The top-rated supplemental insurance agent in Moorestown, New Jersey is Thomas McLaughlin - State Farm Insurance Agent, rated 5.0 stars across 587 reviews. Other highly rated options include Senior Advisors, Jeffrey Grady Insurance, Cornerstone Agency Services, Moorestown, NJ. This directory lists 16 supplemental insurance agents serving Moorestown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thomas McLaughlin - State Farm Insurance Agent | 285 S Church St # 3 | (856) 642-1400 |
| 2 | Senior Advisors | 214 W Main St #101 | (856) 866-8900 |
| 3 | Jeffrey Grady Insurance | 119 E Main St | (856) 955-0100 |
| 4 | Cornerstone Agency Services, Moorestown, NJ | 123 E Main St | (856) 499-5191 |
| 5 | Saratoga Medicare Advisors, LLC. | 7 E Main St | (856) 263-3152 |
| 6 | Based Coverage Insurance NJ | 125 W Main St | (856) 336-9343 |
| 7 | Secure Insurance of NJ | 901 Lancer Dr | (856) 554-0019 |
| 8 | DiSpirito Insurance Agency - Michael A DiSpirito Insurance Agency LLC | 19 E Main St Ste D2 | (856) 380-0888 |
| 9 | Moorestown Insurance Agency | 41 E Main St | (732) 426-3445 |
| 10 | Lubenow Agency | 214 W Main St #203 | (856) 866-2020 |
Thomas McLaughlin - State Farm Insurance Agent serves the Moorestown, New Jersey area and surrounding communities as a supplemental insurance agent. The agency helps local residents and families bridge gaps left by primary health or life insurance coverage. Policy options are selected to address unexpected costs that major medical plans may not fully cover. Supplemental insurance products offered include hospital indemnity plans that provide fixed cash benefits for covered inpatient stays. The office also assists with accident insurance policies that pay directly to the policyholder following an unintended injury.
Senior Advisors in Moorestown, New Jersey, is known for providing supplemental insurance solutions to local residents, addressing gaps left by standard health plans. The agency assists clients in selecting policies that cover deductibles, copayments, and other out-of-pocket expenses not covered by primary insurance. Its services focus on helping individuals navigate complex plan options to find suitable coverage for their specific needs. As a specialty add-on, the company can offer hospital indemnity plans that provide fixed cash benefits during a medical stay.
Jeffrey Grady Insurance in Moorestown, NJ, provides supplemental insurance agent services tailored to help individuals and businesses fill gaps left by primary health plans. These services include assisting clients with policy selection for accident, critical illness, and hospital indemnity coverage. Ongoing support covers policy reviews, claims guidance, and updates to match changing needs. The company serves single-family homes, apartments, retail locations, and restaurants within the area.
Homeowners and business owners in the Moorestown area turn to Cornerstone Agency Services for supplemental insurance policies that help cover gaps left by major medical plans. The agency serves clients looking to protect their financial stability from unexpected healthcare costs. Its team works with local residents to find Medicare supplement and other critical-illness coverage to fit their needs. Along with Moorestown, the company also extends its services to the nearby Cherry Hill community in New Jersey.
Serving Moorestown, New Jersey, and the surrounding communities, Saratoga Medicare Advisors, LLC handles supplemental insurance plans for local clients. The agency helps individuals navigate their options, focusing on policies that complement existing Medicare coverage. To complete a typical job, it reviews a client’s current healthcare needs and budget, then compares available plans from multiple carriers to identify suitable coverage solutions.
Based Coverage Insurance NJ in Moorestown serves as a supplemental insurance agent, helping clients bridge gaps left by primary health plans. Service options differ between one-time policy sales and recurring plan management, each requiring tailored eligibility review. The agency’s local focus ensures coverage specifics address regional medical service variations. Consultations and plan adjustments are available as needed, with service running on an as-needed basis for both new enrollments and ongoing policy changes.
Secure Insurance of NJ, located in Moorestown, provides specialty supplemental coverage including accident, critical illness, and hospital indemnity plans. It works closely with individuals and families to bridge gaps left by major medical insurance, ensuring out-of-pocket costs are more manageable. The company serves local residents seeking financial protection during unexpected health events. As open enrollment periods approach, it helps clients evaluate their current policies and adjust coverage to meet changing medical needs and seasonal health risks like flu season.
As the seasons change in Moorestown, NJ, many individuals consider filling gaps in their existing health coverage. DiSpirito Insurance Agency - Michael A DiSpirito Insurance Agency LLC offers supplemental insurance solutions that help cover out-of-pocket costs those standard policies may leave. A local supplemental insurance agent assists clients in understanding options for unexpected medical expenses, lost income, or critical illness events. An initial consultation assesses a client’s current coverage and personal circumstances to recommend appropriate supplemental plans before completing a full inspection or needs review.
Moorestown Insurance Agency provides supplemental insurance policies designed to fill coverage gaps left by primary health plans. Based in Moorestown, NJ, the firm focuses on offering affordable add-on benefits such as accident, critical illness, and hospital indemnity plans. These policies help local residents and employees manage out-of-pocket costs from deductibles and unexpected medical events. The agency serves clients across multiple commercial sectors, including office environments, industrial warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Moorestown Cost?
Typical costs for supplemental insurance in New Jersey vary by plan type and provider. Medigap Plan G premiums for a 65-year-old in Moorestown often range from 120 to 250 dollars per month. Medicare Advantage plans may have lower monthly premiums, sometimes 0 to 50 dollars, but include cost-sharing for services. Costs depend on your age, location, and health status. This is general information, not insurance advice.
About supplemental insurance agents in Moorestown
Supplemental insurance agents in Moorestown, New Jersey help residents find policies that cover gaps in Medicare or employer health plans. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance. These agents can explain Medigap plans, which must follow federal and state standards for coverage and enrollment periods.
Frequently Asked Questions
What does a supplemental insurance agent in Moorestown do?
A supplemental insurance agent helps you compare and enroll in plans like Medigap or Medicare Advantage. They review your health needs and budget to find suitable options. Agents must follow New Jersey regulations on sales practices and disclosures.
When can I enroll in a Medigap plan in New Jersey?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. Outside this window, insurers may deny coverage or charge higher premiums based on health.
Are there New Jersey rules for Medicare Advantage plans?
Yes, New Jersey requires Medicare Advantage plans to cover emergency services nationwide and offer a minimum network of providers. Plans must also follow state rules on prior authorization and appeals. An agent can explain how these rules affect your coverage in Moorestown.
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