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Find Supplemental Insurance Agents Near You in Ames, IA

Browse supplemental insurance agents serving Ames, Iowa. Updated 2026-07-14.

The top-rated supplemental insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, AlekCO Insurance. This directory lists 19 supplemental insurance agents serving Ames.

Showing 19 supplemental insurance agents in Ames, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fortress Insurance Services426 S 17th St(515) 337-8700
2Mark Doyle - State Farm Insurance Agent2701 Stange Rd Ste 110(515) 232-8090
3Scott Richardson - State Farm Insurance Agent101 Main St(515) 232-0030
4AlekCO Insurance119 Stanton Ave STE 702(515) 978-9040
5Severson Insurance Agency, Inc3206 Grand Ave #102(515) 232-7203
6Shelter Insurance - Mike Dolan1228 Grand Ave(515) 232-3555
7Gallagher Insurance, Risk Management & Consulting1416 Buckeye Ave(515) 232-7060
8Joe Leto - COUNTRY Financial Representative315 6th St #205(515) 233-3045
9Katherine Frame American Family Insurance809 Wheeler St #109(515) 232-4142
10Angela Laughlin Agency Inc. American Family Insurance3505 Lincoln Way Ste 103(515) 232-2182
FI
426 S 17th St
Fortress Insurance Services
Supplemental Insurance Agent · Ames, IA

Fortress Insurance Services serves the Ames, Iowa area as a local supplemental insurance agent. This type of agency helps individuals obtain policies that fill coverage gaps left by primary health or Medicare plans. Common supplemental products include accident, critical illness, and hospital indemnity insurance. The agency also assists clients in understanding how these plans coordinate with existing coverage to reduce out-of-pocket expenses. It handles dental and vision supplemental policies in this region.

MD
2701 Stange Rd Ste 110
Mark Doyle - State Farm Insurance Agent
Supplemental Insurance Agent · Ames, IA

Mark Doyle - State Farm Insurance Agent in Ames, IA provides supplemental insurance products designed to fill gaps in primary coverage. The agent assists clients by reviewing existing policies to identify suitable plans that offer additional financial protection. These service options include application support and policy management to address changing needs. Ongoing maintenance involves periodic reviews so coverage remains aligned with life events. The company serves a variety of local properties, including single-family homes, apartments, retail establishments, and restaurants.

SR
101 Main St
Scott Richardson - State Farm Insurance Agent
Supplemental Insurance Agent · Ames, IA

Scott Richardson - State Farm Insurance Agent serves homeowners, renters, and small business owners in Ames, Iowa, with supplemental insurance options that help cover gaps left by primary health or property policies. Clients can explore plans for accidental injury, critical illness, and hospital indemnity, designed to address out-of-pocket expenses. The agency also provides car, life, and home insurance alongside these supplemental coverages. Additional service areas include the neighboring community of Nevada, Iowa, offering the same range of supplemental insurance support to local residents and business operators.

AI
119 Stanton Ave STE 702
AlekCO Insurance
Supplemental Insurance Agent · Ames, IA

AlekCO Insurance serves Ames, Iowa, and the surrounding Story County communities. The agency handles supplemental insurance, which helps cover out-of-pocket costs not paid by primary health plans, such as deductibles and copays. Clients typically meet with an agent to review existing policies and identify gaps in their coverage. To handle a typical job, the agency conducts a personal needs assessment and presents straightforward policy options from established carriers.

SI
3206 Grand Ave #102
Severson Insurance Agency, Inc
Supplemental Insurance Agent · Ames, IA

Serving the Ames, Iowa area, Severson Insurance Agency, Inc offers a distinct choice between one-time policy purchases for specific needs and scheduled, recurring coverage that renews to ensure ongoing protection. Their supplemental insurance plans focus on bridging gaps left by primary health policies, covering costs like deductibles, copays, and out-of-pocket expenses for unexpected events. Clients can access these services on an as-needed basis, arranging individual meetings or policy modifications whenever their coverage needs shift or arise.

SI
1228 Grand Ave
Shelter Insurance - Mike Dolan
Supplemental Insurance Agent · Ames, IA

Shelter Insurance - Mike Dolan provides specialized supplemental insurance policies designed to fill gaps left by primary health or life coverage. The agency serves residents and families in Ames, IA, helping them secure additional financial protection against unexpected medical costs or income loss. Common services include accident, critical illness, and hospital indemnity plans tailored to individual needs. As winter approaches, it helps clients review their coverage to address the increased risk of seasonal slips and related hospital stays.

