The top-rated supplemental insurance agent in Northampton, Massachusetts is Webber and Grinnell Insurance, rated 4.5 stars across 167 reviews. Other highly rated options include Aquadro & Associates Insurance Inc, Borawski Insurance, Whalen Insurance Agency. This directory lists 10 supplemental insurance agents serving Northampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Webber and Grinnell Insurance | 8 N King St | (413) 586-0111 |
| 2 | Aquadro & Associates Insurance Inc | 355 Bridge St | (413) 586-7373 |
| 3 | Borawski Insurance | 88 King St | (413) 586-5011 |
| 4 | Whalen Insurance Agency | 71 King St | (413) 586-1000 |
| 5 | King & Cushman | 176 King St | (877) 534-9053 |
| 6 | Roger Menard Insurance: Free Quotes, Registry in house | 241 King St #119 | (413) 584-1115 |
| 7 | Snook and Mohan Insurance Agency | 25 Main St | (413) 586-1591 |
| 8 | Consultant Benefit Insurance | 47 Pleasant St | (413) 307-0164 |
| 9 | Woodward & Grinnell Insurance Inc | 8 N King St | (413) 536-5050 |
| 10 | Smith Brothers Insurance | 182 Main St STE 202 | (860) 652-3235 |
Webber and Grinnell Insurance serves the Northampton, Massachusetts area as a supplemental insurance agent. It provides policies that help cover expenses not paid by primary health insurance, such as deductibles and copayments. These plans assist policyholders in managing financial gaps during medical events. The agency often handles hospital indemnity and critical illness policies, which offer cash benefits for specific diagnoses or inpatient stays.
Aquadro & Associates Insurance Inc offers a full range of supplemental insurance services designed to fill gaps left by primary health coverage. It helps clients manage out-of-pocket expenses with plans for accident, critical illness, and hospital indemnity. By coordinating with existing policies, the agency works to reduce financial exposure from unexpected medical events. It arranges ongoing policy reviews to ensure coverage remains aligned with evolving needs. The agent serves a variety of local properties, including single-family homes, apartments, and retail spaces.
Borawski Insurance in Northampton, MA serves local homeowners, families, and individuals seeking supplemental insurance coverage to help fill gaps left by major medical plans. As a supplemental insurance agent, the company offers policies that provide additional financial protection for unexpected events such as accidents, critical illnesses, or hospital stays. Residents rely on these plans for predictable benefits paid directly to the policyholder or medical provider. The agency also extends its services to neighboring communities throughout Hampshire County and the greater Amherst area.
Whalen Insurance Agency in Northampton, MA, provides supplemental insurance as either a one-time policy or a recurring plan that renews annually to maintain ongoing protection. These plans cover costs not paid by primary health insurance, such as deductibles, copays, or hospital stays. Serving the local area, the agency helps clients choose a policy that fits their needs. Service for policy management and claims assistance is offered on an as-needed basis throughout the year.
Serving Northampton, MA, and the surrounding Pioneer Valley communities, King & Cushman provides supplemental insurance agent services. The company assists individuals and families with policies designed to cover gaps left by standard health plans. It handles enrollment and guidance for products such as accident, critical illness, and hospital indemnity coverage. The agency’s standard approach for a typical job begins with a personal consultation to assess each client’s specific needs and existing coverage before presenting plan options tailored to their situation.
Roger Menard Insurance offers supplemental insurance policies and registry services in house from its Northampton, MA location. It serves local residents seeking additional coverage for gaps in their primary health or life plans. The agency provides free quotes to help individuals compare options that can address specific financial needs. An increasing concern for many clients involves securing extra support during high-deductible medical plan seasons.
Spring and fall bring unpredictable weather across Northampton, which often reveals gaps in standard health coverage. Snook and Mohan Insurance Agency specializes in supplemental insurance options that help local residents manage out-of-pocket costs during these seasonal transitions. The agency reviews each client's current plan to identify potential coverage shortfalls and recommends tailored supplements such as accident, critical illness, or hospital indemnity policies. Each process begins with a complimentary in-person or virtual consultation, followed by a thorough assessment of the individual's specific medical and financial needs.
Consultant Benefit Insurance works with individuals and businesses to arrange coverage that addresses income gaps left by major medical plans, specializing in supplemental policies such as accident, critical illness, and hospital indemnity add-ons. These products help offset deductibles, copays, and out-of-pocket expenses after a primary claim. The company assists clients across various commercial settings, including offices, warehouses, and food service operations, matching plans to the specific risk exposures of each work environment.
Woodward & Grinnell Insurance Inc serves residential clients in Northampton with supplemental insurance plans that fill gaps in primary health coverage. Commercial clients receive similar gap-filling protection for businesses. The agency serves the Northampton area and surrounding communities. Policies cover common supplemental needs such as accident, critical illness, and hospital indemnity. The team explains how these plans coordinate with existing coverage, and they follow up after enrollment to ensure understanding. Between scheduled service intervals, policyholders can return for coverage adjustments or renewal questions without additional appointments.
Smith Brothers Insurance of Northampton, MA is known for helping clients address financial gaps not covered by standard health plans. The agency offers supplemental insurance products designed to provide added security for common medical expenses and unexpected health events. Policies often include cash benefits for hospital stays, critical illness diagnoses, and accident recovery. A specialty service this agent can add on is a dedicated supplemental cancer care policy, which pays policyholders directly for treatment-related costs and support during recovery.
What Does a a Supplemental Insurance Agent in Northampton Cost?
Supplemental insurance costs in Massachusetts vary by plan type age and carrier. Medigap Plan N premiums typically range from 100 to 200 dollars per month while Plan G can cost 150 to 300 dollars per month. Some insurers offer household discounts. Costs also depend on whether you choose a plan with a deductible. This is general information and not insurance advice.
About supplemental insurance agents in Northampton
Supplemental insurance agents in Northampton Massachusetts help residents find Medigap plans and other coverage to fill gaps in Medicare. Massachusetts has specific rules for Medigap enrollment including a six-month open enrollment period starting when you turn 65. Local agents can guide you through these options and compare plans from multiple carriers.
Frequently Asked Questions
What is a supplemental insurance agent in Northampton?
A supplemental insurance agent in Northampton helps you find and enroll in Medigap plans or other insurance that covers costs not paid by Original Medicare. They work with multiple insurance companies to offer plan choices.
When can I enroll in a Medigap plan in Massachusetts?
In Massachusetts you have a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting.
Do Massachusetts laws affect supplemental insurance costs?
Yes Massachusetts has standardized Medigap plans labeled as Core 1 Core 2 and Supplement 1. These plans have defined benefits which helps you compare costs directly between insurers. Premiums vary by company and location.