The top-rated supplemental insurance agent in East Longmeadow, Massachusetts is Goosehead Insurance - Rana Morton, rated 4.9 stars across 64 reviews. Other highly rated options include LBH Insurance, Inc., HUB International, The Hilb Group - Forrest Insurance Agency. This directory lists 13 supplemental insurance agents serving East Longmeadow.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Goosehead Insurance - Rana Morton | Meadows Executive Center, South Building, 200 N Main St | (413) 486-3327 |
| 2 | LBH Insurance, Inc. | 200 N Main St STE 7 | (413) 224-2618 |
| 3 | HUB International | 96 Shaker Rd | (413) 733-3131 |
| 4 | The Hilb Group - Forrest Insurance Agency | 603 N Main St | (413) 783-2382 |
| 5 | Fast Insurance Quotes MA | 264 N Main St #6 | (413) 307-0808 |
| 6 | Lux Agencies | 200 N Main St Suite 4 Unit 6 | (413) 327-6256 |
| 7 | Field Eddy Insurance | 96 Shaker Rd | (413) 733-3131 |
| 8 | Grimaldi Insurance Agency | 48 Millbrook Dr | (413) 525-8755 |
| 9 | William Thomas Farrell - Aflac Insurance Agent | 36 Millbrook Dr | (413) 525-8843 |
| 10 | Personalized Service Insurance | 143 Shaker Rd # E | (413) 525-7099 |
Goosehead Insurance - Rana Morton serves the East Longmeadow, Massachusetts area, operating as a supplemental insurance agent. The company helps clients secure additional coverage that can fill gaps left by major medical plans. These policies often address expenses from accidents, critical illnesses, or hospital stays. By working with individuals and families, the agency assists in building a more comprehensive personal insurance portfolio. It handles accident insurance to manage out-of-pocket costs and cancer insurance for targeted health event protection.
LBH Insurance, Inc. in East Longmeadow, MA, provides a range of supplemental insurance policies designed to fill gaps in primary health and life coverage. These plans help manage out-of-pocket expenses for clients unexpected medical events or accidents. LBH Insurance offers ongoing policy reviews and claims support to ensure beneficiaries understand their benefits. This local agency serves single-family homeowners, apartment dwellers, and businesses such as retail shops and restaurants seeking to protect their employees and personal finances against unplanned medical costs.
HUB International in East Longmeadow, Massachusetts, helps clients choose between one-time plans for specific needs or recurring supplemental coverage that provides ongoing financial support. The agency focuses on filling gaps left by standard health insurance, offering policies that can cover out-of-pocket medical costs or lost income during illness or injury. These supplemental options are designed to complement existing major medical plans. Service at this location is available on an as-needed basis, allowing clients to review and adjust their coverage whenever their situation changes.
The Hilb Group - Forrest Insurance Agency serves homeowners and businesses in East Longmeadow, Massachusetts, offering supplemental insurance policies that help cover gaps left by standard health or property plans. These policies provide financial protection for unexpected expenses such as deductibles, co-pays, or lost income. The agency assists clients in choosing appropriate coverage for their specific needs from various available options. Its service area also extends into the adjacent city of Springfield and the surrounding Hampden County communities.
Located in East Longmeadow, Fast Insurance Quotes MA serves that city and the surrounding communities across western Massachusetts. The company handles supplemental insurance policies, covering gaps that major medical plans often leave behind. These policies assist with out-of-pocket costs, deductibles, and other expenses not fully paid by primary health coverage. When managing a typical client need, the agent first reviews the existing health insurance to identify coverage shortfalls, then compares different plan options to explain how each bridges specific financial risks for the individual situation.
Lux Agencies in East Longmeadow, MA, helps clients distinguish between one-time gap coverage and recurring insurance options designed to supplement primary health plans. Their supplemental insurance agent work focuses on policies that address out-of-pocket expenses from unexpected medical events or hospital stays. Residents seeking additional financial protection for deductibles or copays can consult with this local provider. Service is offered on an as-needed basis, allowing individuals to choose coverage when their specific circumstances or enrollment periods arise.
Field Eddy Insurance offers specialty supplemental insurance products designed to fill coverage gaps left by major medical plans, serving residents in East Longmeadow, MA. The agency works with individuals and families to select policies that provide financial protection for unexpected out-of-pocket costs from hospital stays, accidents, or critical illnesses. As local supplemental insurance agents, they assist clients in understanding how these plans coordinate with existing health coverage. With winter approaching, they help policyholders evaluate whether their current supplemental plans offer adequate cash benefits for seasonal flu complications or cold-weather injuries.
Winter storms in East Longmeadow often create unexpected financial strain, and gap insurance for deductibles remains a frequent concern. Grimaldi Insurance Agency provides supplemental coverage options designed to fill shortfalls left by standard health and auto plans. Their services help residents manage out-of-pocket costs from seasonal mishaps or sudden medical events. Focusing on personalized consultations, the agency evaluates each client’s current policies to identify potential coverage gaps. The process begins with a thorough review of any existing insurance documents during an initial needs assessment.
This company works with individuals and businesses in East Longmeadow, MA, to provide supplemental insurance policies that help cover gaps left by primary health plans. It specializes in offering Aflac accident, cancer, and hospital indemnity insurance, which can assist with out-of-pocket expenses and lost income. These insurance options are designed to complement existing coverage for routine or unexpected medical needs. Commercial sectors served include offices, warehouses, and food service establishments.
Personalized Service Insurance serves residents of East Longmeadow, Massachusetts, with supplemental insurance plans designed to bridge gaps in primary health coverage. Commercial clients in the surrounding area also receive tailored benefits solutions. The agency focuses on explaining policy options clearly so that customers understand their specific needs. After an initial enrollment, the agent follows up proactively to adjust coverage as circumstances change, and continues to offer guidance and support between regular policy review visits.
What Does a a Supplemental Insurance Agent in East Longmeadow Cost?
Supplemental insurance costs in Massachusetts vary by plan type and provider. Medigap Plan G premiums typically range from $150 to $300 per month for a 65-year-old. Medicare Advantage plans may have $0 premiums but include copays and deductibles. Costs depend on your age, health, and chosen plan. This is general information, not insurance advice.
About supplemental insurance agents in East Longmeadow
Supplemental insurance agents in East Longmeadow help residents choose Medigap or Medicare Advantage plans. Massachusetts has a unique annual enrollment period from October 15 to December 7. These agents guide you through state-specific rules, such as the guaranteed issue rights for Medigap plans.
Frequently Asked Questions
What is a supplemental insurance agent in East Longmeadow?
A supplemental insurance agent helps you buy policies that fill gaps in Medicare coverage. In Massachusetts, they can explain Medigap plans A through N and Medicare Advantage options. They do not work for the government but are licensed by the state.
How do I choose a supplemental insurance agent in East Longmeadow?
Look for an agent licensed by the Massachusetts Division of Insurance. Ask about their experience with Medigap and Medicare Advantage plans. You can verify a license on the state insurance website.
Are there time limits for buying supplemental insurance in Massachusetts?
Yes, you have a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. During this time, you cannot be denied coverage. Outside this window, you may face medical underwriting.