The top-rated supplemental insurance agent in Lowell, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 225 reviews. Other highly rated options include Monica Insurance Agency Inc, Mill City Insurance Inc, Sharlene Wulleman: Allstate Insurance. This directory lists 22 supplemental insurance agents serving Lowell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 850 Chelmsford St | (978) 970-1500 |
| 2 | Monica Insurance Agency Inc | 11 Mill St | (978) 454-2577 |
| 3 | Mill City Insurance Inc | 493 Westford St | (978) 441-0005 |
| 4 | Sharlene Wulleman: Allstate Insurance | 1235 Bridge St | (978) 455-4556 |
| 5 | Francis E. Provencher Insurance | 530 Rogers St | (978) 459-8681 |
| 6 | KK Insurance Agency, Inc. | 508 Westford St | (978) 970-2212 |
| 7 | Action Auto Insurance Agency | 703 Chelmsford St | (978) 441-2800 |
| 8 | Alpha Insurance | 648 Central St | (978) 459-4547 |
| 9 | Fred C. Church, Inc. | 41 Wellman St | (978) 458-1865 |
| 10 | Angela Westen Insurance | 543 Rogers St | (978) 735-4094 |
A-Affordable Insurance Agency, Inc. serves homeowners, renters, and small business owners in Lowell, Massachusetts, seeking supplemental insurance coverage. The agency helps clients fill gaps in their primary policies by offering plans that address specific liabilities and out-of-pocket costs. As a supplemental insurance agent, it provides options for accident, critical illness, and hospital indemnity plans. This local office works to explain how these policies can integrate with existing coverage. The agency also extends its services to residents of nearby Chelmsford and the greater Merrimack Valley area.
Monica Insurance Agency Inc. in Lowell, MA offers a range of supplemental insurance services, including accident, critical illness, and hospital indemnity plans. Its service plans help individuals manage out-of-pocket expenses that major medical coverage may not fully address. The agency also administers simplified policy maintenance and claims support to ensure continued access to financial protection. This supplemental insurance agent services the needs of individuals living in single-family homes, apartments, retail space properties, and restaurants in the local area.
Mill City Insurance Inc serves the Lowell, Massachusetts metro area as a supplemental insurance agent. The company helps clients bridge coverage gaps not addressed by major medical plans. It works with policies such as accident and critical illness insurance, which provide cash benefits for specific medical events. Dental and vision coverage are also available to supplement existing health plans. Disability income insurance is offered as well, protecting earnings if an injury or illness prevents work.
Sharlene Wulleman: Allstate Insurance serves homeowners, renters, and small business owners in Lowell by providing supplemental insurance policies that help cover gaps in standard plans. These specialty products offer additional financial protection for unexpected expenses not addressed by primary coverage. The agency works with clients to explain options for extra security on personal property or liability risks. It also provides services for property managers and families in the Greater Lowell metro, including the nearby community of Chelmsford.
Serving Lowell, Massachusetts, and the surrounding communities, Francis E. Provencher Insurance handles supplemental insurance needs, including plans for accident, critical illness, and hospital indemnity. These policies are designed to help cover out-of-pocket costs that primary health insurance may leave behind. The company works directly with clients to explain how supplemental coverage can provide additional financial protection during unexpected medical events. A typical job begins with a detailed review of the client's current coverage, followed by a clear recommendation for a plan that fills any specific gaps.
KK Insurance Agency, Inc. offers supplemental insurance to fill the gaps left by major medical plans. Serving Lowell, Massachusetts, the agency assists clients with policies that provide direct cash benefits for unexpected health events. These plans can cover deductibles, copays, and expenses not included in standard coverage, helping to reduce out-of-pocket financial burdens. Local residents often turn to the agency during the annual enrollment period or when planning for the increased medical needs that accompany the winter season.
Action Auto Insurance Agency in Lowell, MA, offers both one-time coverage for specific needs and recurring supplemental plans that require regular updates. Their policies fill gaps left by primary health or dental insurance, helping clients manage unexpected out-of-pocket costs. As a supplemental insurance agent, this company focuses on individual medical risk protection without overlapping major medical plans. Service runs strictly on an as-needed basis, with consultations arranged according to each client’s schedule.
As the winter months settle in across Lowell, residents often review their existing health coverage for gaps that annual check-ups and seasonal illnesses can reveal. Alpha Insurance responds by explaining how supplemental insurance agents help fill those gaps with plans like hospital indemnity or fixed-benefit policies. The team provides clear comparisons of what ancillary products cover without duplicating primary insurance, focusing on the individual’s budget and anticipated medical needs. An initial no-obligation assessment is then scheduled to review current deductibles and out-of-pocket costs.
Fred C. Church, Inc. in Lowell, Massachusetts offers residential supplemental insurance solutions, helping individuals cover gaps in primary health policies. The agency also provides comparable coverage options for commercial clients in the local area. Services address common expenses like deductibles and copays that standard plans may exclude. Agents guide customers through plan selection and claims assistance. The firm gladly accommodates follow-up service between regular scheduled visits to adjust coverage as personal circumstances evolve and support remains continuous.
Angela Westen Insurance works with clients in Lowell, Massachusetts, to address gaps in their primary health coverage by offering supplemental insurance policies. The company specializes in providing additional protection plans for events that standard medical insurance may not fully cover, such as accidents, hospital stays, and critical illnesses. These products help individuals manage out-of-pocket expenses resulting from unexpected health events. The agency serves a range of commercial environments, including local offices, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Lowell Cost?
Supplemental insurance costs in Massachusetts vary by plan type and provider. Medigap Plan G premiums typically range from 150 to 300 dollars per month for a 65 year old. Medicare Advantage plans often have low or zero monthly premiums but may include copays. Costs also depend on your health status and location in Lowell. This is general information and not insurance advice.
About supplemental insurance agents in Lowell
Supplemental insurance agents in Lowell Massachusetts help residents choose Medigap or Medicare Advantage plans. Massachusetts has a unique annual enrollment period from January 1 to March 31 each year. Agents can explain how state laws affect your coverage options and costs.
Frequently Asked Questions
What is a supplemental insurance agent in Lowell?
A supplemental insurance agent helps you buy policies that fill gaps in Medicare coverage. In Massachusetts agents must be licensed by the state Division of Insurance. They can compare Medigap plans and Medicare Advantage options for you.
When can I enroll in a Medigap plan in Massachusetts?
Massachusetts has a special Medigap open enrollment period that lasts 6 months starting when you turn 65 and enroll in Medicare Part B. Outside this window you may face medical underwriting. An agent can explain your specific timeline.
Are there special rules for supplemental insurance in Massachusetts?
Yes Massachusetts has a guaranteed issue rule for Medigap plans A B C and F during certain qualifying events. The state also requires all Medigap policies to cover at least basic benefits. An agent can confirm which rules apply to your situation.