The top-rated supplemental insurance agent in Silver Spring, Maryland is Universal Insurance Group, rated 5.0 stars across 722 reviews. Other highly rated options include Chris Aguirre - State Farm Insurance Agent, Jeslling Montalvan - State Farm Insurance Agent, ZELAYA INSURANCE AND BUSINESS SERVICES LLC. This directory lists 33 supplemental insurance agents serving Silver Spring.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Universal Insurance Group | 11161 New Hampshire Ave # 400 | (301) 360-4560 |
| 2 | Chris Aguirre - State Farm Insurance Agent | 8455 Colesville Rd Unit 970 | (301) 946-4446 |
| 3 | Jeslling Montalvan - State Farm Insurance Agent | 12121 Heritage Park Cir | (240) 669-4924 |
| 4 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC | 14021 Georgia Ave Ste C-2 | (240) 355-7919 |
| 5 | HealthMarkets Insurance - Jonathan Saltzman | 12501 Prosperity Dr | (301) 377-2594 |
| 6 | United America Financial | 512 E Randolph Rd Suite D, E, F, G, H, I, J | (888) 213-5522 |
| 7 | Ashley Deadwyler-Jones - State Farm Insurance Agent | 12057 Tech Rd b | (301) 273-3205 |
| 8 | ERIE Insurance - Harders & Bradford Insurance Agency | 512 E Randolph Rd L | (301) 879-5900 |
| 9 | ACG Insurance Services | 817 Silver Spring Ave #100 | (301) 585-1928 |
| 10 | Nationwide Insurance: Won K. Kim Insurance Agency, Inc. | 12111 Heritage Park Cir | (301) 962-8300 |
Universal Insurance Group, serving Silver Spring, Maryland, and the surrounding Montgomery County area, operates as a local supplemental insurance agent. The company helps individuals explore policies that cover medical costs typically not paid by standard health plans. These gap-filling plans can include optional coverage for critical illness, hospital stays, or accident-related expenses. The office assists clients in understanding their current insurance needs and comparing available options. Its focus includes the enrollment in supplemental accident plans and supplemental critical illness policies.
Chris Aguirre - State Farm Insurance Agent in Silver Spring, Maryland offers supplemental insurance products that help cover gaps left by primary health or medical plans. Services typically include policy reviews to clarify benefit options and ongoing support for claims assistance. The agency provides maintenance through regular check-ins to adjust coverage as client needs change over time. Chris Aguirre serves a variety of local properties, including single-family homes, apartments, retail businesses, and restaurants.
Jeslling Montalvan - State Farm Insurance Agent in Silver Spring, Maryland serves local homeowners, renters, and small business owners. Supplemental insurance policies help cover gaps that standard health or property plans may leave. Clients can discuss options such as accident, critical illness, or hospital indemnity coverage to manage out-of-pocket costs. The agency also assists property managers in protecting their rental investments with tailored supplemental plans. Its service area extends to nearby Takoma Park and the surrounding Washington, D.C., metro region.
Serving Silver Spring, Maryland, and the surrounding communities, Zelaya Insurance and Business Services LLC works as a supplemental insurance agent. It handles policies designed to cover gaps left by major medical plans, such as accident, critical illness, and hospital indemnity coverage. Recognizing that standard health insurance may not address all expenses, the company’s typical approach involves carefully reviewing a client’s current benefits to identify areas of vulnerability, then presenting specific supplementary offerings that align with individual needs and financial situations.
HealthMarkets Insurance - Jonathan Saltzman in Silver Spring, MD, assists clients in distinguishing between one-time supplemental policies, which provide coverage for a single specific event, and recurring options that renew periodically to offer sustained protection. Their offerings help fill gaps left by primary health insurance, addressing needs like accident or critical illness costs. Service is arranged on a scheduled basis, typically for annual or semi-annual plan reviews and adjustments.
United America Financial specializes in supplemental insurance coverage, including accident, critical illness, and hospital indemnity policies. It assists Silver Spring residents with policies that fill gaps left by primary health insurance, covering out-of-pocket costs such as deductibles and copays. The agency guides clients through plan selection and claims support throughout the year. It offers particular help during open enrollment periods when individuals reassess their existing coverage for the coming year.
As winter weather in Silver Spring brings higher risks of slips and fall-related injuries, this firm supplements Medicare and employer plans by offering tailored insurance policies. Ashley Deadwyler-Jones - State Farm Insurance Agent provides supplemental coverage for seniors and those under sixty-five needing gap benefits. Residents can arrange initial assessments by contacting the Silver Spring office to evaluate their existing plans and identify possible coverage gaps. A brief inspection of current policies is scheduled during the first consultation.
ERIE Insurance - Harders & Bradford Insurance Agency in Silver Spring, MD is known for providing supplemental insurance coverage to local residents. This agency helps clients fill gaps in their primary health or life policies with affordable, targeted plans. Their service range typically includes accident, critical illness, and hospital indemnity insurance. They work with individuals and families seeking extra financial protection during medical emergencies or recovery periods. A specialty service it can add on is a cancer insurance policy, offering additional support for treatment-related expenses.
ACG Insurance Services in Silver Spring, Maryland provides residential supplemental insurance, helping local homeowners fill gaps in their primary health coverage. The company also offers commercial insurance solutions for small businesses in the surrounding area. Their plans can assist with unexpected medical expenses or lost income during recovery. ACG Insurance Services encourages clients to schedule follow-up appointments or add supplemental benefits between their regular annual checkups or plan reviews.
What Does a a Supplemental Insurance Agent in Silver Spring Cost?
Supplemental insurance agent services in Maryland are usually free to you because agents earn commissions from insurance companies. Medigap Plan G premiums in Silver Spring typically range from $120 to $250 per month for a 65-year-old non-smoker. Medicare Advantage plans often have low or zero monthly premiums but may have copays and deductibles. Costs vary by your age, health, and chosen plan. This is general information and not insurance advice.
About supplemental insurance agents in Silver Spring
Supplemental insurance agents in Silver Spring help residents choose plans that fill gaps in Medicare coverage. Maryland law requires agents to be licensed by the Maryland Insurance Administration. Agents can explain Medigap plans, Medicare Advantage, and dental or vision add-ons for local seniors.
Frequently Asked Questions
What is a supplemental insurance agent in Silver Spring?
A supplemental insurance agent helps you buy policies that cover costs not paid by Original Medicare. In Maryland, agents must hold a valid insurance license and follow state regulations. They can compare plans from different carriers for you.
When can I enroll in a Medigap plan in Maryland?
You have a six-month Medigap Open Enrollment Period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period you may face health questions or higher premiums.
Are there special rules for Medicare Advantage in Silver Spring?
Yes, Maryland allows Medicare Advantage plans with network restrictions. In Silver Spring you may find HMO and PPO options. You must live in the plan service area to enroll. Agents can help you check which local doctors and hospitals are included.
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