The top-rated supplemental insurance agent in Kearny, New Jersey is John Costa - State Farm Insurance Agent, rated 4.5 stars across 228 reviews. Other highly rated options include MSM Insurance Agency, Secured Insurance Agency, MedChoice Advisors. This directory lists 12 supplemental insurance agents serving Kearny.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Costa - State Farm Insurance Agent | 214 Kearny Ave | (201) 998-5600 |
| 2 | MSM Insurance Agency | 78 John Miller Way Suite 326 | (973) 319-4081 |
| 3 | Secured Insurance Agency | 728 Kearny Ave b | (201) 998-3400 |
| 4 | MedChoice Advisors | 347 Kearny Ave | (201) 334-6744 |
| 5 | Dynasty Agency | 83 Kearny Ave | (201) 997-2303 |
| 6 | The Bixler Group, LLC | 758 Kearny Ave | (201) 991-0032 |
| 7 | Borgos Hanlon Henry & Garcia Inc | 593 Kearny Ave | (201) 991-8700 |
| 8 | Hilb Group | 839 Kearny Ave | (201) 997-0060 |
| 9 | Jersey Travel Center & Insurance | 53 Kearny Ave | (201) 991-3315 |
| 10 | Truck Insurance Agency | 1 Hackensack Ave | (973) 578-8787 |
John Costa - State Farm Insurance Agent serves Kearny, New Jersey, and the surrounding Hudson County area, offering supplemental insurance policies designed to fill gaps in primary health coverage. These plans typically pay cash benefits directly to policyholders for unexpected medical costs or lost income. Specific services handled include accident insurance for sudden injuries and critical illness coverage for serious health events like a heart attack or stroke.
MSM Insurance Agency in Kearny, NJ, provides supplemental insurance options to help cover gaps left by primary health policies. Its service includes assisting clients in selecting plans that address specific needs such as accident, critical illness, or hospital indemnity coverage. The agency offers ongoing support for policy maintenance, including claims guidance and annual plan reviews. It services a range of property types, including single-family homes, apartment complexes, retail storefronts, and restaurants in the local area.
Secured Insurance Agency serves Kearny, New Jersey, and the surrounding communities throughout Hudson County. As a supplemental insurance agent, it handles policies that cover gaps left by major medical plans, such as accident, cancer, or hospital indemnity coverage. The agency works directly with clients to explain plan options, review existing coverage, and identify where additional protection may be beneficial. For a typical job, it sits down with a homeowner or small-business owner, reviews their specific financial situation, and then matches them with a supplemental policy that addresses their uncovered expenses.
As winter approaches in Kearny, New Jersey, residents often begin assessing their out-of-pocket medical expenses for the coming months. MedChoice Advisors provides guidance on supplemental insurance plans designed to cover gaps that traditional health insurance may leave behind. Located to serve the local community, this agency helps clients review their current coverage and explore options that address specific medical needs. Before proceeding, the agent typically reviews the individual’s existing health situation and concerns during a brief, free initial assessment to determine suitable plan possibilities.
Dynasty Agency assists homeowners, businesses, and property managers in the Kearny, New Jersey area with supplemental insurance coverage to fill gaps in primary health plans. The agency works with clients to evaluate individual needs, presenting options such as accident, critical illness, and hospital indemnity policies. Its brokers provide personalized guidance to help customers understand policy terms and select appropriate benefits. The company also extends its supplemental insurance services to clients throughout nearby Harrison and the broader Newark metropolitan region.
The Bixler Group, LLC distinguishes between one-time policy reviews and recurring plan updates, helping clients in Kearny, NJ, navigate supplemental insurance coverage. Their options include accident, critical illness, and hospital indemnity plans, which are designed to fill gaps left by major medical policies. Service runs on a one-time, scheduled, or as-needed basis, depending on the client's preference for initial enrollment or ongoing policy adjustments.
Borgos Hanlon Henry & Garcia Inc offers personalized supplemental insurance solutions, including policies that cover gaps in primary health plans and provide financial protection for unexpected medical events. Serving the Kearny, New Jersey area, the agency works with clients to assess their individual needs and identify appropriate coverage options that help manage out-of-pocket expenses. During the winter months, it assists families in preparing for increased seasonal health risks or potential hospital stays that standard insurance may not fully cover.
As the seasons change in Kearny, health concerns and coverage gaps often become more apparent for residents. Hilb Group helps local individuals and families address these uncertainties by acting as a supplemental insurance agent. The company focuses on policies that fill financial holes left by primary medical plans, such as accident, cancer, or hospital indemnity coverage. A typical first step involves a free review of current benefits to identify potential vulnerabilities specific to a person's daily life. A straightforward in-home or telephone inspection of existing policies is then scheduled.
Jersey Travel Center & Insurance helps clients secure supplemental insurance coverage designed to fill gaps left by primary health plans. This local agency in Kearny, NJ, focuses on offering additional policies that can assist with out-of-pocket costs, including deductibles and copayments. Such add-ons often provide financial protection during unexpected medical events or hospital stays. The company serves a range of commercial sectors, including offices, warehouses, and food service establishments, tailoring their supplemental offerings to meet the varied needs of these workplaces.
Truck Insurance Agency in Kearny, NJ provides residential supplemental insurance services to local homeowners seeking additional coverage beyond standard policies. The agency also assists commercial clients in the Kearny area with business-related supplemental insurance solutions. Serving customers throughout the surrounding region, the agency works to address gaps in existing health, life, or property policies. Clients commonly return for plan adjustments or follow-up service between regular visits, ensuring their supplemental coverage remains current.
What Does a a Supplemental Insurance Agent in Kearny Cost?
Costs for supplemental insurance in New Jersey vary by policy type, age, and health status. A Medigap Plan G for a 65-year-old in Kearny might range from $120 to $250 per month. Cancer or accident plans often cost $30 to $80 per month. Premiums are set by insurers and may increase over time. This is general information, not insurance advice.
About supplemental insurance agents in Kearny
Supplemental insurance agents in Kearny, New Jersey help residents find policies that cover gaps in primary health insurance. These plans may include Medicare Supplement (Medigap), hospital indemnity, or critical illness coverage. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance, ensuring they meet professional standards.
Frequently Asked Questions
What is a supplemental insurance agent in Kearny?
A supplemental insurance agent is a licensed professional who helps you buy policies that pay for costs not covered by your main health plan. In Kearny, these agents can explain options like accident, cancer, or hospital confinement insurance.
Do I need a supplemental insurance policy in New Jersey?
Supplemental policies can help with deductibles, copays, and non-medical expenses like lost wages. New Jersey does not require you to buy supplemental insurance, but it may be useful if you have a high-deductible health plan or Medicare.
How do I choose a supplemental insurance agent in Kearny?
Look for an agent licensed in New Jersey with experience in the type of coverage you need. Check their standing with the New Jersey Department of Banking and Insurance. Ask about the insurers they represent and compare policy details.
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