The top-rated supplemental insurance agent in Lynnfield, Massachusetts is Soderberg Ins. Services, rated 4.9 stars across 167 reviews. Other highly rated options include Johnson & Rohan Insurance, DiVirgilio Insurance Agency & On-Time Payroll, Success Insurance Inc. This directory lists 11 supplemental insurance agents serving Lynnfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Soderberg Ins. Services | 200 Broadway Suite 201 | (781) 593-9393 |
| 2 | Johnson & Rohan Insurance | 50 Salem St | (781) 224-0909 |
| 3 | DiVirgilio Insurance Agency & On-Time Payroll | 932 Lynnfield St | (781) 592-5220 |
| 4 | Success Insurance Inc | 550 Summer St # 1 | (781) 819-3692 |
| 5 | Mutual Insurance MA | 28 Heritage Ln | (339) 210-5868 |
| 6 | Senior Insurance Lynnfield | 40 Salem St bldg 1 | (339) 219-1236 |
| 7 | Sylvia F. Costa Insurance | 462 Broadway | (339) 440-4669 |
| 8 | Philbin Insurance Group | 220 Broadway STE 304 | (781) 596-0033 |
| 9 | Pantano Insurance | 220 Broadway STE 202 | (781) 581-3100 |
| 10 | Eugene E Ellison Commonwealth | 50 Salem St | (781) 245-5800 |
Soderberg Ins. Services serves the Lynnfield, Massachusetts area, helping residents secure coverage through supplemental insurance. These policies assist with costs not fully covered by primary health plans, such as deductibles or copayments. The company guides clients in selecting appropriate plans to fill gaps in their healthcare needs. This type of insurance often alleviates financial stress during unexpected medical events. Soderberg Ins. Services handles Medicare supplements and accident insurance, providing local support for these specific services.
Johnson & Rohan Insurance in Lynnfield, MA offers a range of supplemental insurance products designed to cover gaps left by primary health plans. They provide ongoing service and assistance with claims management, policy renewals, and coverage updates to ensure clients remain adequately protected throughout the year. The company serves residential clients, including single-family homeowners and apartment dwellers, as well as commercial properties such as retail stores and restaurants.
Serving homeowners, businesses, and property managers in Lynnfield, Massachusetts, DiVirgilio Insurance Agency & On-Time Payroll acts as a supplemental insurance agent to help clients fill gaps left by primary health or life policies. The company focuses on offering additional coverage options that can protect against unexpected out-of-pocket costs or income loss during recovery. Its role is to simplify the process of comparing plans tailored to individual or group needs. The agency also provides coverage solutions for residents and employers in nearby communities such as Wakefield.
Serving Lynnfield and the surrounding communities, Success Insurance Inc specializes in supplemental insurance policies that help cover gaps left by primary health plans. The agency typically handles offerings such as accident, critical illness, and hospital indemnity coverage tailored to individuals and families in the area. For each client, the firm generally begins with a thorough personal consultation to identify specific coverage needs, then presents plan options from multiple carriers, and ends each case by assisting with the enrollment and application process.
Mutual Insurance MA offers both one-time and recurring service options tailored to individual needs, with supplemental insurance coverage designed to bridge gaps in primary health plans for Lynnfield residents. These policies provide financial support for out-of-pocket costs, including deductibles and copayments, that standard insurance may not fully address. Service availability depends on client preference and policy structure, running on a one-time basis for initial enrollment or a scheduled recurring basis for ongoing adjustments.
As the colder months approach Lynnfield, many seniors seek to understand their coverage gaps for potential medical events. Senior Insurance Lynnfield responds to this seasonal need by guiding residents through options for supplemental insurance plans that work alongside Medicare. The agency focuses on local clients, explaining how these policies can help with hospital deductibles and co-payments not fully covered. Each consultation begins with a review of an individual’s current health coverage to identify specific needs. An initial in-person assessment of the client’s existing policy documents is then scheduled.
Sylvia F. Costa Insurance offers supplemental insurance policies to cover gaps left by major medical plans, including coverage for accidents, critical illness, and hospital stays. It assists Lynnfield, MA residents in evaluating their existing coverage to identify potential out-of-pocket expenses that standard health insurance may not fully address. The agency helps clients prepare for significant financial events, such as a new cancer diagnosis or a sudden injury, when unexpected treatment costs can create a budget burden.
As Lynnfield residents begin reviewing their annual healthcare expenses for the coming season, many seek protection against gaps left by major medical policies. Philbin Insurance Group assists by offering supplemental insurance plans designed to cover deductibles, copays, and other out-of-pocket costs not addressed by primary coverage. These policies can provide financial predictability for individuals facing unexpected medical events or planned treatments. An initial review of a client’s current coverage is typically conducted to identify specific needs and present suitable plan options before any enrollment paperwork is finalized.
Pantano Insurance provides supplemental insurance coverage for residents and businesses in Lynnfield, Massachusetts. Its specialty concentrates on filling gaps left by primary health or property policies with additional protection. These add-ons can address specific needs such as accident, critical illness, or hospital indemnity plans. The company serves a range of commercial sectors, including local offices, warehouses, and food service establishments.
Residential service is available via Eugene E Ellison Commonwealth, a supplemental insurance agent in Lynnfield, MA. Commercial coverage options are also provided for local businesses throughout the region. Agents assess individual needs for policies that fill gaps in primary health plans, such as accident or hospital indemnity. Appointments are scheduled at the client’s convenience, with follow-up service routinely offered between regular visits to adjust coverage as circumstances change.
What Does a a Supplemental Insurance Agent in Lynnfield Cost?
Supplemental insurance costs in Massachusetts vary by plan type age and insurer. Medigap Plan G premiums for a 65 year old in Lynnfield typically range from 120 to 200 dollars per month. Dental and vision supplemental plans cost between 30 and 80 dollars monthly. Costs also depend on your health status and the insurance company. This is general information not insurance advice.
About supplemental insurance agents in Lynnfield
Supplemental insurance agents in Lynnfield Massachusetts help residents find policies that cover gaps in Medicare or employer health plans. Massachusetts state law requires Medigap plans to be guaranteed issue for eligible beneficiaries during certain enrollment periods. Lynnfield agents can explain how these rules apply to your situation.
Frequently Asked Questions
What is a supplemental insurance agent in Lynnfield?
A supplemental insurance agent in Lynnfield helps you buy policies like Medicare Supplement Medigap or dental and vision plans. These agents are licensed by the Massachusetts Division of Insurance. They do not sell primary health insurance but fill coverage gaps.
When can I enroll in a Medigap plan in Massachusetts?
In Massachusetts you have a six month Medigap open enrollment period starting when you are both 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may ask health questions.
Are there special rules for supplemental insurance in Massachusetts?
Yes Massachusetts has a unique Medicare Supplement plan called the Medicare Supplement Core Plan. It covers basic benefits like Part A coinsurance and hospital costs. Other plans like the Supplement 1 Plan offer more coverage. Agents can compare these options for Lynnfield residents.