps in health coverage, often managing out-of-pocket expenses from accidents or critical illnesses. The agency also assists with coverage during open enrollment periods for those needing to adapt policies after a significant change in annual income.
As the seasons shift in Springfield and families start planning their summer activities, unexpected medical expenses can strain even careful budgets. The Group Insurance Agency LLC provides supplemental insurance solutions that help manage the financial gaps left by traditional health plans, offering clients a way to cover coinsurance and deductibles with predictable, straightforward policies. Every new inquiry begins with a complimentary consultation, during which an agent reviews the individual’s existing coverage and identifies specific protection needs. The process moves forward only after that initial personal assessment is documented.
In Springfield, IL, ALF Insurance helps clients distinguish between one-time supplemental policies, which cover a single medical event, and recurring coverage options that provide ongoing financial protection for gaps left by major medical plans. These supplemental insurance agents guide individuals in selecting plans for needs like accident, critical illness, or hospital indemnity. Services are available on both a scheduled appointment basis and an as-needed basis for policy adjustments or claims support.
Insurance Partners, Inc. assists individuals and families in Springfield, IL, with protecting against income gaps from unexpected health events. As a supplemental insurance agent, the company focuses on filling the coverage gaps left by major medical plans. These offerings include policies that provide direct cash benefits for hospital stays, critical illnesses, or accidents. The agency works with various commercial sectors to help secure such additional protections for their employees, including local offices, warehouses, and food service establishments.
Troxell provides supplemental insurance agent services for residents in the Springfield, IL area. For homeowners, the company assists with policy reviews to address coverage gaps that standard plans may leave. Commercial clients also receive guidance tailored to their business protection needs. The agent covers Springfield and its surrounding communities. Between regular visits, Troxell follows up with policyholders to address any new coverage questions that arise.
Hageman Family Insurance of Springfield, IL, is known for providing supplemental insurance agent services to local residents. The agency assists clients in exploring coverage options that can help fill gaps left by major medical plans. Policies are designed to address out-of-pocket costs from accidents, critical illnesses, or hospital stays. The company serves individuals and families seeking added financial protection in the Springfield area. In addition to core supplemental plans, the agency can arrange specialty dental and vision coverage for customers.
What Does a a Supplemental Insurance Agent in Springfield Cost?
Costs for supplemental insurance in Springfield Illinois vary by plan type age and insurer. Medigap Plan G premiums typically range from 100 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have low or zero monthly premiums but may have copays. Dental and vision plans cost between 20 and 60 dollars monthly. This is general information not insurance advice.
About supplemental insurance agents in Springfield
Supplemental insurance agents in Springfield Illinois help residents fill gaps in their primary health coverage. These agents assist with Medicare Supplement plans also known as Medigap as well as dental vision and life insurance policies. Illinois law provides a six-month open enrollment period for Medigap plans starting when you are 65 and enrolled in Medicare Part B.
Frequently Asked Questions
What is the best time to buy a Medigap plan in Springfield Illinois?
The best time is during your Medigap Open Enrollment Period which lasts six months from the month you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage or charged more for pre-existing conditions. Outside this window insurers may use medical underwriting.
Do Illinois agents have to be licensed to sell supplemental insurance?
Yes all agents selling supplemental insurance in Illinois must hold a valid insurance producer license from the Illinois Department of Insurance. You can verify an agents license on the IDOI website. Agents must also follow state rules about marketing and disclosure.
Can a supplemental insurance agent help me if I have a pre-existing condition?
Yes but options may be limited outside of open enrollment periods. In Illinois you have guaranteed issue rights for certain Medigap plans in specific situations such as losing employer coverage. An agent can explain which plans are available to you based on your health status.
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