The top-rated supplemental insurance agent in Council Bluffs, Iowa is Greg Duncan - State Farm Insurance Agent, rated 5.0 stars across 310 reviews. Other highly rated options include Tracy Hough - State Farm Insurance Agent, Smith Davis Insurance, JESSICA STEVENSON: Allstate Insurance. This directory lists 20 supplemental insurance agents serving Council Bluffs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Duncan - State Farm Insurance Agent | 1705 McPherson Ave Ste 400 | (712) 352-3500 |
| 2 | Tracy Hough - State Farm Insurance Agent | 928 Valley View Dr Ste 4 | (712) 325-1916 |
| 3 | Smith Davis Insurance | 532 1st Ave # 101 | (712) 322-1600 |
| 4 | JESSICA STEVENSON: Allstate Insurance | 1534 Avenue J | (712) 890-3072 |
| 5 | Derek Kinder - State Farm Insurance Agent | 600 E Pierce St | (712) 328-3243 |
| 6 | Damien Shull - State Farm Insurance Agent | 1417 1/2 W Broadway | (712) 323-2880 |
| 7 | Plunkett Agency INC. American Family Insurance | 127 S 35th St | (712) 322-6633 |
| 8 | NavSav Insurance - Council Bluffs | 100 E Broadway #100 | (712) 328-0305 |
| 9 | Judd Knispel - State Farm Insurance Agent | 1860 Madison Ave Ste 2 | (712) 325-0256 |
| 10 | Armour Insurance | 123 S 4th St | (712) 323-4959 |
Greg Duncan - State Farm Insurance Agent serves the Council Bluffs, Iowa, area, focusing on supplemental insurance solutions. The agency helps clients fill coverage gaps that primary health plans often leave open. It provides tailored support for unexpected medical costs not fully covered by standard policies. Common needs addressed include deductibles, copayments, and coinsurance for hospital stays or doctor visits. The agency assists residents with accident insurance and critical illness policies that pay benefits directly to the policyholder.
Tracy Hough - State Farm Insurance Agent in Council Bluffs, IA, offers a range of supplemental insurance services designed to help cover gaps left by primary health plans. Services include accident, critical illness, and hospital indemnity policies that provide direct cash benefits for unexpected medical costs. Maintenance plans are supported through regular policy reviews, ensuring coverage adapts to changing life circumstances. This agency addresses gaps for single-family homes, apartments, retail, and restaurants, focusing on protecting business owners from income loss during an unexpected covered event.
Smith Davis Insurance serves homeowners, businesses, and property managers in Council Bluffs, Iowa, by providing supplemental insurance products that help cover gaps left by primary policies. It offers specialized coverage for unexpected expenses, such as deductibles and uncovered damages. The agency focuses on helping clients customize plans to meet individual risk needs. In addition to serving the local community, Smith Davis Insurance also covers the nearby Omaha metro area to ensure broader access.
Serving Council Bluffs and surrounding communities in southwestern Iowa, JESSICA STEVENSON: Allstate Insurance handles supplemental insurance coverage needs for local residents and families. The agency works to clarify and simplify the process of selecting additional policies beyond standard health or life plans. Recognizing that each client’s circumstances differ, it takes time to explain the available options thoroughly and answer specific questions. When handling a typical job, the agent reviews each client’s existing coverage to identify gaps and then recommends appropriate supplemental solutions that fit their particular situation.
Derek Kinder - State Farm Insurance Agent in Council Bluffs, IA, provides supplemental insurance designed to help cover expenses that primary health policies may leave behind. Their services address both one-time needs, such as accident-related gaps, and recurring support through ongoing supplemental plans. Coverage options generally include critical illness, hospital indemnity, and accident policies structured to pay benefits directly to the policyholder. Clients can use those funds for deductibles, copays, or everyday living costs during recovery. Service for supplemental policies in this area runs on a scheduled basis following an initial enrollment consultation.
Damien Shull - State Farm Insurance Agent provides supplemental insurance planning, offering policies that fill gaps left by primary health or disability coverage. In Council Bluffs, IA, the agency guides clients through various administrative processes and policy options for supplementary protection. Local residents often seek assistance with financial safety nets for unexpected medical events or hospital stays. During open enrollment periods, the office helps individuals review their current plans and adjust supplemental coverage to address new health concerns or changes in household income.
As winter settles over Council Bluffs, residents often take stock of gaps in their health coverage, particularly after open enrollment ends. Plunkett Agency INC. American Family Insurance serves this local need by providing supplemental insurance options designed to fill those gaps. The agency works with individuals to explore plans that cover expenses beyond primary medical policies, offering clarity on benefits like accident or hospital indemnity. An initial in-person or virtual assessment is scheduled to review each client’s existing coverage and identify potential shortfalls before recommending a path forward.
NavSav Insurance in Council Bluffs, Iowa, focuses on helping clients manage financial exposure from unforeseen health events. The agency specializes in supplemental insurance products designed to fill gaps left by primary medical coverage. These policies can assist with out-of-pocket expenses such as deductibles and copayments. Local businesses and individuals benefit from tailored coverage options that protect against income loss during illness or injury. The agency serves a variety of commercial sectors, including professional offices, warehouse facilities, and food service operations.
Judd Knispel - State Farm Insurance Agent is recognized in Council Bluffs, IA for providing supplemental insurance agent services. This agency helps clients address coverage gaps by offering policies that can support major medical plans. It assists with options for accident, critical illness, and hospital indemnity insurance. The services extend to explaining how these policies work alongside existing benefits. Judd Knispel - State Farm Insurance Agent specializes in adding a life insurance policy to supplement a client’s core coverage.
Armour Insurance provides supplemental insurance services to residents in their Council Bluffs, Iowa, area homes. They also offer commercial coverage for local businesses in need of gap protection. Serving the broader community, they help clients manage unexpected costs that primary health plans often leave unpaid. Their work focuses on helping individuals file claims and understand their policy benefits. Between annual open enrollment periods, they follow up with clients to adjust coverage or address any questions that have arisen since their last review.
What Does a a Supplemental Insurance Agent in Council Bluffs Cost?
Supplemental insurance agent services in Council Bluffs are typically free to consumers because agents earn commissions from insurance carriers. Medigap plan premiums in Iowa range from about $80 to $250 per month depending on your age gender tobacco use and plan type. Costs vary by case and change over time. This is general information not insurance advice.
About supplemental insurance agents in Council Bluffs
Supplemental insurance agents in Council Bluffs Iowa help residents find Medigap and Medicare Supplement plans that fill gaps in original Medicare coverage. Iowa law requires a six month open enrollment period for Medigap plans starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how Iowa regulations affect plan options and pricing in Pottawattamie County.
Frequently Asked Questions
What is a supplemental insurance agent in Council Bluffs?
A supplemental insurance agent helps you compare and enroll in Medicare Supplement plans also called Medigap. These plans cover costs like copayments coinsurance and deductibles not paid by original Medicare. Agents in Council Bluffs are licensed by the Iowa Insurance Division.
When can I enroll in a Medigap plan in Iowa?
Iowa law provides a six month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy sold in Iowa without medical underwriting. After this period insurers may deny coverage or charge higher premiums based on health.
Are Medigap plans standardized in Iowa?
Yes Medigap plans in Iowa are standardized into lettered plans A B C D F G K L M and N. Each plan offers the same basic benefits regardless of which insurance company sells it. Premiums can vary between companies so comparing options with an agent is helpful.
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