The top-rated supplemental insurance agent in Cedar Falls, Iowa is Brad Jacobson - State Farm Insurance Agent, rated 4.9 stars across 149 reviews. Other highly rated options include Brad McCunniff - State Farm Insurance Agent, The Paladin Group, Douglas Trunnell Insurance. This directory lists 18 supplemental insurance agents serving Cedar Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brad Jacobson - State Farm Insurance Agent | 4919 University Ave | (319) 277-4134 |
| 2 | Brad McCunniff - State Farm Insurance Agent | 1708 State St | (319) 266-7533 |
| 3 | The Paladin Group | 1005 Technology Pkwy | (319) 260-2085 |
| 4 | Douglas Trunnell Insurance | 3826 Cedar Heights Dr | (319) 277-2320 |
| 5 | Brad Rupp Agency, LLC American Family Insurance | 515 Main St B | (319) 277-2056 |
| 6 | Christy Cox: Allstate Insurance | 3207 Cedar Heights Dr | (319) 277-5920 |
| 7 | Brummel Madsen Insurance | 318 Main St | (319) 266-2644 |
| 8 | Truenorth | 318 Main St | (319) 251-2174 |
| 9 | PIPAC | 1304 Technology Pkwy Suite 200 | (319) 277-8541 |
| 10 | Mandy Maki American Family Insurance | 4901 University Ave C | (319) 277-0120 |
Brad Jacobson - State Farm Insurance Agent serves the Cedar Falls, Iowa area as a local supplemental insurance agent. The company provides insurance solutions that bridge gaps left by primary health coverage. Supplemental insurance helps with unexpected out-of-pocket costs, offering financial support during medical events. Policies available include hospital indemnity plans, which pay cash benefits directly for covered hospital stays. The agency also handles accident insurance to assist with expenses from injuries. These specific services help clients manage copays, deductibles, and other non-medical costs.
Brad McCunniff - State Farm Insurance Agent in Cedar Falls, IA offers supplemental insurance policies that help cover gaps left by primary health or life plans. Their service includes reviewing existing coverage to identify potential financial exposures and assisting with claims filing for accident, hospital indemnity, and critical illness benefits. Standard customer support involves periodic policy check-ins to adjust coverage as life circumstances change. Properties commonly served by this agency include single-family homes, apartments, retail spaces, and restaurants.
The Paladin Group serves homeowners and local business owners in Cedar Falls, Iowa, who seek supplemental insurance coverage to fill gaps left by major medical plans. This agency works with clients to review existing policies and identify options for accident, critical illness, or hospital indemnity plans. The goal is to provide straightforward financial protection for unexpected health events. The Paladin Group also extends its supplemental insurance services and consultations to the neighboring community of Waterloo and throughout the Cedar Valley metro area.
Douglas Trunnell Insurance serves Cedar Falls and surrounding communities in the area, handling a full range of supplemental insurance policies to fill gaps in primary health coverage. The agency works with clients to identify missing protections for accidents, hospital stays, or critical illnesses. To complete a typical job, the agent carefully reviews an individual's existing plans and lifestyle before matching them with a suitable policy that addresses their specific risks and budget.
Brad Rupp Agency, LLC American Family Insurance in Cedar Falls, IA helps clients distinguish between one-time supplemental insurance solutions, such as accident or critical illness policies, and recurring plans like hospital indemnity that renew periodically. These coverage options are designed to address gaps left by primary health insurance by providing direct cash benefits for unexpected medical events or routine care. Service appointments, whether for initial consultation or policy updates, are scheduled as needed to accommodate individual client availability and changing circumstances.
Christy Cox: Allstate Insurance provides supplemental insurance policies to residents of Cedar Falls, Iowa. These plans help cover expenses that traditional health insurance often leaves out, such as deductibles, copays, and out-of-pocket costs. The agency assists clients in selecting appropriate coverage for accidents, critical illnesses, or hospital stays. During the winter months, it offers guidance on securing supplemental benefits that can ease the financial strain of unexpected seasonal injuries or weather-related illnesses.
As the seasons change in Cedar Falls, residents often review their existing health coverage and find gaps that traditional plans may not fill. Brummel Madsen Insurance works with individuals to explore supplemental insurance options tailored to those uncovered needs, focusing on practical ways to manage out-of-pocket costs. Agents regularly explain products like accident, critical illness, or hospital indemnity policies in plain terms. An initial assessment begins by reviewing a prospective client’s current coverage to identify specific gaps, followed by setting up a free, no-obligation inspection of policy options.
Truenorth provides supplemental insurance to residents in the Cedar Falls area, offering policies that help cover gaps in primary health plans for individuals and families. Its commercial coverage supports local small businesses by providing additional employee benefits and income protection. Serving clients throughout Cedar Falls, the agent reviews policies during periodic check-ins to ensure ongoing appropriateness. Follow-up visits are scheduled each quarter to address any changes in a client’s needs between the regular annual reviews.
PIPAC works with individuals and families in Cedar Falls to fill gaps in their existing health coverage through supplemental insurance plans. This independent agency focuses on policies that provide direct cash benefits for specific medical events, including hospital stays, critical illness diagnoses, and accident recovery. These plans are designed to pay policyholders directly, regardless of other insurance payouts. Businesses in the area also engage PIPAC to offer voluntary benefit options to employees. The agency serves local commercial sectors such as offices, warehouses, and food service operations.
Mandy Maki American Family Insurance in Cedar Falls, IA is known for providing supplemental insurance agent services to local residents. The agency assists clients in exploring additional coverage options beyond major medical plans. Representatives help individuals understand how supplemental policies can address gaps in health or income protection. Office consultations allow customers to review plan details and ask questions about their specific needs. A specialty service the agency offers includes enrollment assistance for accident or critical illness insurance to complement existing health plans.
What Does a a Supplemental Insurance Agent in Cedar Falls Cost?
Supplemental insurance costs in Iowa vary by plan type age and location. Monthly premiums for Medigap plans in Cedar Falls typically range from 100 to 300 dollars for a 65 year old. Costs can be higher for plans that cover more benefits or for older applicants. This is general information not insurance advice.
About supplemental insurance agents in Cedar Falls
Supplemental insurance agents in Cedar Falls Iowa help residents find Medigap and Medicare Supplement plans. Iowa law provides a six-month open enrollment period for Medigap policies starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how Iowa-specific rules affect your coverage options.
Frequently Asked Questions
What is a supplemental insurance agent in Cedar Falls?
A supplemental insurance agent in Cedar Falls helps you compare and enroll in Medicare Supplement plans also called Medigap. These agents are licensed in Iowa and can explain how plans work with Original Medicare.
When can I buy a Medigap policy in Iowa?
In Iowa you have a six-month Medigap open enrollment period that starts when you are 65 or older and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Do Iowa agents charge fees for their services?
Most supplemental insurance agents in Iowa are paid by insurance companies through commissions not by charging you directly. You should always ask about any fees before working with an agent.
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