The top-rated supplemental insurance agent in Haverhill, Massachusetts is AAA Haverhill, rated 4.7 stars across 274 reviews. Other highly rated options include MTM Insurance of Greater Haverhill, INC., De La Cruz Insurance Group, James Sarcione: Allstate Insurance. This directory lists 16 supplemental insurance agents serving Haverhill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Haverhill | 308 Main St | (978) 373-3611 |
| 2 | MTM Insurance of Greater Haverhill, INC. | 35 Stage St | (978) 681-5700 |
| 3 | De La Cruz Insurance Group | The Lennox Center, 378 S Main St #1 | (978) 926-3281 |
| 4 | James Sarcione: Allstate Insurance | 16 Granite St | (978) 377-0270 |
| 5 | Senior Benefits Boston, LLC | 350 Main St Suite 5 | (617) 721-1250 |
| 6 | James Page Insurance | 191 Merrimack St # 306 | (978) 373-3893 |
| 7 | Sullivan Insurance & Financial | 487 Groveland St | (978) 372-2790 |
| 8 | Cowan Insurance Agency | 359 Main St | (978) 372-1451 |
| 9 | Sams Insurance Agency Inc. | 359 Main St Ste 220 | (978) 374-5290 |
| 10 | Fred C. Church, Inc. | Inside Lowell Five, 750 Main St | (800) 225-1865 |
AAA Haverhill serves the Haverhill, MA area and the surrounding Merrimack Valley region as a supplemental insurance agent. The company assists clients with filling gaps left by major medical plans, offering policies that address out-of-pocket costs and coverage limitations. Their work helps individuals manage expenses from routine hospital visits and specific medical situations. Medicare Supplement plans and accident insurance are among the specific services this local agency handles for area residents.
MTM Insurance of Greater Haverhill, INC. provides supplemental insurance solutions, offering policies designed to cover gaps left by primary health plans. The agency assists clients with enrolling in and maintaining accident, critical illness, and hospital indemnity coverage, ensuring policies remain active through regular service check-ins. Customer support includes claims assistance and plan adjustments as circumstances change. The firm serves single-family homes, apartments, retail establishments, and restaurants throughout the Haverhill, MA area.
De La Cruz Insurance Group serves Haverhill, Massachusetts, and its surrounding communities as a supplemental insurance agent. It handles Medicare supplement plans, dental and vision policies, and other gap coverage options that work alongside primary health insurance. The company reviews individual client health needs and budgets to identify suitable policies from its available carriers. It maintains a consultative approach, carefully explaining policy terms and exclusions before recommending any specific plan to a client.
Homeowners and small business owners in the Haverhill area rely on James Sarcione: Allstate Insurance for supplemental insurance policies that help fill coverage gaps. The agency assists clients in selecting plans designed to cover unexpected costs not included in standard base policies, such as additional accident or critical illness expenses. Appointments are available for personalized policy reviews to ensure appropriate protection levels. The agency also serves property owners and managers throughout the greater Lawrence metropolitan region.
Senior Benefits Boston, LLC in Haverhill, MA offers both one-time policy evaluations and ongoing coverage management for supplemental insurance needs, addressing gaps in Medicare and other primary health plans. These services help clients in the local area plan for out-of-pocket costs not covered by major medical insurance. Solutions are structured on either a scheduled review basis for current policyholders or an as-needed basis for those requiring immediate assistance with claims or enrollment decisions.
James Page Insurance specializes in providing supplemental insurance policies, offering coverage that works alongside primary health plans to address out-of-pocket costs. The agency serves residents in Haverhill, Massachusetts, helping clients navigate options for accident, critical illness, or hospital indemnity plans. These supplementary products help manage financial gaps that major medical insurance may not fully cover. As the seasons change, the agency assists clients facing increased out-of-pocket expenses related to winter injuries or seasonal flu complications requiring urgent care or hospital visits.
As the cold New England winter gives way to the unpredictable rains of spring in Haverhill, homeowners begin to worry about gaps in their existing health coverage. Sullivan Insurance & Financial addresses these concerns by offering supplemental insurance plans that help cover out-of-pocket costs for unexpected medical events or accidents. Their brokers work closely with clients to identify specific coverage shortfalls and recommend appropriate policies that fit individual family budgets. The process begins with a complimentary in-person assessment of your current plan and a detailed walkthrough of your available federal and private options.
Cowan Insurance Agency provides supplemental insurance coverage in Haverhill, Massachusetts, offering policies that address gaps left by major medical plans. This supplemental insurance agent specializes in accident, critical illness, and hospital indemnity policies designed for individuals and businesses. Its policies are structured to provide cash benefits directly to policyholders, helping to manage deductibles and out-of-pocket expenses. The agency can serve commercial sectors such as offices, warehouses, and food service operations.
Sams Insurance Agency Inc. in Haverhill, MA, provides supplemental insurance to address residential gaps in health coverage, such as accident or hospital plans. Commercial clients also gain supplementary policies tailored for small business needs. Service extends throughout the Haverhill area and surrounding Essex County communities. The agency structures each supplemental policy to coordinate with existing major medical insurance, ensuring smoother claims handling. Between regular plan reviews, the office reaches out to confirm enrollees understand their benefits and proactively manages any policy adjustments or renewals that may arise.
Fred C. Church, Inc. offers supplemental insurance that can be structured either as a single-payment policy for a defined event or as recurring coverage that renews periodically to maintain ongoing protection. Such plans in Haverhill, Massachusetts, typically fill gaps left by primary health insurance, covering deductibles or copays. Consultations help clients choose between short-term and long-term needs. Service here runs on an as-needed basis, with claims support available whenever a policyholder requires assistance following a covered incident.
What Does a a Supplemental Insurance Agent in Haverhill Cost?
Supplemental insurance agent services in Massachusetts are usually free to consumers because agents earn commissions from insurance companies. Medigap plan premiums in Haverhill can range from about 100 to 300 dollars per month depending on age gender and plan type. Medicare Advantage plans often have low or zero monthly premiums but include cost sharing. This is general information and not insurance advice.
About supplemental insurance agents in Haverhill
Supplemental insurance agents in Haverhill Massachusetts help residents find plans that cover gaps in Medicare Part A and Part B. Massachusetts state law requires Medigap plans to be guaranteed issue for eligible beneficiaries during open enrollment periods. Local agents can explain how Massachusetts standardized Medigap plans work and assist with enrollment.
Frequently Asked Questions
What is a supplemental insurance agent in Haverhill?
A supplemental insurance agent in Haverhill helps you compare and enroll in Medigap or Medicare Advantage plans. These agents are licensed in Massachusetts and understand local insurance rules and carrier options.
When can I enroll in a Medigap plan in Massachusetts?
In Massachusetts you have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting.
Do Massachusetts agents charge fees for their services?
Most supplemental insurance agents in Massachusetts are paid by insurance carriers through commissions. You typically do not pay a direct fee to the agent for their help finding a plan.