The top-rated supplemental insurance agent in New Bedford, Massachusetts is Humphrey Covill & Coleman Insurance Agency, Inc, rated 4.9 stars across 237 reviews. Other highly rated options include Paul & Dixon Insurance, Point Insurance - New Bedford, Neto Insurance Agency. This directory lists 23 supplemental insurance agents serving New Bedford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Humphrey Covill & Coleman Insurance Agency, Inc | 195 Kempton St | (508) 997-3321 |
| 2 | Paul & Dixon Insurance | 388 County St | (508) 996-8593 |
| 3 | Point Insurance - New Bedford | 157 Popes Island | (833) 280-6080 |
| 4 | Neto Insurance Agency | 96 Rockdale Ave | (508) 999-1236 |
| 5 | Tetrault Insurance Agency, Inc | 4317 Acushnet Ave | (508) 995-8365 |
| 6 | Philip G David & Son Insurance Agency | 877 Mt Pleasant St | (508) 995-5580 |
| 7 | McKay Insurance Agency | 3393 Acushnet Ave | (508) 998-0002 |
| 8 | Patriot Growth Insurance Services (FBinsure) - New Bedford | 3263 Acushnet Ave | (800) 287-1467 |
| 9 | Freedom Car Insurance | 2100 Acushnet Ave | (774) 332-2875 |
| 10 | Pacheco Insurance Agency, Inc | 1847 Acushnet Ave | (508) 999-4941 |
Humphrey Covill & Coleman Insurance Agency, Inc serves the New Bedford, Massachusetts area as a supplemental insurance agent. This agency works with clients to provide additional coverage that helps fill gaps left by primary health insurance plans. Supplemental insurance policies can be arranged to offer financial protection for specific needs. Their offerings in this area commonly include accident insurance and critical illness plans that pay cash benefits directly to the policyholder.
Paul & Dixon Insurance offers supplemental insurance solutions to individuals in New Bedford, MA, helping to fill gaps left by primary health or Medicare coverage. Its services include policies for accidents, critical illness, and hospital indemnity, providing financial support for deductibles and out-of-pocket expenses. The agency works with clients to tailor plans that address specific needs. As the colder months approach, it assists with securing coverage for seasonal illnesses such as flu-related complications that may require urgent care.
Point Insurance - New Bedford serves local homeowners and property managers seeking supplemental insurance options to fill gaps in their primary coverage. Clients in New Bedford can access tailored policies that help cover additional risks, such as deductibles or unexpected losses. The agency provides straightforward guidance for comparing available plans. It also extends its supplemental insurance services to nearby communities throughout the greater Fall River metro area.
Serving New Bedford and the surrounding communities of southeastern Massachusetts, Neto Insurance Agency specializes in supplemental insurance coverage. It helps individuals fill gaps in their existing health plans, addressing needs such as accident, critical illness, or hospital indemnity policies. The agency works directly with local residents to assess personal coverage shortfalls and identify appropriate supplemental options. To handle a typical job, it first conducts a personalized review of the client’s current benefits before presenting specific plans that match the identified gaps.
Tetrault Insurance Agency, Inc., in New Bedford, MA, offers supplemental insurance on either a one-time, single-policy basis or through recurring coverage with scheduled renewals. As a local agency, its supplemental plans typically help fill gaps left by primary health policies by providing cash benefits for specific medical events or routine care. Area clients may select per-event policies for a single procedure or ongoing options that reimburse for annual checkups and preventive services. Service runs on either a one-time, scheduled, or as-needed basis depending on the specific client need and policy type chosen.
As the cold New England winter arrives, residents of New Bedford often assess the gaps in their existing health coverage. Philip G David & Son Insurance Agency helps local individuals and families find supplemental insurance plans that fill those specific needs. Their team works directly with clients to explain how Medicare supplements or cancer policies can offer added financial protection. The process begins with a complimentary in-person or virtual consultation to evaluate each person’s current plan and identify any potential coverage gaps.
McKay Insurance Agency serves the New Bedford area by helping individuals address gaps in their core health coverage. Its specialty lies in securing supplemental insurance products that provide financial support for deductibles, copays, and unexpected medical expenses. These add-on policies can help cover costs often excluded by primary major medical plans. The agency works to match appropriate coverage with the unique needs of local commercial sectors, including small offices, warehouses, and food service establishments throughout the region.
Patriot Growth Insurance Services (FBinsure) in New Bedford, Massachusetts, is known as a local supplemental insurance agent helping residents fill coverage gaps. It offers access to various policies for accidents, critical illness, and hospital indemnity, which complement major medical plans to reduce out-of-pocket costs. Working with multiple carriers, the agency tailors options for individuals and families facing health-related financial uncertainty. Its specialty service includes adding dental or vision riders to existing supplemental plans.
Freedom Car Insurance serves residential clients in the New Bedford, MA, area with supplemental insurance policies. Commercial coverage is also offered to businesses seeking additional protection beyond standard plans. Their work focuses on tailoring policies to fill gaps left by primary insurance providers. This process often requires reviewing existing coverage and explaining available options. Follow-up is conducted between regular visits to adjust policies as client circumstances change, ensuring continued relevance of coverage without unnecessary gaps.
What Does a a Supplemental Insurance Agent in New Bedford Cost?
Supplemental insurance costs in Massachusetts depend on the plan, your age, and underwriting. Medigap premiums for a 65-year-old in New Bedford range from about $120 per month for Plan A to over $350 per month for Plan G. Cancer and accident policies often cost between $25 and $80 per month. Some plans have fixed benefits while others pay a percentage of charges. This is general information and not insurance advice. Always review policy details with a licensed agent.
About supplemental insurance agents in New Bedford
Supplemental insurance agents in New Bedford help residents cover out-of-pocket costs not paid by primary health plans. Massachusetts state law requires all Medigap policies to be guaranteed issue during the six-month open enrollment period starting when you turn 65. Local agents can explain how plans like Medicare Supplement, accident, or critical illness policies work with your existing coverage.
Frequently Asked Questions
What is a supplemental insurance agent in New Bedford?
A supplemental insurance agent sells policies that pay benefits directly to you for expenses like deductibles, copays, or lost income. These plans are separate from your main health insurance and are regulated by the Massachusetts Division of Insurance.
When can I buy a Medigap policy in Massachusetts?
You have a six-month open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny you a Medigap policy or charge more due to pre-existing conditions.
Are supplemental insurance plans expensive in New Bedford?
Costs vary by plan type, age, and health status. Medigap Plan G in Massachusetts typically ranges from $150 to $350 per month. Cancer or hospital indemnity plans may cost $30 to $100 per month. Always compare multiple quotes from licensed agents.