The top-rated supplemental insurance agent in West Orange, New Jersey is Chris Sules - State Farm Insurance Agent, rated 4.9 stars across 110 reviews. Other highly rated options include Rami Attieh - State Farm Insurance Agent, The Sosa Insurance Group, ASE Insurance Agency, LLC. This directory lists 11 supplemental insurance agents serving West Orange.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Sules - State Farm Insurance Agent | 780 Northfield Ave | (973) 325-7555 |
| 2 | Rami Attieh - State Farm Insurance Agent | 47 Park Ave Ste 101 | (862) 444-7557 |
| 3 | The Sosa Insurance Group | 450 Pleasant Valley Way | (888) 902-3026 |
| 4 | ASE Insurance Agency, LLC | 111 Northfield Ave # 202 | (973) 944-2440 |
| 5 | Orange insurance agency | 396 Pleasant Valley Way | (862) 359-1905 |
| 6 | Browne Insurance Agency | 99 Northfield Ave Suite 2 | (973) 250-4002 |
| 7 | Union Insurance Inc | 111 Northfield Ave | (973) 320-7810 |
| 8 | Chris Alevras - State Farm Insurance Agent | 595 Eagle Rock Ave | (973) 736-0494 |
| 9 | Jacobson Professional Insurance, LLC | 395 Pleasant Valley Way | (973) 671-1701 |
| 10 | NOUVELLE ERE INSURANCE AGENCY & TAX SERVICES | 483 Valley Rd | (973) 399-8300 |
Chris Sules - State Farm Insurance Agent serves Essex County and the West Orange, New Jersey area, offering supplemental insurance solutions. These policies help individuals manage out-of-pocket costs that primary health coverage may not fully address. The agency works with clients to explore plans that can provide additional financial protection during medical events. Common supplemental options in this region include coverage for hospital stays and critical illness events. The agency also assists with accident-related insurance that can help cover deductibles and copays.
Rami Attieh - State Farm Insurance Agent offers a range of supplemental insurance services designed to fill gaps not covered by primary health plans. Service options include professional consultations to assess individual coverage needs, with plan management tailored to policyholders in the local area. Account maintenance and filing assistance for claims ensures continuous administrative support for client policies. This agency primarily serves single-family homes, apartments, retail shops, and restaurants in the West Orange, New Jersey region.
Homeowners, renters, and small business owners in West Orange, New Jersey turn to The Sosa Insurance Group for guidance on supplemental insurance coverage. This agency helps clients identify policies that fill gaps left by standard health or property plans, offering peace of mind for unexpected expenses. As a local supplemental insurance agent, it focuses on matching individuals with suitable options for medical or accidental needs. The firm also serves clients throughout the greater Essex County area, including the nearby Bloomfield community.
ASE Insurance Agency, LLC serves West Orange, New Jersey and the surrounding communities of Essex County. The agency handles supplemental insurance products designed to fill gaps left by primary health coverage. It works with local clients to select policies that address specific needs such as accident, critical illness, or hospital indemnity. To manage a typical request, the agency first reviews the client’s existing coverage to identify missing benefits, then presents suitable plan options with clear explanations of each policy’s terms.
Orange Insurance Agency in West Orange, NJ distinguishes between one-time policy adjustments and recurring coverage reviews for supplemental insurance. Clients can choose a single plan enrollment or opt for ongoing support that adjusts as their needs change. Supplemental insurance fills gaps left by major medical plans, covering expenses like hospital stays or accident costs. Services run on a one-time basis for initial setup or scheduled annual check-ins, with as-needed consultations available when life events occur.
Browne Insurance Agency specializes in supplemental insurance plans that cover health gaps not addressed by major medical policies. It provides personal service to clients throughout West Orange, NJ, helping them understand options for accident, hospital indemnity, or critical illness coverage. The agency works with individuals to tailor plans that address specific healthcare expenses. For residents concerned about uncovered costs from winter-related accidents or seasonal flu complications, Browne Insurance Agency offers guidance on policies designed to ease these financial burdens.
In the busy seasons of West Orange, NJ, managing unexpected medical costs can become a pressing concern. Union Insurance Inc addresses this challenge by offering supplemental insurance agent services tailored to fill gaps left by primary health plans. The company focuses on helping individuals select additional coverage for benefits like accident or hospital indemnity. Each consultation begins with a thorough review of a client’s existing policies and healthcare needs. The process then moves to an in-person inspection of current coverage to identify specific vulnerabilities.
Chris Alevras operates as a local State Farm Insurance agent in West Orange, New Jersey, providing supplemental insurance policies that cover gaps left by primary health plans. These specialized add-on policies may include hospital indemnity, accident recovery, and critical illness coverage to help manage out-of-pocket costs. For local businesses, this agent serves commercial sectors such as offices seeking income protection plans, warehouses needing liability add-ons, and food service establishments looking for tailored small business coverage.
Jacobson Professional Insurance, LLC serves residents and homeowners in West Orange, New Jersey, offering supplemental insurance policies that help cover gaps left by major medical plans. The company also provides commercial coverage options for local small businesses throughout Essex County and surrounding areas. Agents work closely with policyholders to review changing coverage needs, ensuring plans remain appropriate for evolving health or business circumstances. They encourage periodic follow-up appointments between regular claim periods to adjust benefits as needed and to address any new questions that arise.
NOUVELLE ERE INSURANCE AGENCY & TAX SERVICES in West Orange, NJ, is known for providing supplemental insurance coverage to local residents. Its service range includes policies that help fill gaps in primary health plans, such as accident, critical illness, and hospital indemnity insurance. These general offerings aim to ease out-of-pocket expenses during medical events. The agency also specializes in adding dental and vision coverage to existing insurance packages.
What Does a a Supplemental Insurance Agent in West Orange Cost?
Typical costs for supplemental insurance in New Jersey vary by plan type and age. A Medigap Plan G might cost between $120 and $250 per month for a 65-year-old. Cancer or accident plans often range from $30 to $100 per month. Premiums can change based on underwriting and insurer pricing. This is general information, not insurance advice.
About supplemental insurance agents in West Orange
Supplemental insurance agents in West Orange, New Jersey help residents fill gaps in primary health coverage with plans like Medicare Supplement and hospital indemnity. Under New Jersey law, agents must hold a valid insurance producer license issued by the state Department of Banking and Insurance. Local agents can explain how state regulations affect plan options and enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in West Orange?
A licensed professional who sells policies that cover costs not paid by major medical insurance, such as deductibles or copays. In New Jersey, agents must follow state rules on marketing and disclosure.
When can I enroll in a Medigap plan in New Jersey?
You have a six-month open enrollment period starting when you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Do I need a supplemental policy if I have employer coverage in West Orange?
It depends on your employer plan details. Supplemental insurance can help with out-of-pocket costs, but you should compare benefits and costs before buying. An agent can review your current coverage.
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