The top-rated supplemental insurance agent in Jersey City, New Jersey is SageSure, rated 4.1 stars across 1,837 reviews. Other highly rated options include Kacey Padlo - State Farm Insurance Agent, Freeway Insurance, Goosehead Insurance - Paula Keung. This directory lists 18 supplemental insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SageSure | 101 Hudson St #2700 | (800) 481-0661 |
| 2 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 3 | Freeway Insurance | 2184 John F. Kennedy Blvd | (201) 829-2005 |
| 4 | Goosehead Insurance - Paula Keung | 101 Hudson St Suite 2122 | (551) 261-5005 |
| 5 | Soliman Agency LLC: Allstate Insurance | 844 Bergen Ave | (201) 332-6999 |
| 6 | J&J Assurance Group | 550 West Side Ave | (201) 736-5188 |
| 7 | Amana Insurance | 2800 John F. Kennedy Blvd | (201) 630-4155 |
| 8 | JC Insurance Agency | 2184 John F. Kennedy Blvd | (201) 830-3088 |
| 9 | JC Professional Insurance | 489 Central Ave | (201) 222-5220 |
| 10 | Taylor Jr Roscoe H | 731-733 Grand St | (201) 332-5255 |
SageSure serves the Jersey City, New Jersey area as a supplemental insurance agent. The company helps clients address financial gaps not covered by their primary health plans. It guides individuals through the selection of policies that can manage out-of-pocket costs and unexpected expenses. These offerings are designed to provide additional financial protection during medical events. The agency specifically handles accident insurance and critical illness insurance policies for local residents.
Kacey Padlo - State Farm Insurance Agent in Jersey City, NJ offers supplemental insurance policies designed to cover gaps left by primary health plans. The agency provides support through policy reviews and claims assistance to help clients understand their coverage options. Its focus includes accident, hospital indemnity, and critical illness plans. These services serve a range of properties, including single-family homes, apartments, retail establishments, and restaurants in the area.
Freeway Insurance specializes in supplemental insurance agent services in Jersey City, New Jersey, helping clients bridge coverage gaps left by major health plans. It offers general enrollment guidance for policies that address out-of-pocket expenses and unexpected medical costs. Residents often seek assistance with plans designed for specific needs not fully covered by primary insurance. The company helps customers evaluate options for additional financial protection during life events, such as enrolling in supplemental coverage ahead of the Medicare enrollment season.
Homeowners, businesses, and property managers in Jersey City secure supplemental coverage through Goosehead Insurance - Paula Keung. This agency helps clients fill gaps left by primary policies, offering options like accident, critical illness, and hospital indemnity plans. These tailored solutions provide additional financial protection in case of unexpected medical events or covered losses. The agency also serves clients throughout the broader Hudson County area, including nearby communities such as Hoboken and Bayonne.
Serving Jersey City and the surrounding communities across Hudson County, Soliman Agency LLC: Allstate Insurance handles supplemental insurance coverage for individuals and families. It addresses gaps left by major medical plans, such as accident, critical illness, or hospital indemnity policies. For each client, its general approach begins with a thorough review of existing coverage to identify specific risk exposures, then offers tailored plan options to mitigate those potential financial burdens from unexpected medical events.
J&J Assurance Group in Jersey City specializes in supplemental insurance policies that cover critical illness, accident, and hospital confinement, bridging gaps left by primary health plans. The agency guides clients through Medicare supplements and dental or vision add-ons. As a local resource, it helps community members navigate their coverage needs following life changes like a new job or retirement. With winter approaching, many residents seek its assistance in reviewing policies for potential shortfalls during flu season or holiday-related accidents.
For a supplemental insurance agent in Jersey City, a client might choose either a one-time policy review and enrollment or an ongoing service arrangement with periodic policy checks. Amana Insurance helps individuals find coverage that fills gaps left by major medical plans, such as accident or hospital indemnity policies. These products offer fixed cash benefits for specific events. The service here operates primarily on an as-needed basis, letting clients request assistance when their personal situation changes or a policy renewal approaches.
As winter approaches, Jersey City residents often review their coverage against unexpected medical costs tied to seasonal illnesses or injuries. JC Insurance Agency addresses this annual need by helping clients in Jersey City navigate supplemental insurance options that fill gaps left by major medical plans. Policies might add protection for hospital stays or routine treatments not fully covered elsewhere. These solutions aim to reduce out-of-pocket exposure for local policyholders. A new client consultation begins with a review of existing benefits to identify where additional security could be added.
JC Professional Insurance works with individuals to identify gaps in major medical coverage, then specializes in offering supplemental insurance add-ons that help with out-of-pocket costs. This local agency focuses on explaining how such policies can pay cash directly to the policyholder for claims like hospital stays or critical illness. They assist people throughout Jersey City by presenting straightforward options for additional financial protection. The company can serve employees and independent workers at offices, warehouses, and food service operations.
Located in Jersey City, Taylor Jr Roscoe H provides supplemental insurance agent services for residential clients within the local community, addressing individual coverage needs. Commercial coverage is also offered to small business owners operating in the area. The agency serves clients throughout Jersey City and the surrounding vicinity. After an initial policy enrollment, the agent follows up periodically to review changes in client circumstances, ensuring coverage remains aligned with evolving requirements between regular visits.
What Does a a Supplemental Insurance Agent in Jersey City Cost?
Supplemental insurance agent services in New Jersey are typically free to consumers because agents earn commissions from insurance carriers. Medigap plan premiums in Jersey City range from about $100 to $300 per month depending on age gender and plan type. Costs vary by case and this is general information not insurance advice.
About supplemental insurance agents in Jersey City
Supplemental insurance agents in Jersey City help residents choose Medigap or Medicare Supplement plans that fill gaps in Original Medicare. New Jersey law requires insurers to offer a guaranteed issue period for Medigap plans when you first enroll in Medicare Part B. Local agents can explain how state regulations affect your coverage options and premiums.
Frequently Asked Questions
What is the best time to buy a Medigap plan in Jersey City?
The best time is during your Medigap Open Enrollment Period which starts when you are 65 or older and enrolled in Medicare Part B. In New Jersey this period lasts for six months and during this time you cannot be denied coverage or charged more due to health conditions.
Are supplemental insurance agents licensed differently in New Jersey?
Yes all agents must hold a valid New Jersey insurance producer license. They must complete continuing education courses every two years including training on Medicare products. You can verify an agents license through the New Jersey Department of Banking and Insurance.
Can I switch Medigap plans after my open enrollment period in New Jersey?
Yes New Jersey has a guaranteed issue right for certain situations such as moving out of a plan service area or losing employer coverage. Outside of these events insurers can use medical underwriting to deny coverage or charge higher premiums.
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