The top-rated supplemental insurance agent in Wakefield, Massachusetts is Lindmark Insurance, rated 5.0 stars across 14 reviews. Other highly rated options include Water Street Insurance, Hartshorne & Curley Insurance, Inc., World Insurance Associates LLC. This directory lists 16 supplemental insurance agents serving Wakefield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindmark Insurance | 607 North Ave | (781) 245-0100 |
| 2 | Water Street Insurance | 27 Water St #101 | (781) 245-0888 |
| 3 | Hartshorne & Curley Insurance, Inc. | 35 Albion St | (781) 245-0033 |
| 4 | World Insurance Associates LLC | 201 Edgewater Dr Suite 270 | (781) 246-2677 |
| 5 | Eastern Insurance | 100 Quannapowitt Pkwy | (781) 245-3700 |
| 6 | Big Apple Insurance Agency | 493 Salem St | (339) 219-1563 |
| 7 | Wakefield Insurance Agency | 35 Albion St | (781) 245-1141 |
| 8 | Lynch Insurance Group | 28 Park Ave | (781) 405-5225 |
| 9 | Aevo Insurance Services | 701 Edgewater Dr #150 | (877) 406-5160 |
| 10 | Lennox Insurance Group | 29 Albion St | (781) 224-4108 |
Lindmark Insurance serves homeowners, businesses, and property managers in Wakefield, Massachusetts, by offering supplemental insurance policies that fill gaps left by primary medical and property coverage. These plans help clients manage out-of-pocket costs from deductibles, copays, and unexpected damages not fully addressed by standard policies. The agency provides guidance on choosing appropriate plans for individual needs and budgets. Its services also extend to clients in nearby Reading and the surrounding greater Boston metro area.
Water Street Insurance serves residents of Wakefield, Massachusetts, as a supplemental insurance agent. The company helps clients bridge gaps in their primary health coverage by offering policies that address out-of-pocket expenses. These plans typically cover costs such as deductibles, copayments, and coinsurance not paid by major medical insurance. The agency also assists with Medicare supplement plans, which help cover hospital and medical costs for seniors in the area. It handles both accident and critical illness supplemental policies.
Hartshorne & Curley Insurance, Inc. offers supplemental insurance coverage designed to fill the gaps left by primary health plans. Their service approach includes helping clients select appropriate policies and providing ongoing support for claims and policy adjustments. Each plan is tailored to address specific financial risks that standard insurance does not cover. The firm operates primarily in the Wakefield, Massachusetts area, serving homeowners in single-family residences and apartments, as well as local retail establishments and restaurants.
World Insurance Associates LLC serves Wakefield, Massachusetts, and the surrounding communities of the North Shore and Greater Boston area as a supplemental insurance agent. The company handles policies such as accident, critical illness, hospital indemnity, and dental coverage that fill gaps left by major medical plans. These offerings help individuals and local businesses manage out-of-pocket costs and unexpected expenses. When a client contacts the agency, a typical job begins with an assessment of their existing health coverage followed by a presentation of suitable supplemental options designed to address specific financial risks.
Eastern Insurance in Wakefield, Massachusetts offers both one-time enrollment assistance and ongoing policy management for supplemental insurance plans. The agency helps clients evaluate coverage options that complement primary health insurance, including policies for accident, critical illness, or hospital confinement. These plans provide financial protection by paying benefits directly to the policyholder for qualifying medical events. In this area, supplemental agents explain plan details, process applications, and address claims questions. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preference and policy lifecycle.
Big Apple Insurance Agency in Wakefield, MA specializes in supplemental insurance plans, including policies that help cover deductibles, copayments, and other out-of-pocket costs not paid by primary health coverage. The agency serves local residents by exploring options that fill coverage gaps and providing personalized guidance through the enrollment process. It also assists with claims questions and periodic policy reviews to ensure ongoing suitability. For many families, the agency is particularly helpful during the busy open enrollment season when organizing additional Medicare or individual health plan supplements.
As winter storms approach in Wakefield, Massachusetts, residents often worry about costs not fully covered by their primary health plans. Wakefield Insurance Agency responds by offering supplemental insurance policies designed to fill those specific gaps in coverage. These plans can help with deductibles, copayments, or out-of-pocket expenses that may arise from unexpected medical events or hospital stays. The initial step involves a straightforward assessment of an individual’s existing coverage and personal health needs directly with an agent.
Lynch Insurance Group serves clients in Wakefield, Massachusetts, as a supplemental insurance agent. The company focuses on providing policies that fill coverage gaps left by standard health or life plans. Its specialty includes critical illness, accident, and hospital indemnity add-ons designed to help with out-of-pocket expenses. These offerings can support individuals and businesses seeking to manage financial risks more completely. The agency works with commercial sectors such as small offices, warehouse operations, and food service establishments.
Aevo Insurance Services in Wakefield, MA provides supplemental insurance for local residents, helping them cover gaps left by primary health plans. The agency also serves commercial clients needing additional coverage options throughout the greater Wakefield area. Their agents work with individuals approaching Medicare eligibility or those seeking dental, vision, or hospital indemnity plans. Clients often return between their regular check-ups or policy renewal periods to adjust coverage after life changes or new medical needs arise.
What Does a a Supplemental Insurance Agent in Wakefield Cost?
Supplemental insurance costs in Massachusetts vary by plan type age and carrier. For a 65-year-old in Wakefield monthly premiums for Medigap Plan G typically range from 130 to 250 dollars. Plan N may cost between 100 and 180 dollars per month. Some carriers offer household discounts. Costs can change each year based on rate filings approved by the Massachusetts Division of Insurance. This is general information and not insurance advice.
About supplemental insurance agents in Wakefield
Supplemental insurance agents in Wakefield Massachusetts help residents choose Medicare Supplement plans also called Medigap. Massachusetts has unique annual enrollment periods and guaranteed issue rights under state law M.G.L. c. 176B. Working with a local agent can simplify comparing plans from carriers like Blue Cross Blue Shield of Massachusetts or Tufts Health Plan.
Frequently Asked Questions
What is a supplemental insurance agent in Wakefield?
A supplemental insurance agent in Wakefield helps you buy Medicare Supplement or Medigap policies. These agents are licensed in Massachusetts and can explain plan options like Plan A through Plan N. They do not sell Medicare Advantage plans unless they also hold that certification.
When can I enroll in a Medigap plan in Massachusetts?
In Massachusetts you have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions or higher premiums.
Are there state rules for Medigap in Massachusetts?
Yes Massachusetts has a birthday rule that allows you to switch to a similar or lesser Medigap plan within 30 days of your birthday without medical underwriting. This rule is unique to Massachusetts and helps residents change coverage annually. Always check with a licensed agent for current rules.