The top-rated supplemental insurance agent in Salem, Massachusetts is Zellik Insurance Agency, Inc., rated 5.0 stars across 101 reviews. Other highly rated options include Farquhar and Black Insurance Agency, 4 Insurance LLC, Quote Carma. This directory lists 17 supplemental insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zellik Insurance Agency, Inc. | 37 Bridge St | (978) 594-0815 |
| 2 | Farquhar and Black Insurance Agency | 45 Traders Way Building 10 | (781) 599-2200 |
| 3 | 4 Insurance LLC | 121 Loring Ave STE 825 | (855) 322-4509 |
| 4 | Quote Carma | 88B Lafayette St | (203) 872-7280 |
| 5 | Ahmed Insurance Inc | 106 North St | (978) 745-8800 |
| 6 | John J. Walsh Insurance Agency, Inc. - Salem Office | 87 Margin St | (978) 745-3300 |
| 7 | Express Auto Insurance Agency Inc. | 21, Shetland Office Park, 27 Congress St Suite 305 | (978) 741-3400 |
| 8 | William C Burke Jr Insurance | 18 Brown St | (978) 741-7800 |
| 9 | Relation Insurance Services | 18 Hawthorne Blvd #3710 | (978) 744-4540 |
| 10 | Culver Insurance | 20 Central St # 2 | (978) 744-1753 |
Zellik Insurance Agency, Inc. serves Salem and the surrounding county in Massachusetts as a supplemental insurance agent. The company helps clients bridge coverage gaps left by primary health plans, focusing on policies that address out-of-pocket expenses for unexpected events. It works directly with individuals to explain how supplemental plans can provide financial support for hospital stays and critical illness recovery. This local agency handles Medicare supplement policies and accident insurance plans for area residents.
Farquhar and Black Insurance Agency in Salem, MA offers a range of supplemental insurance agent services designed to help clients fill gaps in their primary health coverage, including plans for accident, critical illness, and hospital indemnity. Clients can work with the agency to review their existing policies and identify suitable supplemental options, with ongoing support for claims and policy adjustments. The agency services single-family homes, apartments, retail, and restaurants.
4 Insurance LLC in Salem, MA serves homeowners, businesses, and property managers seeking supplemental insurance policies. It helps clients fill coverage gaps left by standard plans, such as accident, critical illness, or hospital indemnity protection. Working directly with individual policyholders and local enterprises, the agency provides guidance on selecting appropriate secondary coverages to mitigate unexpected financial risks. Its service area extends into Beverly and neighboring communities along the North Shore, ensuring residents and business owners have local access to supplemental insurance solutions.
Quote Carma operates as a supplemental insurance agent in Salem, MA, helping clients choose between one-time policy purchases and recurring coverage plans that renew on a regular schedule. These supplemental options fill gaps left by primary health, accident, or disability insurance through fixed-benefit plans suited to individual budgets and evolving needs. Services run on an as-needed basis, with clients able to request consultations for new policies, adjustments to existing plans, or claims support without a recurring appointment requirement.
Ahmed Insurance Inc specializes in supplemental insurance coverage, helping clients fill gaps left by primary health plans. Based in Salem, MA, the agency assists individuals with policies that provide additional financial protection for out-of-pocket medical expenses. Its agents work with local residents to navigate plan options and tailor benefits to personal needs. This service becomes particularly valuable during open enrollment periods, when individuals review their existing coverage and seek to address potential shortfalls before the new plan year begins.
John J. Walsh Insurance Agency, Inc. - Salem Office serves Salem and the surrounding North Shore communities in Massachusetts. The agency handles supplemental insurance policies, including plans that help cover expenses not paid by primary health or Medicare coverage. It works with clients to explain the gaps in standard plans and review available options for additional protection. Its typical approach involves a personal consultation to assess individual coverage needs and then recommending a specific supplemental solution from available carriers.
When coastal storms and nor’easters threaten homes and vehicles in the Salem, Massachusetts area, residents often find themselves reviewing their existing coverage. Express Auto Insurance Agency Inc. helps address these gaps by specializing as a supplemental insurance agent. The company focuses on providing additional policy options that extend protection beyond standard plans, helping clients prepare for local seasonal risks and unexpected lapses in primary coverage. Their initial, thorough assessment begins with a careful inspection of each client’s current insurance portfolio and personal needs.
William C Burke Jr Insurance provides supplemental insurance options to individuals seeking to fill gaps in their primary coverage. Located in Salem, MA, the company focuses on policies that offer additional financial protection for unexpected medical or personal expenses. These supplemental plans are designed to complement existing health insurance by covering deductibles and other out-of-pocket costs. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Relation Insurance Services serves Salem, Massachusetts, and nearby North Shore communities, handling supplemental insurance policies that cover gaps left by primary health plans, such as dental, vision, and accident insurance. These plans help local residents manage out-of-pocket costs for routine care and unexpected events. The agency completes an initial client needs assessment, then carefully compares available plans from various carriers to identify suitable coverage options. It typically presents these options clearly before facilitating the enrollment process for the chosen policy.
Culver Insurance serves residents of Salem, Massachusetts, helping them select supplemental insurance policies that fill gaps in primary coverage. For commercial clients, the agency offers similar gap-filling solutions tailored to business needs across the broader area. Supplemental insurance can help manage out-of-pocket medical costs and provide income protection during illness or injury. The agency focuses on clear explanations of policy options to ensure clients understand their choices. After an initial enrollment, they follow up to review coverage and adjust plans as needs change between regular visits from primary insurers.
What Does a a Supplemental Insurance Agent in Salem Cost?
Costs for supplemental insurance in Massachusetts vary by plan type age and carrier. Medigap Plan G premiums for a 65-year-old in Salem typically range from 120 to 250 dollars per month. Medicare Advantage plans may have zero premium but include copays. This is general information not insurance advice.
About supplemental insurance agents in Salem
Supplemental insurance agents in Salem Massachusetts help residents fill gaps in Medicare and other health coverage. Massachusetts law requires standardized Medigap plans for those turning 65. Agents licensed by the state can compare policies from multiple carriers.
Frequently Asked Questions
What is a supplemental insurance agent in Salem?
A licensed professional who sells policies that cover costs not paid by original Medicare or employer plans. They help you choose between Medigap Medicare Advantage or dental and vision plans.
When can I enroll in a Medigap plan in Massachusetts?
You have a six-month open enrollment period starting when you turn 65 and enroll in Medicare Part B. During this time insurers cannot deny coverage or charge higher premiums for pre-existing conditions.
Do I need a supplemental policy if I have Medicare in Salem?
Original Medicare does not cover all costs like copayments and deductibles. A supplemental policy can reduce out-of-pocket expenses. Many Salem residents choose a Medigap plan to avoid surprise bills.