The top-rated supplemental insurance agent in Parsippany, New Jersey is Said Shamsudin - State Farm Insurance Agent, rated 5.0 stars across 166 reviews. Other highly rated options include GA Financial Group LLC, NJM Insurance Group - Parsippany, NJ, Love Parikh at Comparion Insurance Agency. This directory lists 13 supplemental insurance agents serving Parsippany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Said Shamsudin - State Farm Insurance Agent | 342 Parsippany Rd | (973) 334-5111 |
| 2 | GA Financial Group LLC | 342 Parsippany Rd unit 6 | (862) 254-8125 |
| 3 | NJM Insurance Group - Parsippany, NJ | 1 Sylvan Way | (973) 455-7200 |
| 4 | Love Parikh at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 512-6835 |
| 5 | Comparion Insurance Agency | 4 Campus Dr #102 | (973) 539-6080 |
| 6 | Ben Michalik: Allstate Insurance | 342 Parsippany Rd | (973) 884-8700 |
| 7 | Maxine Melo at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4341 |
| 8 | The Diversified Companies | 322 US-46 #260 | (973) 233-6840 |
| 9 | Secure Insurance LLC | 399 Jefferson Rd | (973) 221-2383 |
| 10 | Sean Mueller at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4370 |
Said Shamsudin - State Farm Insurance Agent, located in Parsippany, NJ, provides supplemental insurance policies that help cover out-of-pocket costs not included in major medical plans. These offerings often include accident, critical illness, and hospital indemnity coverage, with flexible enrollment periods available. The company assists clients in reviewing their existing health coverage and identifying gaps, then recommends supplemental plans to fill those gaps. It services single-family homes, apartments, retail establishments, and restaurants in the local Parsippany area.
GA Financial Group LLC serves homeowners and small-business owners in Parsippany, New Jersey who need supplemental insurance coverage beyond their primary policies. The agency helps clients fill gaps in health, accident, or disability protection through personalized plan options. Its team focuses on explaining policy details clearly so each customer understands what extra benefits they obtain. Weekly appointments are available for those seeking additional security for unexpected medical or income-loss events. GA Financial Group LLC also assists residents throughout neighboring Morris County and the greater Newark metropolitan area.
NJM Insurance Group, based in Parsippany, serves Morris County and the greater New Jersey area as a supplemental insurance agent. This agency helps clients bridge gaps not covered by primary health plans, offering policies that provide extra financial protection for unexpected medical costs and everyday needs. Their role includes explaining how these additional plans can reduce out-of-pocket expenses. Specific services they handle include accident insurance and critical illness coverage, which give policyholders direct cash benefits for qualifying events.
Serving Parsippany and the surrounding communities in Morris County, Love Parikh at Comparion Insurance Agency handles supplemental insurance to help clients fill coverage gaps left by primary policies. This includes offerings such as accident, critical illness, and hospital indemnity plans. Atypical jobs begin with a consultation to assess individual needs and risk factors. Needs are then matched to suitable supplemental policies from available carriers. Each case is handled by clearly explaining policy terms, limits, and the claims process to ensure the client understands their choices before making a decision.
Comparion Insurance Agency serves the Parsippany, New Jersey area and its surrounding communities, handling supplemental insurance policies that fill gaps in primary health coverage. It helps individuals secure plans for specific needs like accidents, critical illness, or hospital stays. The agency begins each case by assessing a client’s existing coverage and personal circumstances, then presents suitable policy options from available carriers. Its general approach involves comparing plan features and costs to identify a practical solution that addresses the client’s identified risk.
Ben Michalik: Allstate Insurance, serving Parsippany and surrounding areas, helps clients navigate the difference between one-time plans, such as accident-specific policies, and recurring supplemental coverage like hospital indemnity or critical illness insurance, which renews periodically. Supplemental insurance agents assist in bridging gaps left by primary health insurance. This agency provides standard products and informs customers about policy features. Services are available on an as-needed basis, with consultations arranged by appointment or when clients request plan modifications or new quotes.
As the changing seasons bring new health concerns for residents in Parsippany, supplemental insurance agents offer focused coverage options beyond standard plans. Maxine Melo at Comparion Insurance Agency helps individuals fill gaps in their existing policies, providing services that address local needs for added financial protection. This agency specializes in policies that cover deductibles and co-pays for unexpected medical events. After an initial conversation to assess specific requirements, the process typically begins with a straightforward application and a review of personal health circumstances.
The Diversified Companies specializes in supplemental insurance options designed to cover gaps that major medical plans often leave behind. Based in Parsippany, NJ, the agency generally assists individuals and families with policies for accident, critical illness, and hospital indemnity protection. These supplemental plans provide direct cash benefits for unexpected out-of-pocket costs, helping policyholders manage deductibles and copays. During open enrollment periods or after a significant life event like a new job or a change in family health needs, it helps clients adjust their existing coverage to ensure continued financial security.
Secure Insurance LLC helps clients in Parsippany, New Jersey, identify gaps in their basic health coverage and supplements these with tailored supplemental insurance plans. The company focuses on policies that address out-of-pocket expenses not covered by primary medical insurance. Their supplemental offerings can include options for dental, vision, critical illness, or accident-related care. This local agency serves a range of commercial sectors, including offices, warehouses, and food service operations requiring flexible employee benefit solutions.
Sean Mueller at Comparion Insurance Agency serves residential clients in Parsippany, New Jersey, with supplemental insurance plans. The agency also offers commercial coverage to local businesses, ensuring they have access to gap-filling policies beyond standard health or life insurance. Service extends throughout Parsippany and the surrounding areas, providing tailored solutions for customers’ unique needs. Sean Mueller follows up after each policy is in place, checking in between regular visits to adjust coverage as life changes require.
What Does a a Supplemental Insurance Agent in Parsippany Cost?
Medigap premiums in New Jersey vary by plan type and insurer. Plan G averages around $150 to $250 per month for a 65-year-old in Parsippany. Medicare Advantage plans may have $0 premiums but include cost-sharing. Costs depend on your age, health, and chosen plan. This is general information, not insurance advice.
About supplemental insurance agents in Parsippany
Supplemental insurance agents in Parsippany, New Jersey help residents choose Medigap policies or Medicare Advantage plans. New Jersey law requires that Medigap policies be guaranteed issue during the six-month open enrollment period starting when you turn 65. Local agents can explain how state regulations affect your coverage options and premiums.
Frequently Asked Questions
What is a supplemental insurance agent in Parsippany?
A supplemental insurance agent in Parsippany helps you buy Medigap or Medicare Advantage plans that cover costs not paid by Original Medicare. They are licensed in New Jersey and must follow state rules for policy sales and disclosures.
When can I enroll in a Medigap plan in New Jersey?
In New Jersey you have a six-month open enrollment period that starts the month you turn 65 and are enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Do New Jersey agents charge fees for their services?
Most supplemental insurance agents in New Jersey are paid commissions by the insurance company, not by you. You typically do not pay a separate fee for agent services when purchasing a policy.
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