The top-rated supplemental insurance agent in Union, New Jersey is David Roy - State Farm Insurance Agent, rated 4.8 stars across 112 reviews. Other highly rated options include State Farm Insurance Agent Max Smirnov, Farmers Insurance - David Robbins, Clear Path Insurance Services. This directory lists 17 supplemental insurance agents serving Union.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Roy - State Farm Insurance Agent | 530 Chestnut St Suite 102 | (908) 688-2051 |
| 2 | State Farm Insurance Agent Max Smirnov | 1051 Stuyvesant Ave. | (908) 810-0040 |
| 3 | Farmers Insurance - David Robbins | 2717B Morris Ave | (908) 557-5251 |
| 4 | Clear Path Insurance Services | 969 Stuyvesant Ave. #3 | (908) 955-8085 |
| 5 | Tavares Insurance Agency | 2086 Morris Ave | (908) 686-0404 |
| 6 | Allianza Insurance | 1191 Morris Ave | (908) 444-4067 |
| 7 | Insurance Associates Plus | 1523 Morris Ave | (908) 964-9010 |
| 8 | Annagard Insurance Agency | 397 Chestnut St Suite 6 | (908) 888-0120 |
| 9 | Karing Is Mutual LLC | 1575 Vauxhall Rd | (908) 468-7522 |
| 10 | Ringler Insurance Agency | 2225 Morris Ave | (908) 688-0011 |
David Roy - State Farm Insurance Agent serves Union County and the surrounding areas of New Jersey, operating as a supplemental insurance agent. This agency helps individuals and families fill important financial gaps that major medical plans often leave uncovered. Clients typically seek guidance on options that address out-of-pocket costs and unexpected health expenses. The office assists local residents with securing support for accidents, critical illnesses, and hospital stays.
State Farm Insurance Agent Max Smirnov in Union, NJ, offers a range of supplemental insurance services designed to fill coverage gaps left by primary health plans. The agency provides ongoing policy maintenance and personalized service support to help clients manage claims and adjust their benefits as needed. They assist with general plans for accident recovery, hospital stays, and critical illness events. The company serves individuals and businesses across Union, servicing single-family homes, apartments, retail shops, and restaurants in the local area.
Farmers Insurance - David Robbins serves homeowners, families, and local business owners in Union, New Jersey, seeking supplemental insurance coverage. The agency helps clients fill gaps in standard policies with options such as accident, critical illness, or hospital indemnity plans. Each consultation focuses on explaining different coverage choices to match individual needs. Policies aim to provide financial protection for unexpected medical expenses or income loss. The agent also assists residents in nearby Elizabeth with the same personalized supplemental insurance services and plan reviews.
Serving Union, New Jersey, and its surrounding communities throughout Union County, Clear Path Insurance Services acts as a supplemental insurance agent. The company handles policies designed to fill gaps left by major medical plans, covering costs like copays and deductibles. It helps clients compare plan options to find coverage suited to their individual needs and budget. To complete a typical job, it begins by consulting with the client to review their current health coverage and then presents clear policy choices.
Operating in Union, New Jersey, Tavares Insurance Agency provides supplemental insurance. Unlike one-time policies for single incidents, this agency offers recurring coverage plans that pay cash benefits directly to the policyholder for expenses such as deductibles or lost income. Available plans include accident, critical illness, and hospital indemnity protection, designed to close the gaps left by major medical insurance. Services are provided on an as-needed basis, with clients scheduling appointments when their needs arise.
As winter approaches in Union, many residents begin reviewing their Medicare coverage. Allianza Insurance operates as a local supplemental insurance agent, helping individuals find policies that address common out-of-pocket gaps. They work directly with clients to compare plan options suited to different healthcare needs. The process begins with a personal consultation to explain supplemental plans available in the area, covering details such as deductibles and copays. Following that discussion, an initial assessment of each client’s existing coverage is arranged to identify potential gaps.
Insurance Associates Plus specializes in supplemental insurance policies that fill gaps left by major medical plans. Serving the Union, NJ area, the agency helps clients select coverage for accident, critical illness, and hospital indemnity needs. These plans provide cash benefits directly to policyholders for out-of-pocket expenses. The company assists individuals and families by explaining how supplementary protection integrates with existing health insurance. As open enrollment periods approach, insurers turn to it for guidance on navigating changes to their primary care benefits and avoiding unexpected medical costs.
Annagard Insurance Agency in Union, NJ helps clients manage financial risk through primary insurance policies and specializes in supplemental add-ons that cover gaps in standard plans. These supplemental products pay directly to the policyholder for expenses like deductibles and lost income. The agency can tailor its supplemental offerings to support the protection needs of commercial operations, including local offices, warehouses, and food service establishments.
Karing Is Mutual LLC serves residents of Union, New Jersey, offering supplemental insurance coverage to help with gaps left by major medical plans. Commercial clients in the surrounding area also receive tailored policies designed for business needs. The agency assists customers throughout Union County with thoughtful guidance on selecting suitable options for dental, vision, accident, or hospital indemnity protection. Clients can rely on consistent follow-up contact and policy reviews between their regular scheduled visits, ensuring coverage remains aligned with any changing health or lifestyle circumstances.
Ringler Insurance Agency in Union, NJ, is known for providing supplemental insurance coverage that helps individuals fill gaps left by major medical plans. Its service range includes policies for accident, critical illness, and hospital indemnity, which can offset out-of-pocket costs. These plans complement primary health insurance by paying cash benefits directly to clients for covered events. The agency focuses on explaining how such add-ons can alleviate financial strain during recovery. It offers specialty enrollment for short-term disability income protection to support policyholders during unexpected time away from work.
What Does a a Supplemental Insurance Agent in Union Cost?
Costs for supplemental insurance in Union, New Jersey vary by plan type, age, and health status. Medigap Plan G for a 65-year-old can range from $120 to $250 per month. Hospital indemnity plans often cost $30 to $80 per month. Cancer policies may run $40 to $150 monthly. This is general information and not insurance advice.
About supplemental insurance agents in Union
Supplemental insurance agents in Union, New Jersey help residents fill gaps in their primary health coverage. These agents can explain plans like Medicare Supplement (Medigap) which follows federal and state rules including New Jerseys guaranteed issue rights. They also offer policies for accident, cancer, and critical illness that pay cash benefits directly to you.
Frequently Asked Questions
What is a supplemental insurance agent in Union New Jersey?
A supplemental insurance agent in Union helps you buy policies that cover costs not paid by your main health insurance. These agents are licensed by the New Jersey Department of Banking and Insurance and must follow state regulations.
What types of supplemental plans are available in Union New Jersey?
Common supplemental plans in Union include Medicare Supplement (Medigap), hospital indemnity, accident, critical illness, and cancer insurance. New Jersey law requires Medigap policies to offer certain standardized benefits.
How do I choose a supplemental insurance agent in Union New Jersey?
Look for an agent licensed in New Jersey with experience in supplemental health products. You can verify a license on the New Jersey Department of Banking and Insurance website. Ask about their carrier options and how they help with claims.
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