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Find Supplemental Insurance Agents Near You in Waterloo, IA

Browse supplemental insurance agents serving Waterloo, Iowa. Updated 2026-07-14.

The top-rated supplemental insurance agent in Waterloo, Iowa is VGM Insurance Services, rated 5.0 stars across 225 reviews. Other highly rated options include Christel Manson - State Farm Insurance Agent, PDCM Insurance, Steve Hubbard - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Waterloo.

Showing 20 supplemental insurance agents in Waterloo, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1VGM Insurance Services1111 Van Miller Wy(800) 362-3363
2Christel Manson - State Farm Insurance Agent1935 E Ridgeway Ave(319) 232-6630
3PDCM Insurance3022 Airport Blvd(319) 234-8888
4Steve Hubbard - State Farm Insurance Agent213 E San Marnan Dr(319) 232-6585
5The Sinnott Agency622 W 4th St(319) 233-6103
6Gallagher Insurance, Risk Management & Consulting2945 Airport Blvd(319) 433-1098
7Farm Bureau Financial Services: Andrea McKenzie3315 W 4th St(319) 348-3800
8Tjernagel Insurance2920 Falls Ave(319) 235-6719
9Shelter Insurance - Jeff Gudenkauf3680 University Ave Ste B(319) 235-8090
10Fish-Johnson Insurance Agency3265 W 4th St(319) 233-3335
VI
1111 Van Miller Wy
VGM Insurance Services
Supplemental Insurance Agent · Waterloo, IA

VGM Insurance Services in Waterloo, Iowa offers a full range of supplemental insurance agent services, including assistance with Medicare supplements, accident policies, and critical illness coverage. It maintains service plans to help clients review their existing policies annually and adjust coverage as needs change. The company helps ensure individuals and families can manage out-of-pocket medical costs more effectively. Its representative works with properties such as single-family homes, apartments, retail spaces, and restaurants in the local area.

CM
1935 E Ridgeway Ave
Christel Manson - State Farm Insurance Agent
Supplemental Insurance Agent · Waterloo, IA

Christel Manson - State Farm Insurance Agent serves Waterloo, Iowa, and the surrounding Black Hawk County communities, handling supplemental insurance coverage to fill gaps left by major medical plans. This agency works with clients to address needs such as accident recovery, critical illness expenses, and hospital indemnity costs not fully covered by primary insurance. The typical process begins with a personal consultation to review an individual’s existing coverage and identify specific vulnerabilities, then proceeds to recommend and help enroll in a suitable supplemental policy that complements their overall health care plan.

PI
3022 Airport Blvd
PDCM Insurance
Supplemental Insurance Agent · Waterloo, IA

PDCM Insurance provides supplemental insurance services to residential clients in Waterloo, Iowa, helping to cover gaps left by primary health plans. Commercial coverage is also available for local businesses seeking additional protection for their employees. The company serves the greater Waterloo area, offering personalized support tailored to individual needs. After each policy enrollment or claim assistance session, they follow up to ensure client satisfaction and offer repeat service between regular visits, reinforcing ongoing care for existing customers.

SH
213 E San Marnan Dr
Steve Hubbard - State Farm Insurance Agent
Supplemental Insurance Agent · Waterloo, IA

Steve Hubbard - State Farm Insurance Agent in Waterloo, Iowa provides supplemental insurance coverage, including policies that fill gaps left by major medical plans. It also offers ongoing policy reviews and claims assistance to ensure clients understand their benefits. Seasonal changes often create new financial exposures, such as winter weather-related injuries requiring additional recovery support. The agency helps address these situations by helping clients access their accident or hospital indemnity benefits for out-of-pocket expenses that arise during seasonal events.

SA
622 W 4th St
The Sinnott Agency
Supplemental Insurance Agent · Waterloo, IA

As spring flooding and derecho season approach in Waterloo, many residents look to protect their homes and incomes from unexpected gaps in basic coverage. The Sinnott Agency serves this need by providing supplemental insurance policies that help cover deductibles and out-of-pocket costs not addressed by standard health or property plans. Working with a range of insurers, the agency meets with clients individually to explain plan benefits and exclusions. To begin the enrollment process, a Sinnott representative conducts a straightforward needs assessment for each household.

GI
2945 Airport Blvd
Gallagher Insurance, Risk Management & Consulting
Supplemental Insurance Agent · Waterloo, IA

Gallagher Insurance, Risk Management & Consulting serves residents of Waterloo, Iowa, with supplemental insurance policies designed to cover gaps left by major medical plans. The company also advises local businesses on commercial risk management strategies, helping them secure appropriate coverage for their operations. Clients throughout the Waterloo area benefit from personalized guidance when selecting plans that fit their specific needs. After an initial enrollment, the agency provides ongoing support and can adjust policies during regular check-ins, ensuring coverage remains suitable and facilitating follow-up service between scheduled visits.

