The top-rated supplemental insurance agent in Scotch Plains, New Jersey is Jason Bartlett - State Farm Insurance Agent, rated 5.0 stars across 193 reviews. Other highly rated options include John Powell - State Farm Insurance Agent, Empire Insurance Group, NJ, Nelson C. Espeland: Allstate Insurance. This directory lists 10 supplemental insurance agents serving Scotch Plains.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Bartlett - State Farm Insurance Agent | 431 Park Ave | (908) 322-4373 |
| 2 | John Powell - State Farm Insurance Agent | 2253 South Ave Ste 8 | (908) 928-0900 |
| 3 | Empire Insurance Group, NJ | Spruce Mill Ln | (908) 400-0100 |
| 4 | Nelson C. Espeland: Allstate Insurance | 2284 South Ave | (908) 233-6300 |
| 5 | Medicare Life Brokers LLC | 1812 Front St | (855) 503-2128 |
| 6 | Shults Insurance Agency Inc. | 377 Park Ave | (908) 889-7444 |
| 7 | Allstate Scotch Plains Westfield | 2284 South Ave | (908) 233-6300 |
| 8 | Farmers Insurance - Sammy Jimenez | 1791 E 2nd St | (908) 264-0100 |
| 9 | The Wildstein Group, LLC | 1541 Ashbrook Dr | — |
| 10 | Gottesmann Agency | 1906 Westfield Ave # A | (908) 322-2304 |
What Does a a Supplemental Insurance Agent in Scotch Plains Cost?
Supplemental insurance costs in New Jersey vary by plan type, age, and insurer. Medigap Plan G premiums for a 65-year-old in Scotch Plains typically range from $120 to $250 per month. Medicare Advantage plans may have lower premiums but higher out-of-pocket costs. This is general information, not insurance advice.
About supplemental insurance agents in Scotch Plains
Supplemental insurance agents in Scotch Plains, New Jersey help residents fill gaps in Medicare coverage. Under New Jersey law, agents must be licensed by the state Department of Banking and Insurance. They can explain Medigap plans, Medicare Advantage, and other private policies that cover costs like deductibles and copayments.
Frequently Asked Questions
What is a supplemental insurance agent in Scotch Plains?
A supplemental insurance agent is a licensed professional who helps you buy private health insurance to cover costs not paid by Original Medicare. In New Jersey, agents must follow state regulations and disclose their license status.
When can I enroll in a Medigap plan in New Jersey?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy in New Jersey without medical underwriting.
Are there state-specific rules for supplemental insurance in New Jersey?
Yes. New Jersey requires all Medigap plans to offer guaranteed issue rights in certain situations. The state also has a Medicare Supplement Insurance Guaranty Association to protect policyholders if an insurer fails.
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