The top-rated supplemental insurance agent in South Plainfield, New Jersey is Daniel Barros - State Farm Insurance Agent, rated 4.9 stars across 436 reviews. Other highly rated options include Frank P Licato Agency LLC, State Farm Insurance, Strategic Insurance Partners/Kape Insurance. This directory lists 10 supplemental insurance agents serving South Plainfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel Barros - State Farm Insurance Agent | Ste 1W, 430 Hamilton Blvd S | (908) 941-9076 |
| 2 | Frank P Licato Agency LLC | 2325 Plainfield Ave #2a | (908) 757-5500 |
| 3 | State Farm Insurance | 430 Hamilton Blvd 1st Floor Ste 1W | (908) 941-9076 |
| 4 | Strategic Insurance Partners/Kape Insurance | 510 Hamilton Blvd | (908) 757-6666 |
| 5 | Amogh Associates Llc | 904 Oak Tree Ave Suite B | (908) 941-5248 |
| 6 | Kathy Jones Agency, LLC | 2406 Park Ave | (908) 251-2582 |
| 7 | Loyalty Insurance Agency | 2443 Plainfield Ave | (908) 340-0328 |
| 8 | BEEKAY FINANCIAL SERVICES | 50 Cragwood Rd | (908) 315-3956 |
| 9 | Cancela Insurance Brokerage LLC | 142 Oak Tree Ave #1c | (909) 568-1301 |
| 10 | Anthony Cancela Jr, Financial Services Professional - New York Life | 142 Oak Tree Ave #1c | (908) 756-5126 |
What Does a a Supplemental Insurance Agent in South Plainfield Cost?
Typical costs for supplemental insurance in New Jersey vary by plan type and age. For Medigap Plan G, monthly premiums in South Plainfield often range from $120 to $250 for a 65-year-old. Cancer and accident plans may cost $30 to $80 per month. These amounts depend on the insurer and your health history. This is general information and not insurance advice.
About supplemental insurance agents in South Plainfield
Supplemental insurance agents in South Plainfield, New Jersey help residents find policies that cover gaps in primary health insurance. These agents can explain options like Medicare Supplement plans, which are standardized under New Jersey state law. Local agents also guide clients through the annual open enrollment period for Medicare Advantage and Part D plans.
Frequently Asked Questions
What is a supplemental insurance agent in South Plainfield?
A supplemental insurance agent helps you buy policies that pay for costs not covered by your main health plan. In New Jersey, these agents must hold a valid state insurance license. They can offer plans for dental, vision, cancer, and accident coverage.
When can I enroll in a Medigap plan in New Jersey?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge more for pre-existing conditions. After this window, you may face medical underwriting in New Jersey.
Does New Jersey regulate supplemental insurance rates?
Yes, the New Jersey Department of Banking and Insurance reviews and approves Medigap plan rates each year. Insurers must file their rates and cannot change them without state approval. This helps keep costs predictable for policyholders.
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