The top-rated supplemental insurance agent in Wayne, New Jersey is Maria Alawi - State Farm Insurance Agent, rated 4.9 stars across 353 reviews. Other highly rated options include Cajilema & Simpson Insurance Solutions, Joe Nachbaur - State Farm Insurance Agent, Jason Bush - State Farm Insurance Agent. This directory lists 14 supplemental insurance agents serving Wayne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maria Alawi - State Farm Insurance Agent | 789 Hamburg Tpke | (862) 221-9707 |
| 2 | Cajilema & Simpson Insurance Solutions | 600 Valley Rd suite 208 | (201) 707-7499 |
| 3 | Joe Nachbaur - State Farm Insurance Agent | 458 Hamburg Tpke | (973) 938-5342 |
| 4 | Jason Bush - State Farm Insurance Agent | 660 Valley Rd | (973) 697-1005 |
| 5 | Goosehead Insurance - Verdi Kaba | 1401 Valley Rd | (973) 777-3411 |
| 6 | Wayne Insurance Team | 23 Willowbrook Blvd | (732) 426-3554 |
| 7 | John T Costa Agency | 2025 Hamburg Tpke STE J | (973) 835-8444 |
| 8 | Premier Benefit Services | 28 Nimitz Rd | (973) 628-0694 |
| 9 | World Insurance Associates LLC | 500 Valley Rd Suite 203 | (973) 831-2787 |
| 10 | Crown Insurance Agency | 1 Hamburg Tpke | (862) 377-0770 |
Maria Alawi - State Farm Insurance Agent serves Wayne and the surrounding Passaic County area as a supplemental insurance agent. The agency offers policies designed to complement primary health coverage, helping residents manage out-of-pocket costs. It provides options such as accident and critical illness plans, which offer lump-sum benefits for covered events. These supplemental policies assist with deductibles, copays, and other expenses that standard medical insurance may not cover. The agency handles claims support and plan enrollment for hospital indemnity and disability income insurance in this region.
Cajilema & Simpson Insurance Solutions provides a range of supplemental insurance options for clients in Wayne, NJ. Its agents help individuals select policies designed to cover gaps in primary health coverage. These plans typically include critical illness, accident, and hospital indemnity policies. The company assists with annual policy reviews to ensure coverage remains aligned with changing client needs. New plan setup and claims support are also offered. This local insurance agency serves single-family homes, apartments, retail establishments, and restaurants.
Homeowners, property owners, and renters in Wayne, New Jersey, turn to Joe Nachbaur - State Farm Insurance Agent for supplemental insurance policies that fill gaps left by standard coverage. This agency helps clients explore options such as accident, critical illness, and hospital indemnity plans to meet individual financial protection needs. It also offers guidance on supplemental health and life insurance products designed to complement existing benefits. The agency serves the broader Passaic County area, including the neighboring community of Totowa.
Serving Wayne, New Jersey, and the surrounding communities, Jason Bush (State Farm Insurance Agent) assists clients with supplemental insurance coverage. This type of policy helps fill gaps left by primary health plans, covering costs like deductibles and copays. For local residents, it can offer financial protection during unexpected medical events. The agency evaluates each individual’s current benefits to recommend a plan that addresses specific needs. To handle a typical job, it begins with a detailed review of existing coverage before tailoring a supplemental option to the client’s budget and circumstances.
Goosehead Insurance - Verdi Kaba in Wayne, NJ distinguishes between one-time supplemental policy enrollments and recurring service options for adjusting coverage as needs change. The agency assists clients with plans that cover gaps left by primary health insurance, such as accident, critical illness, or hospital indemnity. Personalized consultations help identify which supplemental products suit individual budgets and medical histories. Service runs on a combination of as-needed appointments for new policies and scheduled reviews for existing clients.
Wayne Insurance Team specializes in helping individuals bridge coverage gaps with supplemental insurance policies. It assists clients in Wayne, New Jersey, by reviewing existing plans and recommending tailored options for additional financial protection. The agency guides customers through enrollment and claims support for Medicare supplements, accident plans, and critical illness coverage. It also addresses common seasonal concerns, such as explaining how supplemental plans can help cover deductibles and copays during the increased medical visits typical of cold and flu season.
As the colder months approach in Wayne, residents often review their existing health coverage for potential gaps. The John T Costa Agency specializes in supplemental insurance plans designed to address these specific financial risks. Each policy aims to provide additional support for out-of-pocket expenses not covered by primary medical insurance. The agency works directly with clients to explain policy details and match options to individual needs. A thorough initial consultation is scheduled to assess each person's current coverage limitations and identify suitable solutions.
Located in Wayne, New Jersey, Premier Benefit Services specializes in supplemental insurance policies that fill coverage gaps left by primary health plans. The agency works with individuals and businesses to add voluntary benefits such as accident, critical illness, and hospital indemnity plans. These targeted offerings help manage out-of-pocket expenses during unexpected medical events. Premier Benefit Services serves a range of commercial environments, including local offices, warehouse operations, and food service establishments that require flexible supplemental coverage for their employees.
Serving residents of Wayne, New Jersey, World Insurance Associates LLC offers supplemental insurance coverage to address gaps in primary health plans. The agency also provides commercial policies for local businesses needing additional protection. Their service area extends throughout the Wayne region, ensuring accessibility for both individual and corporate clients. Following an initial consultation and policy enrollment, the agent maintains contact for routine account reviews and adjustments. Clients can arrange follow-up service between regular visits to update coverage or address new needs.
Crown Insurance Agency serves residential clients in the Wayne, New Jersey area with supplemental insurance policies that help cover gaps in primary health plans. The agency also offers coverage options for commercial clients, ensuring local businesses have access to supplementary benefits tailored to their workforce. Serving Wayne and the surrounding region, the agency provides clear guidance on plan details and policy selections. After an initial consultation, representatives follow up between regular visits to address any changes in coverage needs that may arise.
What Does a a Supplemental Insurance Agent in Wayne Cost?
Typical monthly premiums for Medigap plans in Wayne New Jersey range from 100 to 300 dollars depending on the plan type and carrier. New Jersey uses community rating so your age does not directly affect the premium. Costs also vary based on the coverage level and any discounts offered. This is general information and not insurance advice.
About supplemental insurance agents in Wayne
Supplemental insurance agents in Wayne New Jersey help residents find Medigap and other gap coverage policies. New Jersey law provides a guaranteed issue period for Medicare supplement plans when you first enroll. Local agents can explain how state regulations affect your coverage choices.
Frequently Asked Questions
What is a supplemental insurance agent in Wayne New Jersey?
A supplemental insurance agent helps you buy policies that cover costs not paid by your primary health insurance. In New Jersey this often includes Medigap plans for Medicare beneficiaries. The agent can compare plans from different carriers for you.
When can I enroll in a Medigap plan in New Jersey?
New Jersey law gives you a six month open enrollment period starting when you are both 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may deny coverage or charge higher rates based on health.
Are supplemental insurance costs regulated in New Jersey?
Yes New Jersey requires Medigap insurers to use community rating which means premiums do not vary by age or health status. This can make costs more stable over time. However rates still differ between insurance companies and plan types.
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