The top-rated supplemental insurance agent in Morristown, New Jersey is Swyfft, rated 4.5 stars across 1,202 reviews. Other highly rated options include Vishant Hathi - State Farm Insurance Agent, World Insurance Associates LLC, Troy Evans - State Farm Insurance Agent. This directory lists 10 supplemental insurance agents serving Morristown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Swyfft | 350 Mt Kemble Ave | (855) 479-9338 |
| 2 | Vishant Hathi - State Farm Insurance Agent | 22 Pine St | (973) 998-9747 |
| 3 | World Insurance Associates LLC | 225 Madison Ave | (973) 539-9300 |
| 4 | Troy Evans - State Farm Insurance Agent | 99 Washington St | (973) 998-7660 |
| 5 | Knightly Insurance Agency | 11 Hill St | (973) 795-7700 |
| 6 | Empire Insurance New Jersey | 10 Spring St | (973) 321-7340 |
| 7 | Indemnity Insurance CO | 9 King Pl | (201) 474-3118 |
| 8 | Strength Insurance NJ | 22 Morris St | (862) 200-9732 |
| 9 | Robert Lloyd Coutts & Sons | 46 Washington St | (973) 539-4900 |
| 10 | ALL WAYS INSURANCE AGENCY LLC | 12 Springview Dr | (973) 796-2892 |
Swyfft serves the Morristown area of Morris County as a supplemental insurance agent. It offers policies that help cover expenses not paid by primary health or major medical plans. Supplemental insurance can provide financial protection for unexpected gaps in standard coverage. Clients can receive cash benefits directly to manage deductibles, copays, or lost income during recovery. The company handles critical illness insurance and hospital indemnity plans for local residents.
Vishant Hathi - State Farm Insurance Agent in Morristown, NJ, provides a range of supplemental insurance policies that help cover costs not paid by primary health plans. These services include accident, critical illness, and hospital indemnity plans, which offer direct cash benefits for unexpected medical events. The office maintains regular service hours for plan inquiries and policy adjustments, assisting clients with claims support and coverage reviews. This agency services single-family homes, apartments, retail establishments, and restaurants in the local area.
World Insurance Associates LLC works with individuals and businesses in and around Morristown, New Jersey to address gaps in primary health coverage. The agency focuses on supplemental insurance options, which help pay for expenses not covered by standard medical plans. These policies often include benefits for accidents, critical illnesses, and hospital stays. By offering these specialized add-ons, the company provides a financial buffer for unexpected health events. It can serve a range of commercial sectors, including offices, warehouses, and food service operations.
Serving homeowners, business owners, and renters in the Morristown area, this agency provides supplemental insurance solutions that help fill gaps left by standard health and life coverage. The agent customizes plans to address individual needs, focusing on accident, critical illness, and hospital indemnity policies to offer added financial protection. Services are delivered with clear explanations of benefits and claim support to ensure clients understand their options. The agency also serves neighboring communities and covers the greater Morris County metro region.
Based in Morristown, New Jersey, Knightly Insurance Agency serves Morristown and the surrounding communities with supplemental insurance products. It handles coverage designed to help fill gaps left by primary health plans. These policies assist with out-of-pocket costs such as deductibles, copays, and extended hospital stays. Understanding that each client’s financial situation and health needs differ, the agency follows a consultative approach. It typically reviews a client’s existing coverage before recommending specific supplemental plans to address their identified exposures.
Empire Insurance New Jersey specializes in offering supplemental insurance policies that cover gaps left by primary health plans, serving residents in Morristown and the surrounding area. The agency helps clients with applications, policy selections, and claims support for Medicare supplements, accident plans, and critical illness coverage. Its general service work involves reviewing individual needs to recommend appropriate additional protection. As the open enrollment period for Medicare approaches each fall, the company provides guidance to seniors seeking to adjust their supplemental coverage.
Some supplemental insurance services operate on a one-time basis, handling a single application, while others offer recurring service to review and adjust coverage each year. Located in Morristown, NJ, Indemnity Insurance CO works with clients to address gaps in primary health plans, such as accident, critical illness, or hospital indemnity policies. The coverage is designed to pay cash benefits directly to the policyholder for covered events. Adjustments to coverage are available as needed, with service running on a scheduled basis each policy term.
As the seasons change in Morristown, residents often face shifts in healthcare coverage needs that their primary plans may not fully address. Strength Insurance NJ serves as a supplemental insurance agent helping clients fill these critical gaps. They offer individualized assessments to explain options like accident, critical illness, and hospital indemnity plans. Every consultation begins with a thorough review of existing coverage to identify specific vulnerabilities. This initial inspection ensures that any supplemental policy aligns precisely with the client’s unique medical and financial circumstances before enrollment begins.
Robert Lloyd Coutts & Sons works with individuals and small groups to secure supplemental insurance policies that fill gaps in primary health coverage. Serving the Morristown area, the firm concentrates on accident, critical illness, and hospital indemnity plans as specialty add-ons. Its agents explain how these products help manage out-of-pocket costs and lost income during unexpected medical events. The company can arrange coverage for local offices, warehouses, and food service operations, tailoring policies to the specific needs of each workplace.
ALL WAYS INSURANCE AGENCY LLC helps residential clients in Morristown, NJ secure supplemental insurance to cover gaps left by primary health plans. The agency also offers similar commercial coverage options for local small businesses operating in the surrounding Morris County area. Agents work with carriers to find policies that add financial protection for everyday medical expenses or unexpected hospital stays. They remain available for follow‑up questions and can adjust a client’s plan between regular annual visits as coverage needs evolve.
What Does a a Supplemental Insurance Agent in Morristown Cost?
Supplemental insurance premiums in New Jersey vary by plan type age and location. Medigap Plan G for a 65-year-old in Morristown typically costs between $120 and $250 per month. Medicare Advantage plans often have lower premiums but may include copays for services. Costs can change each year based on insurer pricing and your health status. This is general information and not insurance advice.
About supplemental insurance agents in Morristown
Supplemental insurance agents in Morristown New Jersey help residents find policies that cover gaps in original Medicare. These plans can pay for deductibles copayments and coinsurance. New Jersey state law requires Medigap policies to be guaranteed issue for eligible beneficiaries during open enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Morristown New Jersey?
A supplemental insurance agent is a licensed professional who helps you compare and buy Medigap or Medicare Advantage plans. They work with multiple insurance companies to find a policy that fits your health needs and budget.
When can I enroll in a Medigap plan in New Jersey?
New Jersey residents have a six-month Medigap open enrollment period. This period starts on the first day of the month you are both 65 or older and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Does New Jersey require Medigap insurers to offer specific plans?
Yes New Jersey law requires insurers to offer Medigap Plans A B C D F G K L M and N to eligible beneficiaries. Some plans are only available to those who turned 65 before 2020. Always check current plan availability with your agent.
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