The top-rated supplemental insurance agent in Manalapan Township, New Jersey is Sal Sciallo - State Farm Insurance Agent, rated 5.0 stars across 183 reviews. Other highly rated options include Brian Beer: Allstate Insurance, Michael Beer: Allstate Insurance, Maguire Agency. This directory lists 13 supplemental insurance agents serving Manalapan Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sal Sciallo - State Farm Insurance Agent | 298 US-9 | (732) 845-4514 |
| 2 | Brian Beer: Allstate Insurance | 249 Gordons Corner Rd | (732) 972-2899 |
| 3 | Michael Beer: Allstate Insurance | 249 Gordons Corner Rd | (732) 972-2899 |
| 4 | Maguire Agency | 203 US-9 | (732) 414-6840 |
| 5 | InsureYourCompany | 225 Gordons Corner Rd STE 2I | (732) 832-7997 |
| 6 | Independent Insurance Agency | 823 Tennent Rd | (732) 201-2718 |
| 7 | Alliance Risk Management | EAST, 289 NJ-33 | (732) 851-6316 |
| 8 | KNB AGENCY LLC | 21 Concord Dr | (732) 444-3704 |
| 9 | Robust Insurance Solutions LLC | 120 Amberly Dr | (732) 851-5030 |
| 10 | AJ Health and Life | 215 Gordons Corner Rd # 1E | (800) 277-2291 |
Sal Sciallo - State Farm Insurance Agent serves the greater Manalapan Township area in central New Jersey as a supplemental insurance agent. This agency helps clients bridge coverage gaps by offering policies that complement primary health or life plans. Individual plans are tailored to address specific financial needs at different life stages. A typical focus includes assisting residents with hospital indemnity plans for inpatient care costs. The office also regularly handles accident insurance policies for unexpected medical expenses.
Brian Beer: Allstate Insurance provides supplemental insurance solutions designed to fill coverage gaps for individuals. Services typically include accident, critical illness, and hospital indemnity policies that offer additional financial protection. The local agency works to coordinate supplemental plans with existing primary health insurance to help policyholders manage out-of-pocket costs. Maintenance of coverage is handled through routine policy reviews and claims support for existing clients. The agency services a range of properties, including single-family homes, apartments, retail locations, and restaurants, tailoring supplemental options to meet both personal and commercial needs.
Homeowners and small business owners in Manalapan Township, New Jersey can contact Michael Beer: Allstate Insurance for supplemental insurance agent services. These policies help cover gaps left by primary health or property plans, offering additional financial protection for unexpected expenses. The agent provides personalized consultations to assess each client’s specific coverage needs. Service also extends to clients in neighboring communities throughout Monmouth County.
Serving Manalapan Township and the surrounding central New Jersey communities, Maguire Agency works as a supplemental insurance agent, helping clients with policies that fill gaps left by primary health or Medicare coverage. It assists individuals in evaluating options for dental, vision, accident, and critical illness plans. For a typical job, the agency reviews a client’s existing coverage and personal needs, then presents a short list of suitable supplementary products to ensure more complete protection without unnecessary duplication.
In Manalapan Township, New Jersey, InsureYourCompany assists local businesses with both onetime supplemental insurance policies and ongoing coverage programs that renew based on client need. Supplemental insurance agents in this area generally help fill gaps left by standard health or disability plans, addressing specific financial exposures for employers or self-employed individuals. Services provided by this company are available on a scheduled basis, with consultations arranged at times that suit each client’s operational calendar.
Independent Insurance Agency, based in Manalapan Township, New Jersey, specializes in filling the coverage gaps left by standard health plans, such as accident, cancer, and critical illness insurance. It complements these offerings with general supplemental plans that help cover out-of-pocket medical costs and lost income. The agency assists clients in navigating the enrollment process and tailoring policies to individual needs. It is particularly helpful for local residents seeking financial protection during open enrollment periods or after a sudden medical event.
As winter weather approaches, many Manalapan Township residents review their health coverage to prepare for seasonal illnesses and medical appointments. Alliance Risk Management serves the local community as a supplemental insurance agent, helping individuals identify policies that fill gaps in primary health or Medicare plans. The company offers guidance on options such as accident, critical illness, or hospital indemnity insurance. An initial assessment is arranged by appointment, during which a representative reviews the client’s current benefits and discusses potential supplementary solutions.
KNB AGENCY LLC works to help individuals address gaps in their health coverage through supplemental insurance plans in Manalapan Township, New Jersey. The agency focuses on policies that complement primary medical insurance, such as accident, critical illness, and hospital indemnity benefits. Businesses seeking to offer these additional benefits to their employees can receive guidance on plan options. The agency advises offices, warehouses, and food service operations on structuring supplemental insurance that fits their workforce needs.
Robust Insurance Solutions LLC in Manalapan Township, NJ is known for offering supplemental insurance plans that fill coverage gaps left by primary health policies. Its service range includes Medicare supplements, critical illness plans, and hospital indemnity options for local residents seeking extra financial protection. The company helps individuals understand how these policies coordinate with existing benefits to address out-of-pocket costs. A specialty service it can add on is accident insurance, which provides cash benefits directly to policyholders after an accidental injury.
AJ Health and Life provides supplemental insurance services to residents of Manalapan Township, while also offering commercial coverage to businesses in the surrounding area of New Jersey. The agency assists clients in identifying gap-filling policies that complement existing health and life plans. Their ongoing support includes policy reviews and claims assistance, with follow-up visits between regular enrollment periods to ensure coverage remains aligned with client needs.
What Does a a Supplemental Insurance Agent in Manalapan Township Cost?
Supplemental insurance costs in New Jersey vary by plan type, age, and health status. For example, Medigap Plan G premiums for a 65-year-old typically range from $120 to $250 per month. Dental plans may cost $30 to $60 monthly. Costs are not regulated by the state and can differ between carriers. This is general information and not insurance advice.
About supplemental insurance agents in Manalapan Township
Supplemental insurance agents in Manalapan Township help residents fill gaps in Medicare or employer health plans. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance. These professionals can explain how plans like Medigap or hospital indemnity work alongside your primary coverage.
Frequently Asked Questions
What types of supplemental insurance can an agent in Manalapan Township offer?
Agents can offer Medicare Supplement (Medigap) plans, dental, vision, critical illness, accident, and hospital indemnity policies. In New Jersey, Medigap plans follow federal standards but have state-specific open enrollment rules.
Do I need a license to sell supplemental insurance in New Jersey?
Yes, agents must hold a valid New Jersey insurance producer license. They must complete pre-licensing education and pass state exams. You can verify a license on the New Jersey Department of Banking and Insurance website.
How do I choose a supplemental insurance agent in Manalapan Township?
Look for an agent with experience in New Jersey plans and who explains policy details clearly. Check their license status and ask about carrier options. Many agents offer free consultations to review your needs.
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