The top-rated supplemental insurance agent in Princeton, New Jersey is Ellen Nita - State Farm Insurance Agent, rated 4.9 stars across 108 reviews. Other highly rated options include Defy Insurance Agency, CJ Duran - State Farm Insurance Agent, Halberstadt Insurance Services, LLC. This directory lists 15 supplemental insurance agents serving Princeton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ellen Nita - State Farm Insurance Agent | 33 State Rd Suite 1A | (609) 924-0080 |
| 2 | Defy Insurance Agency | 116 Village Blvd #200 | (877) 780-4626 |
| 3 | CJ Duran - State Farm Insurance Agent | 234 Nassau St | (609) 921-7059 |
| 4 | Halberstadt Insurance Services, LLC | 50 N Tulane St | (609) 921-2996 |
| 5 | Easy Insurance Solution Princeton | 702 Alexander Rd | (609) 630-4972 |
| 6 | Princeton Insurance Agency, Inc | 271 Wall St | (732) 426-3499 |
| 7 | Insurance Vital Care | 116 Village Blvd suite 311 | (609) 554-5757 |
| 8 | Compass Student Insurance | 116 Village Blvd Suite 306 | (781) 356-1999 |
| 9 | Best insurance Princeton | 3 Independence Way # 400 | (609) 630-4971 |
| 10 | Howe Insurance Group | 1000 Herrontown Rd | (609) 924-0095 |
Ellen Nita - State Farm Insurance Agent serves the Princeton, New Jersey metro area as a supplemental insurance agent. The company helps local residents fill gaps in their primary health coverage. It focuses on providing policies that cover unexpected deductibles and copays. Common services include Medicare supplement plans for those eligible for federal health insurance. Specific services regularly handled include accident and hospital indemnity policies that provide cash benefits during recovery.
Defy Insurance Agency provides supplemental insurance policies that help bridge gaps left by standard major medical coverage. Serving the Princeton, New Jersey area, the agency offers plans designed to manage out-of-pocket costs and provide financial support for unexpected health events. These policies typically include cash benefits paid directly to the insured. Service assistance includes plan selection guidance and claims support. The agency focuses on helping individuals and families supplement their existing coverage, along with serving local businesses such as retail stores and restaurants.
CJ Duran - State Farm Insurance Agent in Princeton, NJ, serves homeowners, renters, and small business owners seeking supplemental insurance coverage to address gaps in their primary policies. This agency helps clients evaluate options like hospital indemnity or accident plans that pay cash benefits directly. They focus on explaining how supplemental plans can ease out-of-pocket medical costs and deductibles. Residents of Lawrence Township also work with this agent for similar supplemental insurance needs.
Serving Princeton, New Jersey, and the surrounding Mercer County communities, Halberstadt Insurance Services, LLC works as a local supplemental insurance agent. It assists clients with identifying coverage options that address gaps left by primary health plans. To determine a client’s specific risks and budget, the company typically schedules a personal consultation to review existing policies, explains the terms and limits of available supplemental plans, and then presents a tailored set of options for final selection.
Easy Insurance Solution Princeton offers both one-time and recurring plan reviews for supplemental insurance needs. Medicare supplement, critical illness, accident, and hospital indemnity policies help bridge gaps left by primary health insurance. Residents in Princeton, New Jersey, can consult an agent to compare coverage options. Service appointments are available on a one-time, scheduled, or as-needed basis to accommodate individual policy renewal cycles.
Princeton Insurance Agency, Inc in Princeton, NJ guides residents through supplemental insurance needs, offering policies that fill gaps left by primary health plans. They also provide commercial coverage options for local businesses throughout the greater Princeton area. Their agents work with clients to understand how Medicare supplements, accident policies, or critical illness plans might apply to individual circumstances. After an initial consultation or enrollment, the agency maintains contact for policy reviews and can address changes or questions before the next scheduled check-in.
Insurance Vital Care in Princeton, New Jersey, is recognized for helping clients close coverage gaps left by traditional health plans through focused supplemental insurance options. Its services provide policies that address out-of-pocket expenses from hospital stays, accidents, and critical illnesses. Residents needing to manage deductibles or co-pays may find these plans offer additional financial support for unexpected medical events. The agency also specializes in adding cancer-specific insurance policies that provide cash benefits directly to the policyholder upon a qualifying diagnosis.
As seasonal changes bring new health concerns to central New Jersey, Best insurance Princeton helps residents fill gaps in their Medicare and medical coverage. This supplemental insurance agent serving the Princeton area works with individuals to identify policies that address out-of-pocket expenses like copays and deductibles. Their process begins with a personal assessment of each client’s current plan and anticipated medical needs, followed by a review of available coverage options. An initial consultation or plan review is scheduled to inspect existing policies and identify potential improvements.
Based in Princeton, New Jersey, Howe Insurance Group serves as a supplemental insurance agent. The company focuses on providing specialized coverage that fills the gaps left by standard health insurance policies. Typical offerings often include dental, vision, and critical illness plans. Additionally, the agency frequently provides accident insurance to individuals seeking extra financial protection. For local businesses, the company assists by securing supplemental coverage for employees. It can serve a wide range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Princeton Cost?
Supplemental insurance costs in New Jersey vary by plan type age and carrier. Medigap Plan G premiums typically range from 150 to 300 dollars per month for a 65-year-old in Princeton. Costs can be higher for older applicants or those with pre-existing conditions. This is general information not insurance advice.
About supplemental insurance agents in Princeton
Supplemental insurance agents in Princeton help residents navigate Medigap and other gap coverage options. New Jersey law guarantees a six-month open enrollment period for Medicare Supplement plans starting when you turn 65 and enroll in Part B. Agents can explain how state-specific rules like guaranteed issue rights apply to your situation.
Frequently Asked Questions
What does a supplemental insurance agent in Princeton do?
A supplemental insurance agent helps you compare and enroll in plans like Medigap or hospital indemnity insurance. They explain policy details and ensure you meet New Jersey enrollment deadlines.
When can I enroll in a Medigap plan in New Jersey?
You have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. Outside this window you may face medical underwriting unless you qualify for a guaranteed issue right.
Are there New Jersey laws that protect me when buying supplemental insurance?
Yes. New Jersey has a guaranteed issue law for Medigap plans during open enrollment and in certain situations like losing employer coverage. Agents must follow state rules on marketing and disclosure.
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