The top-rated supplemental insurance agent in Medford, Massachusetts is Risman Insurance Agency, rated 4.8 stars across 228 reviews. Other highly rated options include Milner Insurance Agency, Inc., Daniel N O'Rourke Insurance Inc, Bates Insurance Agency Inc.. This directory lists 17 supplemental insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Risman Insurance Agency | 689 Fellsway | (781) 396-2116 |
| 2 | Milner Insurance Agency, Inc. | 121 Mystic Ave Suite 2 Rear | (781) 391-9449 |
| 3 | Daniel N O'Rourke Insurance Inc | 429 High St | (781) 396-8244 |
| 4 | Bates Insurance Agency Inc. | 92 High St B1 | (781) 396-4985 |
| 5 | Pompeo & Sons Insurance Agency, Inc | 464 High St | (781) 391-1630 |
| 6 | Farnam Insurance, LLC - Home, Auto, Life, Business | 5 Forest St | (781) 395-4466 |
| 7 | Gilbert Insurance Agency | 402 Salem St | (781) 391-3240 |
| 8 | OTL Benefits | 17 Crocker Rd | (978) 447-3737 |
| 9 | R J Quinn Insurance | City Building, 15 Main St | (781) 395-8400 |
| 10 | Francis C Vita Insurance Inc | 2 River St | (781) 396-4915 |
Risman Insurance Agency serves the Medford, Massachusetts area as a supplemental insurance agent. The company focuses on policies that help cover costs not paid by primary health plans, such as deductibles and copayments. These plans offer financial protection for unexpected medical events. Supplemental insurance includes products designed to provide cash benefits for critical illnesses, accidents, and hospital stays. Risman Insurance Agency assists clients with enrolling in accident insurance plans and hospital indemnity coverage.
Milner Insurance Agency, Inc. serves individuals and business owners in Medford, Massachusetts by offering supplemental insurance policies that cover gaps in primary health or property coverage. It provides plans focused on accident, critical illness, and hospital indemnity benefits, with options for routine policy reviews and claim assistance to help clients maintain protection over time. The agency properties it services include single-family homes, apartments, retail spaces, and local restaurants.
Homeowners, property managers, and local business owners in Medford, Massachusetts, turn to Daniel N O'Rourke Insurance Inc for supplemental insurance agent services. The company helps clients identify and secure gap coverage that standard health or property policies may not fully address, such as accident, critical illness, or hospital indemnity plans. Their focus is on explaining how these optional policies can provide additional financial protection for unexpected events. Daniel N O'Rourke Insurance Inc also serves communities throughout the greater Medford metro area, including Somerville and Malden.
Based in Medford, Massachusetts, Bates Insurance Agency Inc. serves local clients and the surrounding communities with supplemental insurance policies. It handles coverage designed to fill gaps left by primary health or medical plans, such as accident, critical illness, or hospital indemnity plans. The agency understands these policies help individuals manage out-of-pocket costs from unexpected medical events. To address a typical job, it begins by assessing a client’s existing coverage and personal risk factors before recommending the most appropriate supplemental plan option.
Pompeo & Sons Insurance Agency, Inc in Medford, MA offers supplemental insurance plans tailored to fill gaps left by major medical coverage, providing financial protection for specific health events. Unlike one-time service options, clients are typically covered through renewable policies that require ongoing premium payments to maintain benefits. Assistance with claims and policy questions is available as needed, ensuring ongoing support for individuals seeking to manage out-of-pocket costs. Coverage adjustments or new policy enrollments generally occur on a scheduled basis, while service for existing policyholders runs on an as-needed basis.
As Medford homeowners and drivers face rising repair costs after winter storms, Farnam Insurance, LLC offers supplemental policies that fill coverage gaps left by standard plans. This local agency helps area residents and business owners consider additional protection for their homes, autos, and life insurance needs. A typical engagement begins with a review of existing policies to identify potential financial exposures. The initial step for any prospective client is scheduling a no-obligation coverage assessment with an agent who examines current deductibles and benefit limits.
Gilbert Insurance Agency specializes in supplemental insurance policies, such as accident, critical illness, and hospital indemnity plans. The agency serves residents throughout Medford, Massachusetts, by explaining how these products can fill gaps left by major medical coverage. It works with individuals to find appropriate options for their specific financial situations. As cold and flu season impacts the community each winter, the Agency helps clients review their supplemental benefits for potential additional coverage related to seasonal illnesses and related medical visits.
OTL Benefits provides supplemental insurance coverage to help fill gaps left by standard health plans, specializing in products such as accident, critical illness, and hospital indemnity policies. Operating in Medford, Massachusetts, it works with individuals to secure affordable options that cover deductibles and out-of-pocket expenses. The company serves a range of commercial environments, including offices, warehouses, and food service establishments, ensuring employees and employers alike have access to supplementary financial protection.
R J Quinn Insurance serves residential clients in the Medford, Massachusetts area with supplemental insurance policies designed to cover gaps in primary health or Medicare plans. Commercial coverage is also available for local small businesses seeking additional protection. The agency supports clients throughout the greater Medford region, tailoring supplemental options to individual needs. Follow-up is conducted between regular visits to ensure ongoing coverage remains properly adjusted as life circumstances change.
What Does a a Supplemental Insurance Agent in Medford Cost?
Supplemental insurance agent services in Massachusetts are typically free to consumers because agents earn commissions from insurance companies. Medigap plan premiums in Massachusetts range from about $100 to $300 per month depending on your age, health, and plan type. Medicare Advantage plans may have $0 premiums but include copays and deductibles. Costs vary by case. This is general information, not insurance advice.
About supplemental insurance agents in Medford
Supplemental insurance agents in Medford, Massachusetts help residents choose Medigap or Medicare Advantage plans that fit their needs. Massachusetts has its own Medicare supplement rules, including a birthday rule that allows a one-time annual switch to a similar plan without medical underwriting. Local agents can guide you through these options and explain how state laws affect your coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Medford?
A supplemental insurance agent in Medford helps you compare and enroll in Medigap or Medicare Advantage plans. They are licensed in Massachusetts and can explain how state-specific rules like the birthday rule work.
Do I need a Medigap plan in Massachusetts?
Medigap is not required by law in Massachusetts, but it can help cover costs not paid by Original Medicare. Massachusetts has standardized Medigap plans labeled A through N, and agents can help you choose one.
Can I change my Medigap plan in Massachusetts?
Yes, Massachusetts has a birthday rule that lets you switch to a similar or lesser Medigap plan once per year during your birthday month without medical underwriting. This rule is unique to Massachusetts and a few other states.