The top-rated supplemental insurance agent in Prior Lake, Minnesota is Mandi Vote- State Farm Insurance Agent, rated 5.0 stars across 214 reviews. Other highly rated options include AB & B Insurance, Jeremy Senn - State Farm Insurance Agent, Lakes Insurance. This directory lists 15 supplemental insurance agents serving Prior Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mandi Vote- State Farm Insurance Agent | 16731 State Hwy 13 Suit 109 | (612) 255-0941 |
| 2 | AB & B Insurance | 14198 Commerce Ave NE #700 | (952) 226-1226 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 14033 Commerce Ave NE Suite 102 | (952) 447-8700 |
| 4 | Lakes Insurance | 6885 Boudin St NE | (612) 750-3108 |
| 5 | Prior Lake State Agency | 16677 Duluth Ave SE UNIT 101 | (952) 447-8350 |
| 6 | DeRose Commercial Insurance Group | 15875 Franklin Trail SE #105 | (651) 999-8985 |
| 7 | Van Curler Independent Insurance Agency | 16228 Main Ave SE UNIT 111 | (952) 226-1160 |
| 8 | Nick Atkinson & Associates Inc American Family Insurance | 14180 Commerce Ave NE STE 107 | (952) 226-6999 |
| 9 | Oak Tree Insurance | 15870 Franklin Trail SE #105a | (952) 469-9261 |
| 10 | Alan Iverson American Family Insurance | 4719 Park Nicollet Ave SE #110 | (952) 447-1025 |
Mandi Vote- State Farm Insurance Agent serves Prior Lake and the surrounding Scott County area by offering supplemental insurance policies that help cover costs not paid by primary health plans. These policies are designed to assist with deductibles, copays, and other out-of-pocket expenses. The agency provides services focused on protecting personal savings during medical events. It handles specific supplemental coverage such as accident insurance and critical illness policies.
AB & B Insurance provides supplemental insurance products to individuals and businesses in and around Prior Lake, Minnesota. Its services include simplifying the claims process and helping clients manage out-of-pocket costs not covered by primary health plans. Service and maintenance plans focus on policy review and benefit updates to ensure coverage keeps pace with changing needs. Ongoing customer support is available for questions about plan usage and renewal options. The company services policies for owners of single-family homes, apartments, retail locations, and restaurants.
Jeremy Senn - State Farm Insurance Agent serves homeowners, local businesses, and renters in Prior Lake, Minnesota, who need supplemental insurance coverage for gaps in their primary policies. The agency offers accident, critical illness, and hospital indemnity plans, providing extra financial protection when unexpected medical expenses arise. Customers appreciate clear explanations of policy benefits and straightforward enrollment steps. The agency also serves clients in nearby Shakopee and the southwest metro area.
Lakes Insurance serves Prior Lake and the surrounding communities in south-central Minnesota, handling supplemental insurance policies that help cover costs not paid by primary health plans. Clients typically include seniors and working individuals seeking protection against medical expenses or income loss. The company guides each person through available plan options, such as hospital indemnity or critical illness coverage, explaining details about premiums and benefits. For a typical job, an agent first reviews a client's existing coverage and needs before presenting clear comparisons to help them choose an appropriate policy.
Located in Prior Lake, Minnesota, Prior Lake State Agency works with clients to understand the fundamental difference between a one-time policy purchase and a recurring need for ongoing protection. This local supplemental insurance agent focuses on coverage that bridges gaps left by major medical plans, including policies for accidents, critical illness, or hospital indemnity. With a local perspective on community health needs, they guide customers in selecting an appropriate plan. Service is provided on both a one-time and as-needed basis.
DeRose Commercial Insurance Group specializes in supplemental insurance products designed to fill coverage gaps left by primary health plans. The Prior Lake agency helps local clients navigate options such as accident, critical illness, and hospital indemnity policies. Its general service work includes assessing individual needs and comparing policy benefits to ensure appropriate protection. As seasonal employment fluctuations occur or unexpected health events arise, the company assists clients in adjusting their supplemental coverage to maintain financial stability.
When winter weather disrupts daily life in Prior Lake, or a sudden medical need arises, residents often discover gaps in their core health coverage. Van Curler Independent Insurance Agency responds by offering supplemental policies designed to cover such deductibles and out-of-pocket costs left by major medical plans. These additional plans help protect local finances against unexpected hospital stays or critical illness events common in this region. The process begins with an in-person assessment of an individual's existing coverage, allowing the agent to identify specific vulnerabilities and recommend suitable options.
Nick Atkinson & Associates Inc American Family Insurance specializes in supplemental insurance agent services in the Prior Lake, MN area. The agency assists individuals and businesses by offering gap coverage that helps pay for costs not covered by standard health or life insurance plans. These supplemental policies can include accident, critical illness, or hospital indemnity options tailored to local needs. Their client base includes commercial sectors such as offices, warehouses, and food service operations.
Oak Tree Insurance of Prior Lake, MN, is known for offering supplemental insurance to individuals who need to cover gaps left by primary health plans. Its service range includes policies that assist with out-of-pocket costs such as deductibles, copayments, and unexpected medical expenses. Working throughout the local area, the agency focuses on helping clients plan for income loss during illness or accident recovery. As a specialty, it can add a disability income rider to a supplemental plan, providing steady cash benefits during extended time away from work.
What Does a a Supplemental Insurance Agent in Prior Lake Cost?
Supplemental insurance agent services in Minnesota are usually free to you because agents earn commissions from insurance companies. Medigap premiums in Prior Lake range from about $100 to $300 per month depending on your age, health, and plan type. Costs vary by case, so compare multiple quotes. This is general information, not insurance advice.
About supplemental insurance agents in Prior Lake
Supplemental insurance agents in Prior Lake help residents find Medigap and Medicare Advantage plans that fit their needs. Minnesota law allows a 30-day free look period for Medigap policies, giving you time to review coverage. Local agents can explain how state-specific rules affect your options.
Frequently Asked Questions
What is a supplemental insurance agent in Prior Lake?
A supplemental insurance agent helps you buy policies that cover gaps in Medicare, like copays and deductibles. They are licensed in Minnesota and can compare plans from different carriers. Agents do not work for the government and can offer personalized advice.
When can I enroll in a Medigap plan in Minnesota?
You have a 6-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. In Minnesota, you also have a 30-day free look period after buying a policy. Missing these windows may limit your options.
Are there Minnesota-specific rules for supplemental insurance?
Yes, Minnesota has standardized Medigap plans labeled A through N, but also offers a unique Basic plan. Insurers must offer the Basic plan to all applicants during open enrollment. State law also requires guaranteed issue rights in certain situations.
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