The top-rated supplemental insurance agent in Springfield, Massachusetts is Western Mass Auto Insurance Inc., rated 4.8 stars across 529 reviews. Other highly rated options include Greg Quimby at Comparion Insurance Agency, AAA Springfield, Comparion Insurance Agency. This directory lists 19 supplemental insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Western Mass Auto Insurance Inc. | 383 Belmont Ave | (413) 781-3800 |
| 2 | Greg Quimby at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7016 |
| 3 | AAA Springfield | 1891 Wilbraham Rd | (413) 301-9969 |
| 4 | Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 567-2000 |
| 5 | CHI Insurance Agency Inc. | 1691 Main St | (413) 736-6785 |
| 6 | Alban Insurance Agency | 85 Wilbraham Rd | (888) 302-1568 |
| 7 | Amber Barnes at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 846-2364 |
| 8 | FR insurance and Benefits LLC | 1 monarch place suite 2030 | (413) 505-5090 |
| 9 | Patrick Stoddard at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7020 |
| 10 | Local Auto Insurance LLC | 481 Cooley St | (413) 444-1200 |
Western Mass Auto Insurance Inc., serving Springfield and the surrounding Hampden County area, operates as a supplemental insurance agent. It helps clients fill coverage gaps beyond standard health or auto policies, offering plans for specific needs. The company works with local residents to navigate options for accident or critical illness protection. In this region, it specializes in securing dental and vision coverage plans that are not part of major medical insurance.
Greg Quimby at Comparion Insurance Agency provides supplemental insurance options designed to fill coverage gaps for individuals and families in the Springfield area. The agency helps clients understand and select appropriate policies that can support medical, dental, or accident-related expenses not covered by primary plans. Service includes personalized consultations to review existing coverage and identify suitable additional protection. The agency assists with regular policy reviews and claims support for those needing financial help during unexpected health events. It services single-family homes, apartments, retail locations, and restaurants.
AAA Springfield serves homeowners, renters, and small business owners in Springfield, Massachusetts, who need supplemental insurance coverage beyond primary policies. The agency helps clients select and apply for gap-filling plans that cover deductibles, co-pays, and other out-of-pocket expenses not included by major medical insurance. Each policy is explained clearly so clients understand their benefits and limitations before enrollment. The agency also serves the surrounding communities of Chicopee and West Springfield in the Pioneer Valley metro area.
Comparion Insurance Agency serves Springfield, Massachusetts and the surrounding communities, specializing in supplemental insurance policies. This agency handles coverage options that help clients address gaps in primary health or life insurance plans. Typical work involves reviewing individual needs and explaining how different policies complement existing benefits. To complete a job, the agency generally starts with a detailed consultation to identify client circumstances, then presents tailored plan options for consideration without pressure.
CHI Insurance Agency Inc. serves Springfield, Massachusetts, and the surrounding communities throughout the region. The agency handles supplemental insurance policies that provide an extra layer of protection for individuals and families. These plans often work alongside primary health coverage, covering costs such as deductibles or accident-related expenses. To manage a typical job, the agency first reviews a client’s existing coverage to identify gaps, then recommends specific supplemental options that fit their budget and needs.
Alban Insurance Agency in Springfield, MA offers both one-time policy placements for specific needs and ongoing service for supplemental insurance coverage. These plans help fill gaps left by primary health insurance, addressing costs such as deductibles, copays, or extended care. In this area, supplemental agents typically assist clients in comparing options for accident, critical illness, or hospital indemnity plans. Service for clients at Alban Insurance Agency runs on either a scheduled basis for regular policy reviews or as-needed for new coverage or claims assistance.
Amber Barnes at Comparion Insurance Agency in Springfield, MA, assists local residents and businesses in selecting supplemental insurance coverage. This agency specializes in policies that add financial protection for gaps not covered by standard health, life, or disability plans. Its work focuses on helping clients manage unexpected out-of-pocket costs through defined benefit add-ons. The agency serves a variety of commercial sectors, including office spaces, warehouse facilities, and food service establishments.
As the rolling seasons in Springfield bring fluctuating health needs, families often review their existing coverage for potential gaps. FR Insurance and Benefits LLC addresses this concern as a supplemental insurance agent, offering options designed to work alongside primary health plans. Their focus is on clarifying individual policies for local residents who seek financial protection during medical events like hospital stays or critical illnesses. The process typically begins with a no-obligation inspection of a client's current benefits and personal circumstances.
Patrick Stoddard at Comparion Insurance Agency serves residents in the Springfield area with supplemental insurance policies that cover gaps left by primary health plans. Commercial coverage is also available for local businesses seeking to protect employees with additional benefits. The agency’s service area encompasses the greater Springfield region and surrounding communities. Clients can expect thorough policy reviews during regular visits, with follow-up support provided to address any questions or changes in coverage between these scheduled check-ins.
Local Auto Insurance LLC specializes in helping clients in Springfield, Massachusetts bridge gaps in their primary health coverage through supplemental insurance policies. These agents work to identify specific needs for additional financial protection against unexpected medical costs and accidents. Their general service includes reviewing existing plans with customers and explaining how supplemental options can reduce out-of-pocket expenses. Residents often seek their guidance at the start of the new year when open enrollment changes necessitate updating their coverage to avoid costly gaps.
What Does a a Supplemental Insurance Agent in Springfield Cost?
The cost of a supplemental insurance agent in Springfield is typically zero to you because agents are paid commissions by the insurance company. Medigap plan premiums in Massachusetts vary by plan type and insurer but generally range from 100 to 300 dollars per month for a 65-year-old. Rates can increase with age and health status. This is general information and not insurance advice.
About supplemental insurance agents in Springfield
Supplemental insurance agents in Springfield Massachusetts help residents fill gaps in their primary health coverage. These agents can explain how Medigap plans work with Medicare and what options are available under Massachusetts state law. The state requires standardized Medigap plans for those eligible, making it easier to compare benefits.
Frequently Asked Questions
What is a supplemental insurance agent in Springfield?
A supplemental insurance agent helps you buy policies that cover costs not paid by your primary insurance. In Massachusetts these agents often focus on Medigap plans which are standardized by state law.
When can I enroll in a Medigap plan in Massachusetts?
You have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time insurers cannot deny you coverage or charge more due to health conditions.
Are there special rules for Medigap in Massachusetts?
Yes Massachusetts has its own standardized Medigap plans labeled Core and Supplement 1. These plans offer different levels of coverage and must follow state regulations set by the Division of Insurance.