The top-rated supplemental insurance agent in Yorkville, Illinois is Farmers Insurance - Marco Altamirano, rated 4.9 stars across 1,003 reviews. Other highly rated options include Aaron Hergenhahn - State Farm Insurance Agent, Kim Danlow - State Farm Insurance Agent, Casey Insurance Agency. This directory lists 15 supplemental insurance agents serving Yorkville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Marco Altamirano | 1561 Sycamore Rd | (630) 703-7414 |
| 2 | Aaron Hergenhahn - State Farm Insurance Agent | 129 Commercial Dr UNIT 16 | (630) 553-0005 |
| 3 | Kim Danlow - State Farm Insurance Agent | 1448 Sycamore Rd Ste 101 | (312) 341-0123 |
| 4 | Casey Insurance Agency | 1207 Patrick Ct | (630) 539-1840 |
| 5 | Niko Villacci - State Farm Insurance Agent | 1448 Sycamore Rd | (630) 553-6800 |
| 6 | Dziedzic Insurance Agency: Allstate Insurance | 624 W Veterans Pkwy d | (630) 553-1280 |
| 7 | Shelter Insurance - Michael Shepard | 133 E Van Emmon St | (630) 553-8909 |
| 8 | John S Janovyak Agency Inc American Family Insurance | 201 E Veterans Pkwy Ste 4 | (630) 553-4047 |
| 9 | AAA Insurance - Ergo Agency | 108 W Van Emmon St | (630) 385-2495 |
| 10 | Castle Insurance agency | 109 W Veterans Pkwy | (630) 446-2698 |
Farmers Insurance - Marco Altamirano serves the Yorkville, Illinois area, specializing in supplemental insurance that fills gaps left by primary health and life coverage. The agency assists local residents in managing out-of-pocket costs and unexpected financial exposure through tailored plans. Supplemental insurance policies can provide fixed cash benefits for hospital stays, accidents, or critical illness diagnoses. This agency regularly handles Medicare supplement plans and accident insurance that pay benefits directly to the policyholder for medical deductibles or everyday expenses.
Aaron Hergenhahn - State Farm Insurance Agent in Yorkville, IL, provides supplemental insurance products that help cover gaps left by primary health policies. Their services include offerings such as accident, critical illness, and hospital indemnity plans, which can provide cash benefits directly to policyholders for specific medical events. Service and maintenance plans involve annual policy reviews to adjust coverage as needs change, and claims assistance is offered to help clients navigate the reimbursement process. The agency services a range of property types, including single-family homes, apartments, retail businesses, and restaurants.
Residents, homeowners, and small business owners in Yorkville, IL, who need supplemental insurance coverage can work with Kim Danlow - State Farm Insurance Agent. The agency complements existing health or life policies with accident, critical illness, and hospital indemnity plans to help fill financial gaps. Policies are designed to provide direct cash benefits for covered medical events. The agency also serves clients in the nearby communities of Plano and Montgomery.
Casey Insurance Agency in Yorkville, IL distinguishes between supplemental plans that cover a single medical event and recurring policies that renew for ongoing protection against out-of-pocket costs. These policies help clients manage expenses not covered by major medical insurance, such as deductibles or copays. Assistance typically runs on an as-needed basis, with annual reviews available to adjust coverage upon request.
Serving Yorkville and the surrounding Kendall County communities, Niko Villacci as a State Farm Insurance Agent handles supplemental insurance policies that help cover gaps left by primary health plans. These plans include accident, critical illness, and hospital indemnity coverage. For each client, the agent first reviews existing medical coverage to identify specific financial exposures during recovery. Then it offers policy options that provide direct cash benefits for deductibles or copays, applying a straightforward, consultative process tailored to individual needs.
Dziedzic Insurance Agency: Allstate Insurance specializing in supplemental insurance policies, such as accident, critical illness, and hospital indemnity plans, also provides general coverage options to help fill gaps in a primary health plan. Serving the Yorkville, Illinois area, it assists individuals and families in preparing for unexpected medical expenses not fully covered by traditional insurance. This local agency is especially helpful during open enrollment periods when policyholders reassess their out-of-pocket exposure for a new plan year.
As winter approaches in Yorkville, homeowners and drivers often review their policies for gaps in protection. Shelter Insurance - Michael Shepard offers supplemental insurance options to cover costs that standard plans may not fully address. These products help manage deductibles and out-of-pocket expenses for health, auto, or property claims. Understanding each client's unique situation is a focus, ensuring appropriate coverage for local risks such as ice damage or liability. The process begins with a no-obligation review of existing policies to identify potential vulnerabilities, followed by a personalized assessment of available solutions.
John S Janovyak Agency Inc American Family Insurance works as a supplemental insurance agent serving the Yorkville, IL area. Its specialty add-ons help fill gaps left by primary health plans, such as covering copays or deductibles during a hospital stay. The agency can assist clients with accident policies, critical illness coverage, and hospital indemnity plans. It offers services to a range of commercial sectors, including local offices, warehouses, and food service businesses.
AAA Insurance - Ergo Agency serves residents of Yorkville, IL with supplemental insurance coverage for health-related gaps. Commercial clients in the surrounding area also receive tailored supplemental policies to protect their businesses. As a supplemental insurance agent, the agency focuses on policies designed to cover expenses not addressed by primary health plans. Agents provide ongoing support to clients, ensuring any policy questions are addressed promptly. Follow-up consultations are offered between regular visits to adjust coverage as personal or business circumstances change, maintaining consistent protection for all policyholders.
Castle Insurance Agency in Yorkville, IL is known for helping local residents navigate Medicare gaps and health plan complexities as a supplemental insurance agent. Its service range includes Medigap policies, dental and vision plans, and hospital indemnity coverage tailored to individual needs. Policies are reviewed face-to-face, ensuring clients understand out-of-pocket exposure and network limitations. A specialty service this agency can add on is short-term medical insurance for those between coverage periods or waiting for new benefits to begin.
What Does a a Supplemental Insurance Agent in Yorkville Cost?
The cost of a supplemental insurance plan in Illinois varies by age, location, and plan type. Medigap Plan G premiums for a 65-year-old in Yorkville typically range from $120 to $250 per month. Medicare Advantage plans may have $0 premiums but include copays and deductibles. Costs also depend on the insurance carrier and your health status. This is general information, not insurance advice.
About supplemental insurance agents in Yorkville
Yorkville residents can work with a supplemental insurance agent to find coverage that fills gaps in Medicare or individual health plans. In Illinois, agents must follow state insurance regulations, including the annual Medicare open enrollment period from October 15 to December 7. A local agent can help you compare Medigap plans, Medicare Advantage options, and other supplemental policies available in Kendall County.
Frequently Asked Questions
What is a supplemental insurance agent in Yorkville?
A supplemental insurance agent in Yorkville helps you find policies that cover costs not paid by your primary insurance, such as Medicare deductibles or copays. These agents are licensed in Illinois and can explain plan options from multiple carriers.
When can I enroll in a Medigap plan in Illinois?
In Illinois, the best time to enroll in a Medigap plan is during your six-month Medigap open enrollment period, which starts when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
Are there Illinois-specific rules for Medicare supplements?
Yes, Illinois has a birthday rule that allows Medigap policyholders to switch to a similar or lesser plan within 60 days after their birthday without medical questions. This rule applies to plans offered by the same or a different insurance company.
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