The top-rated supplemental insurance agent in North Andover, Massachusetts is MTM Insurance Associates, LLC, rated 4.9 stars across 93 reviews. Other highly rated options include MTMBrainerd INC., Benefit Advisors Group, Durso & Jankowski Insurance. This directory lists 17 supplemental insurance agents serving North Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MTM Insurance Associates, LLC | 1320 Osgood St | (978) 681-5700 |
| 2 | MTMBrainerd INC. | 1320 Osgood St | (978) 681-5700 |
| 3 | Benefit Advisors Group | 800 Turnpike St #300 | (978) 494-6611 |
| 4 | Durso & Jankowski Insurance | 11 Saunders St | (978) 688-7000 |
| 5 | Laura Pollard Insurance | 65 High St | (603) 730-9147 |
| 6 | Perry Insurance Agency, LLC. | 857 Turnpike St | (978) 685-7690 |
| 7 | MacDonald & Pangione Insurance Agency | 104 Main St | (978) 688-6921 |
| 8 | Prime Insurance Services, Inc. | 401 Andover St suite 201 a | (978) 685-9999 |
| 9 | MP Roberts Insurance Agency | 1060 Osgood St | (978) 683-8073 |
| 10 | Acrisure North Andover, MA (Foster Sullivan Insurance Group) | 163 Main St | (978) 686-2266 |
MTM Insurance Associates, LLC serves the Merrimack Valley area, including North Andover, as a supplemental insurance agent. The company helps clients with health-related gaps not covered by major medical plans. Their supplemental policies can cover accident costs, critical illness treatments, or hospital stays. Residents seeking additional financial security for medical expenses can explore options such as cancer insurance or hospital indemnity plans through local agents.
MTMBrainerd INC., serving the North Andover, Massachusetts area, offers a full range of supplemental insurance policies designed to fill coverage gaps left by standard health plans. Its services typically include helping clients select affordable accident, critical illness, and hospital indemnity plans that provide direct cash benefits. The company works to ensure ongoing policy needs are addressed through routine support and claims guidance. It services single-family homes, apartments, retail businesses, and restaurants, assisting individuals and business owners alike with their supplemental coverage needs.
Benefit Advisors Group serves homeowners, businesses, and property managers in North Andover, Massachusetts, by offering supplemental insurance policies that help cover gaps left by standard health or property plans. These agents assist clients in selecting accident, critical illness, or hospital indemnity coverage tailored to individual or commercial needs. The company provides guidance through open enrollment and claim questions, ensuring local residents understand their options. Its service area also extends to nearby communities such as Andover and Lawrence.
Serving North Andover, Massachusetts, and the surrounding communities, Durso & Jankowski Insurance handles supplemental insurance coverage. This type of agency focuses on policies that fill gaps left by major medical plans, including dental, vision, accident, or critical illness needs. The firm collaborates with clients to identify coverage shortfalls and explain available options. For a typical job, it begins by assessing an individual's existing health plan before presenting matching supplemental products and then guiding the client through the simple enrollment process.
Laura Pollard Insurance in North Andover, MA provides supplemental insurance solutions that bridge gaps left by primary health coverage. Unlike one-time service offerings that address an immediate need, recurring supplemental plans offer ongoing financial support for unexpected medical expenses. Specializing in policies such as accident, critical illness, and hospital indemnity, the agency helps local residents manage out-of-pocket costs not covered by major medical insurance. Service for new policies is provided as a one-time setup, while ongoing support and claims assistance are available on an as-needed basis.
Perry Insurance Agency, LLC in North Andover, MA offers supplemental insurance policies that help cover gaps left by primary health plans. These services include accident, critical illness, and hospital indemnity coverage, along with general assistance in navigating benefits and claims. The agency guides local residents through open enrollment periods, ensuring they understand policy options that fit their budgets and healthcare needs. As winter approaches, it helps clients prepare for potential medical costs from seasonal illnesses or injuries that primary insurance may not fully cover.
As winter weather in New England often brings unexpected slips or cold-season health issues, MacDonald & Pangione Insurance Agency in North Andover, MA helps local residents fill coverage gaps that typical health plans may leave. This supplemental insurance agent works with individuals reviewing Medicare options or seeking added protection for accidents and hospital stays. They assist clients in understanding how supplemental policies can manage out-of-pocket costs for routine or emergency care. The process begins with a complimentary assessment of a client's current coverage needs.
Prime Insurance Services, Inc. serves residential clients in North Andover, Massachusetts, by offering supplemental insurance solutions that help cover gaps in primary health and other policies. The agency also provides commercial supplemental coverage for local businesses seeking to protect their employees and operations. Their service area extends throughout the region, allowing them to assist a broad range of policyholders. After an initial consultation and enrollment, the team stays in touch to recommend policy adjustments or additional coverages during clients’ regular plan review periods.
MP Roberts Insurance Agency in North Andover, MA helps individuals and businesses manage financial risk through supplemental insurance products. These add-on policies cover gaps left by primary health, life, or disability plans. The agency works with local clients to tailor coverage for unexpected medical costs, accident-related expenses, or critical illness events. Its services extend to multiple commercial sectors, including corporate offices, industrial warehouses, and the food service industry.
Acrisure North Andover, MA (Foster Sullivan Insurance Group) is a supplemental insurance agency that offers coverage solutions to fill the gaps left by major medical plans. Its services include policies for accident, critical illness, cancer, and disability income protection plans designed for individuals and local businesses. The agency also guides clients through open enrollment and group benefit options. A common specialty service it can add on is a hospital indemnity plan that provides cash payments directly to the policyholder during a covered stay.
What Does a a Supplemental Insurance Agent in North Andover Cost?
Supplemental insurance agent services in Massachusetts are typically free to consumers because agents earn commissions from insurance companies. Medigap plan premiums in North Andover range from about $100 to $300 per month depending on age, gender, and plan type. Medicare Advantage plans often have low or zero monthly premiums but may have higher out-of-pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in North Andover
Supplemental insurance agents in North Andover, Massachusetts help residents find policies that cover gaps in Medicare or other health plans. Massachusetts state law requires Medigap policies to be guaranteed issue for eligible beneficiaries during certain enrollment periods. These agents can explain local options and compare plans from multiple carriers.
Frequently Asked Questions
What is a supplemental insurance agent in North Andover?
A supplemental insurance agent helps you find policies like Medigap or Medicare Advantage that fill coverage gaps. They are licensed in Massachusetts and know local plan options. They do not sell primary health insurance but focus on extra coverage.
When can I enroll in a Medigap plan in Massachusetts?
In Massachusetts, you have a 6-month Medigap open enrollment period starting when you are both 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions. After this period, medical underwriting may apply.
Are there state rules for supplemental insurance in Massachusetts?
Yes, Massachusetts has specific regulations for Medigap plans including guaranteed issue rights and standardized plan options. The state also requires that Medigap policies cover certain benefits like foreign travel emergency care. Agents must follow these rules when advising clients.