The top-rated supplemental insurance agent in Farmington, New Mexico is Affordable Insurance, rated 4.8 stars across 301 reviews. Other highly rated options include Freedom Insurance, C&R Insurance, Groves Insurance Group, Inc.. This directory lists 19 supplemental insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 560 E Main St #104 | (505) 325-9391 |
| 2 | Freedom Insurance | 312 W Apache St | (505) 516-0100 |
| 3 | C&R Insurance | 3501 E Main St Ste C | (505) 325-9610 |
| 4 | Groves Insurance Group, Inc. | 707 N Dustin Ave | (866) 371-1836 |
| 5 | Walker Agency | 1501 San Juan Blvd # 201 | (505) 326-4952 |
| 6 | Kysar Millennium Leavitt | 300 West Arrington Street #100 | (505) 325-4561 |
| 7 | Southwest Senior Advisors LLC | 124 N Orchard Ave | (505) 427-2244 |
| 8 | Silvia Ramos: Allstate Insurance | 2400 E 20th St | (505) 327-9667 |
| 9 | Auto Insurance Plus, LLC. | 424 W Broadway | (505) 564-9140 |
| 10 | Eric I. Maestas Insurance Agency | 4500 W Main St | (505) 327-9296 |
Affordable Insurance provides residential supplemental coverage to individuals in Kirtland, New Mexico. The agency also offers commercial policies for local businesses seeking to fill gaps in their primary plans. Their service area encompasses the surrounding Four Corners region where supplemental insurance options help manage out-of-pocket costs for health, life, and accident-related expenses. Clients can arrange routine follow-up consultations between regular visits to adjust plans as their needs change without incurring additional fees for policy reviews.
Freedom Insurance serves Farmington and the surrounding San Juan County area as a supplemental insurance agent. It helps clients address financial gaps not covered by major medical plans. Common products include accident, critical illness, and hospital indemnity policies. These plans can provide cash benefits directly to policyholders for qualifying events. The office works with individuals to review their existing coverage and identify any gaps. Freedom Insurance specifically handles Medicare supplement policies and hospital indemnity plans for the region.
C&R Insurance in Farmington, NM provides a range of supplemental insurance options designed to cover out-of-pocket costs not addressed by primary health plans. Its service approach centers on explaining plan details and filing claims to help clients manage unexpected medical expenses. The agency offers ongoing plan management, including annual policy reviews and assistance with coverage updates. It services single-family homes, apartments, retail locations, and restaurants seeking gap coverage for their owners or employees.
Groves Insurance Group, Inc. serves homeowners, businesses, and property managers in Farmington, New Mexico, by offering supplemental insurance policies that help cover gaps left by standard medical and property plans. These specialized agents assist clients in customizing coverage for unexpected events, such as accidents or critical illnesses, ensuring financial protection beyond a primary policy. The company also extends its expertise to clients across the greater San Juan County area, including the neighboring community of Aztec.
Serving Farmington and the surrounding communities of the Four Corners region, Walker Agency handles supplemental insurance policies designed to cover gaps left by major medical plans. These offerings typically include accident, critical illness, and hospital indemnity policies that provide direct cash benefits to clients when unexpected health events occur. The agency generally walks new clients through a simple needs assessment, comparing existing coverage against potential out-of-pocket costs before recommending a specific policy fit for their situation.
Supplemental insurance agents offer both one-time policies and recurring coverage plans tailored to ongoing needs. Kysar Millennium Leavitt, located in Farmington, NM, assists clients in selecting supplemental plans that fill gaps left by primary health or life insurance, providing financial protection for unexpected medical events. Coverage options may include hospital indemnity, accident, or critical illness plans to help manage out-of-pocket costs. Service for new policy setup occurs on a one-time basis, with ongoing support and policy adjustments available on an as-needed or scheduled schedule for existing clients.
Southwest Senior Advisors LLC provides supplemental insurance policies designed to cover out-of-pocket expenses not addressed by Medicare. The Farmington-based agency serves local residents by explaining plan differences and helping with enrollment paperwork throughout the year. It advises clients on choosing Medigap, dental, or vision coverage tailored to individual healthcare budgets and needs. The company specifically assists seniors during the annual open enrollment period, ensuring they understand how changes in their health or prescriptions might require policy adjustments for the coming year.
As the seasons change and new health or life events arise in Farmington, residents often seek to protect their income and assets with supplemental coverage. Silvia Ramos Allstate Insurance provides local guidance on policies that help bridge gaps left by major medical plans. The agency offers personalized sessions to explain how accident or critical illness insurance works. An initial inspection or assessment of current coverage is scheduled during the first appointment to identify specific financial vulnerabilities.
Auto Insurance Plus, LLC operates as a supplemental insurance agent in Farmington, New Mexico, helping local individuals and businesses fill coverage gaps in their primary policies. It specializes in add-on insurance products that offer targeted protection beyond standard plans. The agency can assist with securing supplemental coverage for commercial sectors such as offices, warehouses, and food service establishments in the region.
Eric I. Maestas Insurance Agency serves residents in Farmington, assisting them with supplemental insurance needs for their homes. The agency also accommodates commercial clients in the area, offering coverage options designed to fill gaps in primary health or business policies. Their service extends throughout the local region, providing support for a range of personal and professional situations. After an initial policy is in place, customers can rely on ongoing follow-up between regular visits to adjust coverage as their circumstances evolve.
What Does a a Supplemental Insurance Agent in Farmington Cost?
Typical Medigap Plan G premiums in Farmington range from 120 to 250 dollars per month for a 65-year-old. Medicare Advantage plans often have 0 dollar premiums but include copays and deductibles. Costs vary by age, health status, and plan type. This is general information, not insurance advice.
About supplemental insurance agents in Farmington
Supplemental insurance agents in Farmington, New Mexico help residents choose Medigap or Medicare Advantage plans. New Mexico state law allows a 30-day free look period for Medigap policies. Local agents can explain plan options and costs for your specific health needs.
Frequently Asked Questions
What does a supplemental insurance agent in Farmington do?
A supplemental insurance agent helps you compare and enroll in Medigap or Medicare Advantage plans. They explain coverage gaps and costs for plans available in San Juan County. Agents do not sell original Medicare itself.
When can I enroll in a supplemental plan in New Mexico?
You have a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. Outside this window, insurers can use medical underwriting. New Mexico also offers a special enrollment period for certain qualifying events.
Are there state rules for supplemental insurance in New Mexico?
Yes, New Mexico requires Medigap policies to include a 30-day free look period. Insurers must also offer a guaranteed issue right for certain situations like losing employer coverage. State law prohibits agents from making false or misleading statements.
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