GI
1416 Buckeye Ave
Gallagher Insurance, Risk Management & Consulting
Supplemental Insurance Agent · Ames, IA

Gallagher Insurance, Risk Management & Consulting in Ames, Iowa provides a full range of supplemental insurance agent services to help clients fill gaps in their primary coverage. It offers access to accident, critical illness, and hospital indemnity plans through regular consultation and policy review. The company also assists with filing claims and explaining benefit structures to ensure policyholders understand their options. Its service plans include periodic coverage check-ins and help with plan adjustments as needs change. Gallagher Insurance, Risk Management & Consulting serves single-family homes, apartments, retail establishments, and restaurants throughout the Ames area.

JL
315 6th St #205
Joe Leto - COUNTRY Financial Representative
Supplemental Insurance Agent · Ames, IA

Joe Leto provides supplemental insurance coverage to individuals and businesses in the Ames area. This agency focuses on offering add-on policies that help fill gaps left by major medical plans. These supplemental plans can assist with out-of-pocket costs, such as deductibles and copays, often handling unexpected financial burdens. The agency works to identify suitable coverage options for various local commercial sectors, including offices, warehouses, and food service operations.

KF
809 Wheeler St #109
Katherine Frame American Family Insurance
Supplemental Insurance Agent · Ames, IA

As winter approaches in Ames, residents often review their coverage against seasonal risks, and Katherine Frame American Family Insurance helps local households fill those gaps with supplemental insurance plans. These policies provide extra support beyond primary health coverage, addressing expenses like deductibles or emergency care during unpredictable weather. A local agent can review existing plans to identify missing protections, beginning the process with a straightforward, no-obligation assessment of each client’s unique insurance needs.

AL
3505 Lincoln Way Ste 103
Angela Laughlin Agency Inc. American Family Insurance
Supplemental Insurance Agent · Ames, IA
SL
2713 Stange Rd #101
Scott Lawrence American Family Insurance
Supplemental Insurance Agent · Ames, IA
(515) 232-3333
amfam.com/agents/iowa/ames/scott-lawrence
AS
118 Main St
Ann's Insurance Inc
Supplemental Insurance Agent · Ames, IA
(515) 232-5501
annsinsurance.com
AG
415 S Duff Ave Ste B
Alliance General Insurance
Supplemental Insurance Agent · Ames, IA
(515) 232-9271
alliancegeneralinsurance.com
TI
111 Jewel Dr
TrustPro Insurance Agency IA
Supplemental Insurance Agent · Ames, IA
(515) 325-1776
anpac.com
HI
516 Lincoln Way # B
Highness Insurance Agency: Allstate Insurance
Supplemental Insurance Agent · Ames, IA
(515) 232-0771
agents.allstate.com/highness-insurance-agency-ames-ia.html
FB
2010 Philadelphia St
Farm Bureau Insurance
Supplemental Insurance Agent · Ames, IA
(515) 233-2480
HI
4820 Mortensen Rd #102
Hoyng Insurance Group
Supplemental Insurance Agent · Ames, IA
(515) 292-2171
hoynginsurancegroup.com
DI
Ames & Colo, 510 S 17th Street 413 Main Street, Colo, IA 50056, 510 S 17th St
Doty Insurance
Supplemental Insurance Agent · Ames, IA
(515) 663-9600
dotyinsurance.net
FB
2010 Philadelphia St #8
Farm Bureau Financial Services
Supplemental Insurance Agent · Ames, IA
(515) 233-2480
fbfs.com/find-an-agent/Search

What Does a a Supplemental Insurance Agent in Ames Cost?

Supplemental insurance agent services in Ames Iowa typically do not charge a separate fee because they earn commissions from insurance companies. Medigap Plan G premiums in Iowa often range from 120 to 250 dollars per month for a 65 year old. Plan N premiums may be 90 to 180 dollars per month. Costs vary by age gender tobacco use and the insurance company. This is general information not insurance advice.

About supplemental insurance agents in Ames

Supplemental insurance agents in Ames Iowa help residents find Medigap and other plans to cover costs not paid by Original Medicare. Iowa law provides a six month open enrollment period for Medigap policies starting when you turn 65 and enroll in Part B. Local agents can explain how Iowa regulations affect your coverage options and premiums.

Frequently Asked Questions

What is a supplemental insurance agent in Ames Iowa?

A supplemental insurance agent in Ames Iowa helps you compare and buy Medigap or other supplemental plans. They are licensed in Iowa and know the local market. They do not work for Medicare but assist with private insurance options.

When can I buy a Medigap policy in Iowa?

In Iowa you have a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period you may face health questions or higher premiums.

Are there Iowa specific rules for supplemental insurance?

Yes Iowa requires Medigap policies to follow federal standards and state regulations. Iowa law also allows a guaranteed issue right in certain situations like losing employer coverage. Agents must follow Iowa insurance code when selling policies.

Supplemental Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.