The top-rated supplemental insurance agent in Trenton, New Jersey is Freeway Insurance, rated 4.8 stars across 494 reviews. Other highly rated options include NJM Insurance Group, Evergreen insurance NJ, Peter Massaquoi Insurance Agency, LLC. This directory lists 10 supplemental insurance agents serving Trenton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1684 Pennington Rd | (609) 224-1209 |
| 2 | NJM Insurance Group | 301 Sullivan Way | (800) 232-6600 |
| 3 | Evergreen insurance NJ | 4315 S Broad St | (609) 262-0001 |
| 4 | Peter Massaquoi Insurance Agency, LLC | 439 S Broad St #104 | (609) 571-3037 |
| 5 | Karl Weidel Inc | 23 S Warren St | (609) 599-2588 |
| 6 | CP Insurance Co | 206 N Broad St | (609) 212-4797 |
| 7 | Deswert Insurance | 1400 Cedar Ln | (609) 587-9892 |
| 8 | PG Insurance Ltd. | 16-18 Passaic St | (609) 212-4611 |
| 9 | Buy Smart Insurance, LLC. | 127 N Broad St Suite 4 | (609) 341-0185 |
| 10 | Humana in Trenton | 278 N Willow St | (888) 217-2944 |
Freeway Insurance serves the Trenton, New Jersey metro area as a supplemental insurance agent, providing coverage options that fill gaps left by standard health and life policies. These plans assist individuals in managing out-of-pocket medical expenses and unexpected financial burdens. The agency helps clients navigate Medicare supplements and accident insurance policies, ensuring residents can maintain protection beyond their primary coverage. They also facilitate enrollment in hospital indemnity plans and critical illness insurance within the local community.
NJM Insurance Group serves the Trenton, New Jersey metro area as a supplemental insurance agent. It helps clients bridge gaps in their primary health coverage by offering plans that pay cash benefits directly to the policyholder. These plans can assist with out-of-pocket medical expenses not covered by major medical insurance. The agency specifically handles accident insurance and critical illness coverage for local residents.
Evergreen Insurance NJ in Trenton offers supplemental insurance agency services designed to fill gaps left by primary health or Medicare coverage. Its service model focuses on helping clients evaluate and select supplementary plans for costs such as deductibles, copays, and prescription expenses. The agency assists with annual enrollment reviews and policy adjustments as medical needs or regulations change. It serves single-family homes, apartment residents, retail customers, and restaurant staff.
Peter Massaquoi Insurance Agency, LLC serves homeowners, businesses, and property managers in Trenton, New Jersey, seeking supplemental insurance coverage. The agency helps clients fill gaps in their primary policies, offering plans to cover unexpected costs from accidents, illnesses, or property damage. It assists individuals in understanding plan options and enrolling in suitable benefits. The company also provides services for residents and commercial properties throughout the surrounding Mercer County area, including the neighboring community of Lawrenceville.
Serving Trenton and the surrounding Mercer County communities, Karl Weidel Inc works as a supplemental insurance agent. It handles a range of policies designed to cover gaps left by primary health plans, including accident, critical illness, and hospital indemnity insurance. The company helps clients evaluate their specific coverage needs for additional financial protection. To operate, it typically begins each job with a consultation to discuss individual benefit gaps before presenting suitable policy options.
CP Insurance Co of Trenton, NJ provides specialty services in supplemental health coverage, including accident and critical illness policies that fill gaps left by primary medical insurance. As a supplemental insurance agent, it assists local residents and families with choosing plans that address everyday health care costs not covered by standard plans. It also offers guidance on enrollment, claims navigation, and coverage adjustments as needs change. This focuses on helping policyholders manage unexpected out-of-pocket expenses during a sudden illness or injury requiring hospitalization.
Deswert Insurance offers supplemental coverage on either a one-time basis for a specific policy purchase or through recurring appointments to review and adjust plans as needs change. Located in Trenton, NJ, this agency assists clients in addressing coverage gaps not filled by primary health insurance. Policies available include those for accident, hospital indemnity, and critical illness. Appointments are conducted on a scheduled or as-needed basis to match individual preferences and availability.
As Medicare enrollment periods open or weather risks increase across Mercer County, many Trenton residents seek to close gaps in their existing health coverage. PG Insurance Ltd. provides supplemental insurance agent services to fill those gaps. The company helps clients understand options like hospital indemnity and accident policies that can offset expenses not covered by primary insurance. An initial in-person or phone assessment is conducted to review a client’s current plan and identify potential needs before recommending any supplemental product.
Buy Smart Insurance, LLC in Trenton, NJ helps clients manage certain financial gaps that standard health plans do not fully address. As a supplemental insurance agent, the company focuses on adding specific policies for hospital stays, critical illnesses, and accident-related costs. These targeted coverages can assist with deductibles, copays, and incidental expenses resulting from injury or sickness. The firm serves a variety of local commercial sectors, including office complexes, warehouses, and food service businesses needing additional employee benefit options.
Humana in Trenton provides supplemental insurance agent services to residential clients throughout the Trenton area, helping individuals address gaps in their primary health coverage. Commercial coverage options are also available for local small businesses seeking additional benefits for their employees. The service area includes Trenton and its surrounding communities. Agents focus on explaining policy details clearly and setting up straightforward enrollment processes. Follow-up appointments are scheduled proactively, ensuring clients receive ongoing support and adjustments to their plans between regular policy reviews.
What Does a a Supplemental Insurance Agent in Trenton Cost?
Typical costs for a Medigap plan in New Jersey range from 100 to 300 dollars per month depending on your age location and plan type. Medicare Advantage plans may have lower monthly premiums but include copays and deductibles. Costs vary by case and you should compare plans with a licensed agent. This is general information not insurance advice.
About supplemental insurance agents in Trenton
Supplemental insurance agents in Trenton New Jersey help residents choose Medigap or Medicare Advantage plans. New Jersey has a guaranteed issue period for Medigap plans when you first enroll in Medicare Part B. Local agents can explain how New Jersey state laws affect your coverage options and enrollment windows.
Frequently Asked Questions
What is a supplemental insurance agent in Trenton?
A supplemental insurance agent in Trenton helps you buy Medigap or Medicare Advantage plans. These agents are licensed in New Jersey and can explain how state laws affect your coverage. They do not sell original Medicare but focus on plans that fill gaps in coverage.
When can I enroll in a Medigap plan in New Jersey?
In New Jersey you have a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. After this period you may face higher costs or denial based on health.
Are there New Jersey specific rules for supplemental insurance?
Yes New Jersey has a guaranteed issue rule for Medigap plans during the initial enrollment period. The state also requires Medigap plans to cover certain benefits not required by federal law. Agents must follow New Jersey insurance regulations when selling these plans.
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