FB
3315 W 4th St
Farm Bureau Financial Services: Andrea McKenzie
Supplemental Insurance Agent · Waterloo, IA

Farm Bureau Financial Services: Andrea McKenzie provides supplemental insurance solutions for residents in Waterloo, Iowa, addressing gaps left by major medical plans. Commercial coverage is also available for local businesses seeking to protect their employees and operations. The service area extends throughout the Waterloo region, ensuring accessibility for clients requiring health, life, or disability policy guidance. In this growing community, the agent maintains long-term relationships by scheduling follow-up appointments between regular visits, ensuring policies are reviewed and adjusted

TI
2920 Falls Ave
Tjernagel Insurance
Supplemental Insurance Agent · Waterloo, IA

Tjernagel Insurance in Waterloo, Iowa assists individuals with planning for out-of-pocket medical costs not covered by primary health plans. The company specializes in supplemental insurance add-ons such as accident, critical illness, and hospital indemnity policies. These plans help clients manage deductibles, co-pays, and other unexpected expenses from a medical event. Tjernagel Insurance can provide coverage options for workers in commercial environments, including offices, warehouses, and food service operations.

SI
3680 University Ave Ste B
Shelter Insurance - Jeff Gudenkauf
Supplemental Insurance Agent · Waterloo, IA

Shelter Insurance - Jeff Gudenkauf serves the Waterloo, Iowa area as a Supplemental Insurance Agent. This agency provides policies that help cover expenses typically not addressed by standard health plans, such as accident recovery costs or income loss during illness. Clients in the metro region can obtain additional financial protection against unforeseen medical gaps. The office specifically handles supplemental health plans and critical illness coverage to support local residents.

FJ
3265 W 4th St
Fish-Johnson Insurance Agency
Supplemental Insurance Agent · Waterloo, IA
EH
611 Ansborough Ave
Elliott Hartman Agency
Supplemental Insurance Agent · Waterloo, IA
(319) 233-8459
elliotthartman.com
BL
1850 W Ridgeway Ave Ste 3
Bankers Life
Supplemental Insurance Agent · Waterloo, IA
(319) 277-5173
branches.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave
YI
1010 E Mitchell Ave #2
Yarwood Insurance Agency Inc.
Supplemental Insurance Agent · Waterloo, IA
(319) 233-8463
yarwoodins.com
FB
3315 W 4th St
Farm Bureau Financial Services
Supplemental Insurance Agent · Waterloo, IA
(319) 234-2000
fbfs.com/find-an-agent/Search
VI
1827 Ansborough Ave
Veridian Insurance
Supplemental Insurance Agent · Waterloo, IA
(800) 235-3228
veridiancu.org/personal/insure
KI
1425 W 5th St Ste 2
Kvale Insurance
Supplemental Insurance Agent · Waterloo, IA
(319) 833-9428
kvaleinsurance.com
BI
3222 Kimball Ave ste b
BankIowa Insurance
Supplemental Insurance Agent · Waterloo, IA
(319) 232-4571
bankiowainsurance.com
GP
2913 Falls Ave
Gene Pint & Associates
Supplemental Insurance Agent · Waterloo, IA
(319) 234-8936
americannational.com/agent
NY
3116 Brockway Rd
New York Life Insurance Company
Supplemental Insurance Agent · Waterloo, IA
(319) 287-5915
newyorklife.com
SH
1850 W Ridgeway Ave Ste 3
Shane Hewitt, Bankers Life Agent
Supplemental Insurance Agent · Waterloo, IA
(319) 277-5173
agents.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave/shane-hewitt

What Does a a Supplemental Insurance Agent in Waterloo Cost?

Costs for supplemental insurance in Iowa vary by plan type, age, and health status. Medigap Plan G premiums for a 65-year-old in Waterloo typically range from $120 to $200 per month. Cancer and accident plans may cost $30 to $80 per month. Rates can increase over time due to inflation and claims experience. This is general information, not insurance advice.

About supplemental insurance agents in Waterloo

Supplemental insurance agents in Waterloo, Iowa help residents find policies that cover gaps in primary health insurance. These plans include Medicare Supplement (Medigap) and specified disease policies. Iowa law requires Medigap policies to meet federal standards and allows a 30-day free look period for new enrollees.

Frequently Asked Questions

What is a supplemental insurance agent in Waterloo?

A supplemental insurance agent is a licensed professional who sells policies that pay benefits for expenses not covered by major medical insurance. In Waterloo, these agents often specialize in Medicare Supplement, cancer, and accident plans.

When can I enroll in a Medigap plan in Iowa?

You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions.

Are supplemental insurance premiums tax deductible in Iowa?

Premiums for supplemental insurance are generally not deductible as medical expenses unless you itemize deductions on your federal return. Iowa follows federal rules for medical expense deductions, so check with a tax professional.

Supplemental Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.