The top-rated supplemental insurance agent in Albuquerque, New Mexico is TrueCoverage, LLC, rated 4.6 stars across 1,496 reviews. Other highly rated options include The Medicare Store, Strategic Insurance Group, Ultimate Insurance. This directory lists 19 supplemental insurance agents serving Albuquerque.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | TrueCoverage, LLC | 2400 Louisiana Blvd NE | (888) 353-0027 |
| 2 | The Medicare Store | 4801 Lang Ave NE UNIT 110 | (505) 332-8010 |
| 3 | Strategic Insurance Group | 7500 Jefferson St NE Suite 106 | (505) 585-0227 |
| 4 | Ultimate Insurance | 4501 4th St NW a | (505) 433-3946 |
| 5 | Albuquerque Insurance World | 2828 Carlisle Blvd NE F | (505) 265-6000 |
| 6 | Consumers Direct Insurance Services of New Mexico | 2625 Pennsylvania St NE #500 | (855) 758-2227 |
| 7 | Sunset Insurance | 1905 San Mateo Blvd NE | (505) 247-2578 |
| 8 | Benefits With Apex – Independent Health and Life Insurance Broker for New Mexico | 6300 Riverside Plaza Ln #100 | (505) 441-2739 |
| 9 | NM Family and Business Insurance | 5345 Wyoming Blvd NE Suite 110 | (505) 257-9595 |
| 10 | Menicucci Insurance Llc | 2116 Vista Oeste NW #5 | (505) 883-3683 |
TrueCoverage, LLC serves the Albuquerque, New Mexico metro area as a supplemental insurance agent. It assists residents by explaining how Medicare supplements, often called Medigap, can help cover out-of-pocket costs that original Medicare does not pay. The company also guides clients through the enrollment process for standalone dental and vision plans to provide more complete health coverage. Additionally, TrueCoverage helps area individuals compare hospital confinement indemnity policies for planned or unexpected stays.
The Medicare Store in Albuquerque, New Mexico provides clients with guidance on selecting and enrolling in supplemental insurance policies. The agency offers ongoing service to help individuals review their current coverage and adjust plans as their healthcare needs change. Regular maintenance includes annual plan comparisons to ensure policyholders have cost-effective options for Medicare gaps. They service single-family homes, apartments, retail businesses, and restaurants seeking employee or individual health insurance solutions.
Strategic Insurance Group serves homeowners and business owners in Albuquerque, New Mexico, providing supplemental insurance coverage that helps protect against gaps in standard policies. The company assists property managers as well, offering tailored solutions to address individual financial exposure. Its supplemental insurance agent services focus on filling coverage needs not met by primary plans. Strategic Insurance Group also extends its availability to clients in the neighboring community of Rio Rancho.
Ultimate Insurance serves Albuquerque and its surrounding New Mexico communities, handling a range of supplemental insurance options to residents. The company addresses coverage gaps that primary plans may leave, offering policies such as accident, hospital indemnity, and critical illness plans. These products aim to provide financial support for deductibles and out-of-pocket expenses. For a typical client, it reviews existing coverage first, then presents plan options matched to specific needs.
Albuquerque Insurance World provides both one-time policy evaluations and ongoing management of supplemental insurance plans for residents of Albuquerque, New Mexico. These supplemental coverage options help fill gaps left by primary health or Medicare policies, addressing costs such as copays, deductibles, and extended care. The agent assists clients in comparing and enrolling in appropriate plans according to individual needs. Service runs on either a one-time consultation basis for a single plan review or as-needed for annual enrollment periods and coverage adjustments.
Many Albuquerque residents seek coverage during Medicare’s annual open enrollment period, and Consumers Direct Insurance Services of New Mexico provides supplemental insurance options to fill gaps in their existing plans. The agency operates locally to assist clients in understanding the complex landscape of healthcare coverage. By focusing on personalized guidance, the company helps individuals evaluate their current policies and consider additional protection where needed. An initial assessment appointment is scheduled to review each person's specific medical needs and financial situation before recommending any plan.
Sunset Insurance provides supplemental insurance solutions, including plans that cover accident, critical illness, and hospital indemnity. It works with individuals and families across Albuquerque, NM, to find policies that fill gaps left by major medical coverage. The agency helps clients manage out-of-pocket expenses and offers personalized guidance when selecting benefits. As winter approaches, it assists with enrolling in coverage that addresses higher seasonal illness risks and potential emergency room visits.
Benefits With Apex is a supplemental insurance agent serving the Albuquerque area. It specializes in health and life insurance add-ons, such as accident, critical illness, and hospital indemnity plans, which can cover gaps left by major medical policies. As an independent broker for New Mexico, the company helps clients compare options from multiple carriers to find suitable coverage. It serves a range of commercial sectors, including offices, warehouses, and food service operations.
NM Family and Business Insurance provides supplemental insurance coverage for individuals and groups in and around Albuquerque. The agency connects clients with policies that help cover gaps left by major medical plans. Typical offerings include accident, critical illness, hospital indemnity, and dental products that pay cash benefits directly to the insured. Agents explain plan details and assist with claims filing and policy questions. The agency also offers stand-alone cancer insurance as an optional add-on coverage.
What Does a a Supplemental Insurance Agent in Albuquerque Cost?
Supplemental insurance costs in New Mexico vary by plan type age and health status. Medicare Supplement Plan G for a 65-year-old in Albuquerque typically ranges from $120 to $200 per month. Cancer policies may cost $30 to $80 per month. Hospital indemnity plans often range from $50 to $150 per month. These are general estimates and your actual cost will depend on your specific situation. This is general information and not insurance advice.
About supplemental insurance agents in Albuquerque
Supplemental insurance agents in Albuquerque help residents fill gaps left by major medical plans. These agents can explain policies like Medicare Supplement plans and hospital indemnity coverage. New Mexico law requires agents to be licensed through the New Mexico Office of Superintendent of Insurance and follow strict disclosure rules.
Frequently Asked Questions
What types of supplemental insurance are common in Albuquerque?
Common types include Medicare Supplement plans Medigap, cancer insurance, critical illness coverage, and hospital indemnity plans. Agents in Albuquerque often help clients compare these options during the annual enrollment period.
How do I verify a supplemental insurance agent license in New Mexico?
You can check an agents license on the New Mexico Office of Superintendent of Insurance website. The site provides a lookup tool for license status and any disciplinary history.
Are there time limits for enrolling in Medicare Supplement plans in New Mexico?
Yes. You have a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage based on health conditions.
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